HDFC Bank Finance Head Interview Questions and Answers

Finance is the management of money and other assets, including investments, budgeting, and financial planning.

• Finance involves managing money and assets to achieve financial goals.

• It includes activities such as budgeting, investing, and financial planning.

• Finance helps individuals and organizations make informed financial decisions.

• Examples of finance include managing a company's cash flow, investing in stocks and bond

ICICI sales refers to the sales activities and strategies of ICICI Bank, one of the largest private sector banks in India.

• ICICI Bank offers a wide range of financial products and services to individual and corporate customers.

• The bank utilizes various channels such as branches, online platforms, and mobile apps to drive sales.

• ICICI Bank often runs promotional campaigns and offers discounts to attract new customers and ...read more

Commercial vehicle loan segment involves financing for new commercial vehicles, while used commercial vehicle loan segment involves financing for pre-owned commercial vehicles.

• Commercial vehicle loan segment typically involves financing for new trucks, vans, buses, etc.

• Used commercial vehicle loan segment involves financing for pre-owned trucks, vans, buses, etc.

• Interest rates for used commercial vehicle loans may be h...read more

E KYC stands for Electronic Know Your Customer.

• E KYC is a process where customer identity and address are verified electronically.

• It helps in simplifying the KYC process for financial institutions and customers.

• Examples of E KYC include Aadhaar-based KYC in India and biometric verification.

• It reduces paperwork and speeds up the onboarding process for customers.