AmbitionBox
Interview Questions
- Reviews
- Salaries
- Interview Questions
- About Company
- Benefits
- Jobs
- Office Photos
- Community
Add office photos
i
HDFC Bank
Compare
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
Filter interviews by
HDFC Bank Credit Appraisal Interview Questions and Answers for Experienced
HDFC Bank Credit Appraisal Interview Experiences for Experienced
1 interview found
Anonymous
I applied via Naukri.com and was interviewed in Dec 2020. There were 6 interview rounds.
Interview Questionnaire
6 Questions
- Q1. 1. Latest RERA amendments/news
- Ans.
The latest RERA amendments/news are related to the real estate sector regulations.
RERA stands for Real Estate (Regulation and Development) Act.
The amendments aim to protect the interests of homebuyers and promote transparency in the real estate sector.
One of the key amendments is the extension of the registration period for real estate projects.
Another amendment focuses on the establishment of Real Estate Appellate Tri...
- Q2. 2. Listing the names of Founder/CEO/MD
- Q3. Why do you think you are best suited for this role
- Q4. Articleship experience
- Q5. Case solving- Process from pre sanctioning to post sanctioning of retail loan
- Ans.
The process of retail loan from pre-sanctioning to post-sanctioning involves several steps.
Pre-sanctioning involves collecting necessary documents and verifying the eligibility of the borrower.
The loan application is then processed and the creditworthiness of the borrower is assessed.
Post-sanctioning involves disbursing the loan amount and ensuring timely repayment.
Regular follow-ups are done to ensure timely repayment...
- Q6. Tell me about yourself
Interview Preparation Tips
Consistency of answers and body language are the most important criteria's to get through the interview successfully.
Also, its completely okay if you do not have answers to some questions. One can reply by saying ' I do not have much knowledge about this topic but I will definitely read it up soon'.
Interview questions from similar companies
Selected
I applied via Walk-in and was interviewed before Apr 2023. There was 1 interview round.
(2 Questions)
- Q1. What is Kyc and what is cibil
- Ans.
KYC stands for Know Your Customer and is the process of verifying the identity of customers. CIBIL is a credit information company that maintains credit records of individuals and businesses.
KYC is a regulatory requirement to prevent identity theft, money laundering, and terrorist financing.
CIBIL is one of the credit bureaus in India that collects and maintains credit information of individuals and businesses.
KYC invol...
- Q2. What is Cibil of type
- Ans.
Cibil is a credit information company that maintains credit records of individuals and businesses.
Cibil stands for Credit Information Bureau (India) Limited.
It collects and maintains credit information of individuals and businesses.
Cibil provides credit scores based on credit history and repayment behavior.
Lenders use Cibil reports to assess creditworthiness of borrowers.
A good Cibil score increases chances of loan app
I applied via Referral and was interviewed before Oct 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. About previous role, location, languages known,
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. Banking related
I applied via Recruitment Consultant and was interviewed before May 2020. There were 3 interview rounds.
Interview Questionnaire
7 Questions
- Q1. Normal questions asked by hr..
- Q2. Like Hr question
- Q3. Tell me something about yourself
- Q4. Hobbies
- Q5. Based on college time' questions whenever in college
- Q6. About msf What is bank
- Q7. What is commercial bank Slr
- Ans.
A commercial bank is a financial institution that accepts deposits, offers loans, and provides other financial services to individuals and businesses.
Commercial banks are for-profit institutions that generate revenue through interest on loans and other fees.
They offer a range of services including checking and savings accounts, credit cards, mortgages, and business loans.
Examples of commercial banks include JPMorgan Ch...
Interview Preparation Tips
I applied via Referral and was interviewed in Jun 2021. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. About my work profile
Interview Preparation Tips
I applied via Naukri.com and was interviewed in May 2020. There were 4 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Tell interesting thing about you??
- Q2. Why would like to join us??
Interview Preparation Tips
I applied via Company Website and was interviewed in Jul 2020. There were 4 interview rounds.
Interview Questionnaire
1 Question
- Q1. Why your can join kotak bank. How you can work very well please explain this...
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. How to introduce about yourself? Why you joined banking industry? What is your strength? Why should I hire you? What is financial ratio? Types of ratios? Basics of finance?
I applied via Walk-in and was interviewed in Dec 2020. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. How can handle to cash customer into finance.
- Ans.
To handle cash customers into finance, provide attractive financing options, explain the benefits, and offer assistance throughout the process.
Offer attractive financing options such as low-interest rates or flexible payment plans.
Explain the benefits of financing, such as the ability to purchase higher-priced items or spreading out payments over time.
Provide clear and transparent information about the financing proces...
- Q2. To make new good civil score and achieve to best opportunity in future related to credit limits.
- Q3. There to be a limited fix salary not only variable becouse a libile person have to family responsibility which solve by some amount or salary.
Interview Preparation Tips
HDFC Bank Interview FAQs
Tell us how to improve this page.
HDFC Bank Interviews By Designations
- HDFC Bank Relationship Manager Interview Questions
- HDFC Bank Deputy Manager Interview Questions
- HDFC Bank Sales Officer Interview Questions
- HDFC Bank Assistant Manager Interview Questions
- HDFC Bank Personal Banker Interview Questions
- HDFC Bank Manager Interview Questions
- HDFC Bank Credit Manager Interview Questions
- HDFC Bank Sales Manager Interview Questions
- Show more
Interview Questions for Popular Designations
- Gold Appraiser Interview Questions
- Production Planning Manager Interview Questions
- Operation Incharge Interview Questions
- Plant Supervisor Interview Questions
- Senior Manager QA Interview Questions
- Tour Manager Interview Questions
- Associate Managing Consultant Interview Questions
- Operations Controller Interview Questions
- Show more
Interview Questions from Similar Companies
Fast track your campus placements
HDFC Bank Credit Appraisal Reviews and Ratings
based on 2 reviews
Rating in categories
|
Deputy Manager
15.1k
salaries
|  ₹2 L/yr - ₹10 L/yr |
|
Manager
10.2k
salaries
| ₹5 L/yr - ₹14.7 L/yr |
|
Assistant Manager
9.5k
salaries
| ₹1.7 L/yr - ₹7.3 L/yr |
|
Senior Manager
6.4k
salaries
| ₹8 L/yr - ₹25 L/yr |
|
Relationship Manager
6.3k
salaries
| ₹2.4 L/yr - ₹12.5 L/yr |
ICICI Bank
State Bank of India
Axis Bank
Kotak Mahindra Bank
- Home >
- Interviews >
- HDFC Bank Interview Questions >
- HDFC Bank Credit Appraisal Interview Questions for Experienced
