HDFC Bank Head Human Resources Interview Questions and Answers

A commercial bank is a financial institution that accepts deposits, offers loans, and provides other financial services to individuals and businesses.

• Commercial banks are for-profit institutions that generate revenue through interest on loans and other fees.

• They offer a range of services including checking and savings accounts, credit cards, mortgages, and business loans.

• Examples of commercial banks include JPMorgan Ch...read more

To handle cash customers into finance, provide attractive financing options, explain the benefits, and offer assistance throughout the process.

• Offer attractive financing options such as low-interest rates or flexible payment plans.

• Explain the benefits of financing, such as the ability to purchase higher-priced items or spreading out payments over time.

• Provide clear and transparent information about the financing proces...read more

Business potential is the ability of a business to grow and generate profits in the future.

• Business potential can be assessed by analyzing market trends and competition.

• A business with a unique product or service has higher potential for growth.

• Investments in research and development can increase a business's potential.

• A strong brand reputation can also contribute to a business's potential.

• Examples of businesses with h...read more