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HDFC Bank Interview Questions, Process, and Tips

Updated 11 Mar 2025

Top HDFC Bank Interview Questions and Answers

View all 741 questions

HDFC Bank Interview Experiences

Popular Designations

2.1k interviews found

Interview experience
4
Good
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Fair and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - HR 

(5 Questions)

  • Q1. Tell me something about your self
  • Q2. Tell me something about your family background
  • Q3. Are you ready to relocate
  • Q4. Are you interested
  • Q5. Why did you choose banking

Top HDFC Bank Assistant Manager Interview Questions and Answers

Q1. What are the main objective for HDFC bank.
View answer (28)

Assistant Manager Interview Questions asked at other Companies

Q1. You are Handling cash operations then how you manage operations with sales ?
View answer (88)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(12 Questions)

  • Q1. Brief me about yourself
  • Ans. 

    I am a detail-oriented and organized individual with experience in accounting and cash handling.

    • I have a degree in accounting and have worked as an accounts executive for 3 years.

    • I am proficient in using accounting software such as QuickBooks and Excel.

    • I have experience in handling cash transactions and reconciling cash registers.

    • I am a team player and have excellent communication skills.

    • I am always willing to learn an

  • Answered by AI
  • Q2. Why do you want to join the banking sector.
  • Ans. 

    I am passionate about finance and banking, and I believe that the banking sector offers a challenging and rewarding career.

    • I have a strong interest in finance and banking

    • I am excited about the opportunity to work in a dynamic and fast-paced environment

    • I believe that the banking sector offers a challenging and rewarding career

    • I am eager to learn and grow in my career

    • I am confident that my skills and experience make me a

  • Answered by AI
  • Q3. What are the types of accounts in a bank.
  • Ans. 

    Types of accounts in a bank include savings, current, fixed deposit, recurring deposit, and NRI accounts.

    • Savings account: for individuals to save money and earn interest

    • Current account: for businesses to carry out transactions

    • Fixed deposit account: for individuals to deposit a lump sum for a fixed period of time and earn higher interest

    • Recurring deposit account: for individuals to deposit a fixed amount of money every ...

  • Answered by AI
  • Q4. What are the necessary documents a person requires to open an account in a bank?
  • Ans. 

    To open a bank account, a person requires necessary documents such as ID proof, address proof, and passport size photographs.

    • ID proof such as Aadhaar card, PAN card, Voter ID card, or Passport

    • Address proof such as Aadhaar card, Voter ID card, Passport, or utility bills

    • Passport size photographs

    • In case of a joint account, the documents of all the account holders are required

  • Answered by AI
  • Q5. What are the 3 types of commercial bank?
  • Ans. 

    The 3 types of commercial banks are retail or consumer banks, corporate or business banks, and investment banks.

    • Retail or consumer banks cater to individual customers and provide services like savings accounts, loans, and credit cards.

    • Corporate or business banks serve the financial needs of businesses and corporations, offering services like commercial loans, cash management, and trade finance.

    • Investment banks speciali...

  • Answered by AI
  • Q6. What is loan grading?
  • Ans. 

    Loan grading is a process of evaluating the creditworthiness of a borrower and assigning a risk rating to the loan.

    • Loan grading helps lenders to assess the risk associated with a loan and make informed decisions.

    • It involves analyzing various factors such as the borrower's credit history, financial statements, collateral, and industry trends.

    • The grading system typically ranges from A to D, with A being the lowest risk a...

  • Answered by AI
  • Q7. What is the line of credit?
  • Ans. 

    Line of credit is a flexible borrowing arrangement between a borrower and a lender.

    • It is a pre-approved loan amount that can be borrowed as needed.

    • Interest is only charged on the amount borrowed, not the entire credit limit.

    • It is often used by businesses to manage cash flow or for short-term financing.

    • Examples include credit cards, home equity lines of credit, and business lines of credit.

  • Answered by AI
  • Q8. How bank's earn a profit?
  • Ans. 

    Banks earn profit through various means such as interest on loans, fees, and investments.

    • Interest on loans and credit cards

    • Fees for services such as ATM usage, overdrafts, and wire transfers

    • Investments in stocks, bonds, and other financial instruments

    • Charging higher interest rates on loans than they pay on deposits

    • Foreign exchange transactions

    • Mortgage banking

    • Credit card interchange fees

    • Merchant services

    • Wealth managemen

  • Answered by AI
  • Q9. What is the card based payment?
  • Ans. 

    Card based payment is a method of making transactions using debit or credit cards.

    • Card based payment involves the use of debit or credit cards to make transactions.

    • The card is swiped or inserted into a card reader and the payment is processed.

    • Card based payments are widely used in retail stores, online shopping, and for bill payments.

    • Examples of card based payment systems include Visa, Mastercard, and American Express.

  • Answered by AI
  • Q10. What are the different types of fixed deposit?
  • Ans. 

    There are mainly two types of fixed deposit - cumulative and non-cumulative.

    • Cumulative fixed deposit - interest is compounded annually and paid at maturity

    • Non-cumulative fixed deposit - interest is paid at regular intervals (monthly, quarterly, half-yearly, or annually)

    • Tax-saving fixed deposit - offers tax benefits under Section 80C of the Income Tax Act

    • Senior citizen fixed deposit - offers higher interest rates to sen...

  • Answered by AI
  • Q11. What is a home equity loan?
  • Ans. 

    A home equity loan is a type of loan where a borrower uses the equity in their home as collateral.

    • Home equity loans allow homeowners to borrow money using the equity in their home as collateral.

    • The loan amount is typically based on the difference between the home's current market value and the outstanding mortgage balance.

    • Interest rates on home equity loans are usually lower than other types of loans because they are s...

  • Answered by AI
  • Q12. What is the interbank deposit?
  • Ans. 

    Interbank deposit is a transaction where one bank deposits funds into another bank's account.

    • Interbank deposit is a common practice among banks to manage their liquidity.

    • It helps banks to earn interest on their excess funds.

    • Banks can also borrow from other banks through interbank deposits.

    • Interbank deposits are usually short-term and can be withdrawn on demand.

    • For example, Bank A deposits $10 million into Bank B's acco...

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. What are the non performing assets of the company?
  • Ans. 

    Non performing assets are those assets which are not generating income or are not able to recover their cost.

    • Non performing assets are also known as bad assets or non performing loans.

    • These assets can include loans, investments, or properties.

    • Examples of non performing assets include defaulted loans, foreclosed properties, and non performing stocks.

    • Non performing assets can have a negative impact on a company's financi...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Identify your career goals.
Dedicate time to the search.
Don't limit your search to online resources
Make networking part of your everyday life .
Keep yourself busy.

Top HDFC Bank Accounts Executive and Cashier Interview Questions and Answers

Q1. What are the necessary documents a person requires to open an account in a bank?
View answer (5)

Accounts Executive and Cashier Interview Questions asked at other Companies

Q1. What are the necessary documents a person requires to open an account in a bank?
View answer (5)
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(6 Questions)

  • Q1. Everything is related to HDFC OR marketing I will try to tell you?
  • Ans. HDFC. HOUSING development finance corporation this very good an trust full bank HDFC Frist branch in Mumbai sins 1994 by vibhuv shing Marketing fild is very good work there is more task for market new person delay meet ?
  • Answered Anonymously
  • Q2. HDFC and marketing Management
  • Ans. 

    Hdfc is Frist branch in Mumbai Sins 1994 . Marketing is good there are many tasx in hr day

  • Answered Anonymously
  • Q3. HDFC is good bank housing development finance corporation
  • Ans. 

    HDFC HOUSING development fanance corporation is good bank in filed

  • Answered Anonymously
  • Q4. About bank about marketing
  • Q5. Good bank trust full bank
  • Q6. HDFC why should be
Round 3 - One-on-one 

(4 Questions)

  • Q1. MARKET WHY SHOULD CHOOSE MARKETTING
  • Ans. 

    Marketing is essential for businesses to reach and engage with their target audience, increase brand awareness, and drive sales.

    • Marketing helps businesses identify and understand their target audience

    • It allows businesses to create and promote their products or services effectively

    • Marketing helps build brand awareness and credibility

    • It drives sales and revenue for the business

    • Marketing also helps businesses stay ahead o

  • Answered by AI
  • Q2. HDFC can give some tryp lone
  • Q3. MARKETING SKILLS how can say this is good
  • Q4. HDFC WHY FEMOUS IN INDIA
  • Ans. 

    HDFC is famous in India for its strong presence in the banking and financial services sector, offering a wide range of products and services to customers.

    • HDFC is one of the largest private sector banks in India

    • It offers a variety of banking and financial services such as savings accounts, loans, insurance, and investment options

    • HDFC has a strong network of branches and ATMs across the country

    • The bank is known for its c...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I can't give any tips for interview because it's your hand

Marketing Manager Interview Questions asked at other Companies

Q1. What the big opportunities to handle a sales in a worse situation i.e when prices & demand are low & vice versa
View answer (2)

Rating Analyst Interview Questions & Answers

user image Jyotiraditya Singh

posted on 27 Jul 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Financial Analysis
  • Q2. Industry Analysis

Rating Analyst Interview Questions asked at other Companies

Q1. What is DSCR and ISCR and what's the importance of it
View answer (1)

HDFC Bank interview questions for popular designations

 Relationship Manager

 (132)

 Deputy Manager

 (129)

 Sales Officer

 (102)

 Assistant Manager

 (80)

 Personal Banker

 (78)

 Manager

 (66)

 Credit Manager

 (52)

 Sales Manager

 (39)

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Don't remember clearly but same as ibps set.

Round 2 - Group Discussion 

Given one topic then we have to discuss.

Round 3 - HR 

(3 Questions)

  • Q1. Flexibility regarding job
  • Q2. Skills at work place
  • Q3. I don't remember

Personal Banker Authoriser Interview Questions asked at other Companies

Q1. How fake note is detected??
View answer (3)

Get interview-ready with Top HDFC Bank Interview Questions

CRM Executive Interview Questions & Answers

user image Anonymous

posted on 15 May 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me something about banking
  • Ans. 

    Banking involves financial institutions that provide services such as deposits, loans, and investments.

    • Banks accept deposits from customers and provide various types of accounts like savings, current, and fixed deposits.

    • They offer loans to individuals and businesses for various purposes such as home loans, personal loans, and business loans.

    • Banks also provide investment services like mutual funds, stocks, and bonds to ...

  • Answered by AI
  • Q2. Tell me something about CRM
  • Ans. 

    CRM stands for Customer Relationship Management, a strategy for managing interactions with customers and potential customers.

    • CRM helps businesses build and maintain relationships with customers through personalized communication and targeted marketing.

    • It involves collecting and analyzing customer data to improve customer satisfaction and loyalty.

    • CRM systems can track customer interactions across multiple channels, such...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Go well prepared for the interview in formal dress, updated resume.

CRM Executive Interview Questions asked at other Companies

Q1. What is the key quality that a CRM executive should have ??
View answer (2)

Jobs at HDFC Bank

View all

Sales Officer Interview Questions & Answers

user image Anonymous

posted on 14 Oct 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Self interdiction 

(2 Questions)

  • Q1. Previous work experience
  • Ans. 

    I have 3 years of experience in sales, including managing a team and exceeding sales targets.

    • Managed a team of 5 sales representatives

    • Exceeded sales targets by 20% for 2 consecutive years

    • Implemented new sales strategies to increase revenue

  • Answered by AI
  • Q2. Writting skills and leasining skills
Round 2 - Aptitude Test 

About basics of knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Good relationship will be in hdfc bank

Top HDFC Bank Sales Officer Interview Questions and Answers

Q1. Amit What is Cross sale tell me The Types of Cross sales
View answer (30)

Sales Officer Interview Questions asked at other Companies

Q1. Amit What is Cross sale tell me The Types of Cross sales
View answer (30)

Data Analyst Interview Questions & Answers

user image Anonymous

posted on 28 Jun 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
-
Result
Selected Selected
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. What is Ram? What is Rom?
  • Ans. 

    RAM stands for Random Access Memory, a type of computer memory that can be accessed randomly. ROM stands for Read-Only Memory, a type of memory that stores data permanently.

    • RAM is volatile memory used by the computer to store data and program instructions temporarily.

    • ROM is non-volatile memory that stores firmware and cannot be easily modified or deleted.

    • RAM is faster but loses data when power is turned off, while ROM ...

  • Answered by AI
  • Q2. Which language understand the computer?
  • Ans. 

    Computers understand machine language, which is a set of binary codes representing instructions that the computer can execute.

    • Computers understand machine language, which consists of binary code representing instructions.

    • High-level programming languages like Python, Java, C++ are used to write code that is then translated into machine language.

    • Compilers and interpreters are used to convert high-level code into machine

  • Answered by AI
Round 3 - Technical 

(1 Question)

  • Q1. What is the machine language?
  • Ans. 

    Machine language is the lowest-level programming language that directly corresponds to instructions executed by a computer's CPU.

    • Machine language consists of binary code representing instructions that can be executed by a computer's central processing unit (CPU)

    • It is the lowest-level programming language and is specific to the type of CPU being used

    • Machine language is difficult for humans to read and write, as it is co...

  • Answered by AI
Round 4 - Technical 

(1 Question)

  • Q1. What does BIOS works for?
  • Ans. 

    BIOS works as a firmware that initializes hardware components during the boot process of a computer.

    • BIOS stands for Basic Input/Output System

    • It is responsible for initializing and testing hardware components like the CPU, memory, and storage devices

    • BIOS also provides the necessary instructions for the operating system to boot up

    • It is stored on a ROM chip on the motherboard

  • Answered by AI

Skills evaluated in this interview

Top HDFC Bank Data Analyst Interview Questions and Answers

Q1. What is multicollinearity and what are its effects?
View answer (1)

Data Analyst Interview Questions asked at other Companies

Q1. Suppose there is a room in the office and X people enter room throughout the day, Y people leave throughout the day [continuously people are entering the room, some are staying there, and rest are going out] .. so tell me the code to calcul... read more
View answer (11)
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
2-4 weeks
Result
No response

I applied via Approached by Company and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me something about yourself
  • Q2. About the family background

Interview Preparation Tips

Interview preparation tips for other job seekers - I had appeared for the interview.. Awful Experience.. Interview started 15mins late.. Interviewer was very very rude and impatient..and had very little idea about the original process of Audit..very questionable process..The interview happened on WhatsApp which is very surprising

Internal Auditor Interview Questions asked at other Companies

Q1. What is Purchase to pay process? (all the step you did in your P2P audit process)
View answer (3)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Job Portal and was interviewed in Jan 2024. There were 3 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. Self introduction
  • Q2. About srudies of us
Round 2 - HR 

(1 Question)

  • Q1. Explain about your self
Round 3 - HR 

(1 Question)

  • Q1. Explain about yourself

Interview Preparation Tips

Interview preparation tips for other job seekers - Just speak with confidence

HDFC Bank Interview FAQs

How many rounds are there in HDFC Bank interview?
HDFC Bank interview process usually has 2-3 rounds. The most common rounds in the HDFC Bank interview process are One-on-one Round, Resume Shortlist and HR.
How to prepare for HDFC Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are Sales, Relationship Management, Retail Branch Banking, Portfolio Management and Cross Selling.
What are the top questions asked in HDFC Bank interview?

Some of the top questions asked at the HDFC Bank interview -

  1. 1.WHAT IS SPECIAL OF UR HOME TOWN 2.Who is Main compitetor with us and which pr...read more
  2. If a client comes to take a loan & he haven't got any type of documents with hi...read more
  3. A client comes & he wants a big loan to fund his long-term project, what kind o...read more
How long is the HDFC Bank interview process?

The duration of HDFC Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

Tell us how to improve this page.

HDFC Bank Interview Process

based on 2.6k interviews

Interview experience

4.2
  
Good
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HDFC Bank Reviews and Ratings

based on 40.1k reviews

3.9/5

Rating in categories

3.8

Skill development

3.5

Work-life balance

3.5

Salary

4.0

Job security

3.6

Company culture

3.2

Promotions

3.5

Work satisfaction

Explore 40.1k Reviews and Ratings
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