HDFC Bank IT Business Analyst Interview Questions and Answers

Aptitude test contains Logical Reasoning Questions, Analytical Skills questions, and some general Questions, there are no coding questions for it

Q1. First Question is to introduce yourself
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Q2. Want to explain me my data science project I explained it in good way
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Q3. Gave some scenario that how your project will work for these secnarios
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Q4. Asks me about the polymorphism and its example
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Q5. Asks about my family background
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Q6. Asks whether I am able to relocate
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Q1. About previous project
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Q2. Python code and some sql quries
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Q1. What is different between CA VS SBQA
Ans. 
CA focuses on financial reporting and auditing, while SBQA focuses on software quality assurance.
• CA stands for Chartered Accountant and involves financial reporting, auditing, and taxation.

• SBQA stands for Software Business Quality Analyst and involves ensuring software quality through testing and analysis.

• CA professionals work in accounting firms or finance departments, while SBQA professionals work in software develop...read more
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Q1. What im doing this work
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Q2. What is my post
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Q1. What's my salary Package
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Q2. What is my position in this job
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Q1. Background of Business Analyst Domain
Ans. 
Business Analyst domain involves analyzing data, identifying business needs, and recommending solutions to improve processes and systems.
• Analyzing data to identify trends and patterns

• Understanding business needs and requirements

• Developing strategies to improve processes and systems

• Collaborating with stakeholders to gather information and feedback

• Creating reports and presentations to communicate findings and recommendat
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Q2. How to implement STP process in Loans
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STP process in Loans involves automating the loan approval process to reduce manual intervention and improve efficiency.
• Implement automated loan application processing system

• Utilize decision-making algorithms to assess creditworthiness

• Integrate with credit bureaus for quick verification of applicant information

• Automate loan disbursement process to reduce processing time
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Q3. Improvements in LOS
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Q4. Different Types of Loans and implementation in LOS
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Different types of loans include personal loans, home loans, auto loans, and business loans, each with specific criteria and terms.
• Personal loans are unsecured loans for personal use, often with higher interest rates.

• Home loans are secured loans used to purchase a home, with the home serving as collateral.

• Auto loans are used to finance the purchase of a vehicle, with the vehicle serving as collateral.

• Business loans are...read more
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Q1. Introduction of Business Analyst Career
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Q2. Name one challenge you faced due to conflicting requirements
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Q1. Personal information, job experience
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Q2. Why banking you choose?
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Q1. Expected vision of next 5 years?
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Q2. What is small finance bank?
Ans. 
Small finance banks are financial institutions that provide basic banking services to small businesses and low-income individuals.
• Small finance banks focus on providing financial services to underserved and unserved sections of the population.

• They offer services such as savings accounts, fixed deposits, loans, and payment services.

• These banks have a minimum capital requirement of Rs. 200 crore.

• Examples of small finance...read more
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Q1. Why do you leave current org
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