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Cognizant
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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I applied via Walk-in
I applied via Naukri.com and was interviewed before Dec 2022. There were 3 interview rounds.
WhatsApp is a popular messaging app with advantages like easy communication and disadvantages like privacy concerns.
Advantages of WhatsApp include easy and instant communication with friends and family.
WhatsApp allows for group chats, making it convenient for coordinating with multiple people.
The app supports various media formats, such as photos, videos, and documents, enabling easy sharing of files.
WhatsApp offers en...
COVID-19 has had a significant impact on women empowerment, both positive and negative.
COVID-19 has highlighted the importance of women's roles in healthcare and essential services.
Many women have been disproportionately affected by job losses and increased caregiving responsibilities during the pandemic.
The pandemic has also exposed existing gender inequalities, such as the gender pay gap and lack of representation in...
Social media is used for communication, networking, and marketing purposes.
Social media allows for instant communication with a wide audience.
It helps in building professional networks and connections.
Businesses use social media for marketing and advertising their products/services.
Social media platforms like LinkedIn are used for job searching and recruitment.
It can be a source of news and information sharing.
Social m...
I applied via Walk-in and was interviewed in Apr 2024. There were 4 interview rounds.
About our knowledge and mentality
Team discussion and lead it
Great interview for this company
A mortgage is a loan used to purchase real estate, with the property serving as collateral for the loan.
Mortgages are typically long-term loans with fixed or adjustable interest rates.
Borrowers make monthly payments to the lender until the loan is fully repaid.
If the borrower fails to make payments, the lender can foreclose on the property.
Common types of mortgages include conventional, FHA, VA, and jumbo loans.
I applied via Naukri.com and was interviewed before Sep 2022. There were 3 interview rounds.
Expectations with HCL include strong financial performance, innovative solutions, and continued growth in the mortgage industry.
Expect HCL to maintain a strong financial performance through effective cost management and revenue growth
Look for HCL to continue offering innovative solutions to improve efficiency and customer experience in the mortgage sector
Anticipate HCL to expand its market presence and grow its client ...
Banking is the industry that deals with financial transactions, such as deposits, loans, and investments.
Banking involves accepting deposits from customers and providing loans to individuals and businesses.
Banks also offer various financial services such as investment management, currency exchange, and wealth management.
The banking industry is regulated by government authorities to ensure stability and protect customer...
Mortgages are loans used to purchase real estate, with the property serving as collateral for the loan.
Mortgages involve borrowing money from a lender to purchase a home or property.
The property being purchased serves as collateral for the loan, meaning the lender can take possession of the property if the borrower fails to repay the loan.
Mortgages typically have fixed or adjustable interest rates and repayment terms.
C...
SLA stands for Service Level Agreement, a contract between a service provider and a customer that outlines the level of service expected.
SLA defines the level of service, such as response time, availability, and performance metrics.
It helps in setting clear expectations between the service provider and the customer.
Penalties may be included in the SLA if the service provider fails to meet the agreed-upon service levels...
MIS reports are used to track and analyze key performance indicators and make informed business decisions.
MIS reports provide insights into business operations and help in monitoring performance.
They help in identifying trends, patterns, and areas for improvement.
MIS reports assist in strategic planning and decision-making.
Examples of MIS reports include sales reports, financial reports, and inventory reports.
I applied via AmbitionBox and was interviewed in Sep 2021. There were 3 interview rounds.
I expect a competitive salary based on my experience and the responsibilities of the role.
Research the average salary range for Mortgage Underwriters in your area
Consider your level of experience and qualifications
Factor in the responsibilities and demands of the position
Be prepared to negotiate and discuss benefits package
Example: I expect a salary in the range of $60,000 to $70,000 per year based on my experience and
I worked as a Mortgage Underwriter at XYZ Bank.
Analyzed and evaluated mortgage loan applications to determine creditworthiness and adherence to lending guidelines.
Reviewed financial documents such as income statements, tax returns, and credit reports.
Calculated debt-to-income ratios and assessed risk factors to make informed decisions on loan approvals.
Communicated with loan officers, borrowers, and other stakeholders ...
I am an experienced Mortgage Underwriter with a strong background in analyzing loan applications and ensuring compliance with lending guidelines.
Experienced Mortgage Underwriter
Skilled in analyzing loan applications
Expertise in ensuring compliance with lending guidelines
I applied via Naukri.com and was interviewed in Apr 2021. There were 6 interview rounds.
Red flags in loan applications
Inconsistent or incomplete information
Low credit score or history of missed payments
High debt-to-income ratio
Unstable employment history
Undisclosed debts or liabilities
Suspicious income sources
Lack of collateral or down payment
Previous bankruptcy or foreclosure
Applicant's age or residency status
Unverifiable information
I applied via Naukri.com and was interviewed in Nov 2023. There were 2 interview rounds.
I applied via Company Website and was interviewed in Feb 2022. There were 3 interview rounds.
I applied via Company Website and was interviewed in Jun 2020. There were 4 interview rounds.
based on 2 reviews
Rating in categories
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