Genpact Mortgage Analyst Interview Questions and Answers

About our knowledge and mentality

Team discussion and lead it

Q1. Discuss about our personal ability and concentration
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Q1. About our studies and capacity
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Q2. Why I choose this feild
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They ask about credit analysis

Q1. 3 min Continue Debate on Advantage and Disadvantage of Social Media .
Ans. This can search by google, just find it . I cannot write that long para answers here .
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Q2. Debate on Covid , women Empowerment .
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Q1. Why should we hire you?
Ans. 
I have a strong background in credit analysis and risk assessment, with a proven track record of making sound lending decisions.
• I have X years of experience in credit analysis and risk assessment.

• I have a proven track record of making sound lending decisions.

• I am detail-oriented and have strong analytical skills.

• I am familiar with industry regulations and compliance standards.

• I have excellent communication and interper...read more
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Q2. Why do you think your growth will be here?
Ans. 
I believe my growth will be here due to my strong work ethic, dedication to learning, and ability to adapt to new challenges.
• I have a proven track record of exceeding targets and taking on additional responsibilities in my previous roles.

• I am constantly seeking out opportunities for professional development and further education to enhance my skills.

• I am adaptable and thrive in fast-paced environments, which will allow
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Q1. Mortgage process property Documents job role indexing associate
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Q1. Introduce yourself
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Q2. Your previous work profile
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Q3. Why you chose HCL
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Q4. What is your expectation with HCL
Ans. 
Expectations with HCL include strong financial performance, innovative solutions, and continued growth in the mortgage industry.
• Expect HCL to maintain a strong financial performance through effective cost management and revenue growth

• Look for HCL to continue offering innovative solutions to improve efficiency and customer experience in the mortgage sector

• Anticipate HCL to expand its market presence and grow its client ...read more
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Q5. Why you want to change your current company
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Q1. What is Banking
Ans. 
Banking is the industry that deals with financial transactions, such as deposits, loans, and investments.
• Banking involves accepting deposits from customers and providing loans to individuals and businesses.

• Banks also offer various financial services such as investment management, currency exchange, and wealth management.

• The banking industry is regulated by government authorities to ensure stability and protect customer...read more
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Q2. What is Mortgages
Ans. 
Mortgages are loans used to purchase real estate, with the property serving as collateral for the loan.
• Mortgages involve borrowing money from a lender to purchase a home or property.

• The property being purchased serves as collateral for the loan, meaning the lender can take possession of the property if the borrower fails to repay the loan.

• Mortgages typically have fixed or adjustable interest rates and repayment terms.

• C...read more
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Q3. What is SLA please explain
Ans. 
SLA stands for Service Level Agreement, a contract between a service provider and a customer that outlines the level of service expected.
• SLA defines the level of service, such as response time, availability, and performance metrics.

• It helps in setting clear expectations between the service provider and the customer.

• Penalties may be included in the SLA if the service provider fails to meet the agreed-upon service levels...read more
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Q4. Why we use MIS reports
Ans. 
MIS reports are used to track and analyze key performance indicators and make informed business decisions.
• MIS reports provide insights into business operations and help in monitoring performance.

• They help in identifying trends, patterns, and areas for improvement.

• MIS reports assist in strategic planning and decision-making.

• Examples of MIS reports include sales reports, financial reports, and inventory reports.
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Q5. What is your strength and weakness
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Q6. How you manage in low salary
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Q1. Why should we hire you?
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Q2. Why are you looking for a change?
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Q3. Where do you see yourself in 5 years?
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Q4. Tell me about yourself.
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Its an Assessment where they actually ask domain questions, MS - Excel, Email skills and general aptitude

Interview is my 2nd round

Q1. Here they will ask you family background and some basic process questions for name sake. If you already done your interview well then dont fear .If you want to prove you more just answer well and confident...read more
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