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SMFG India Credit Sales Officer Interview Questions and Answers

Updated 1 Dec 2024

SMFG India Credit Sales Officer Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Self Introduction
  • Q2. About previous experience and business

Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed in Dec 2019. There was 1 interview round.

Interview Questionnaire 

7 Questions

  • Q1. Tell me about your self in description?
  • Ans. 

    Experienced manager with a proven track record in leading teams and achieving results.

    • 10+ years of management experience

    • Strong leadership and communication skills

    • Proven ability to motivate and inspire teams

    • Track record of achieving targets and driving growth

    • Experience in strategic planning and decision-making

    • Ability to adapt to changing environments and handle challenges

    • Excellent problem-solving and decision-making ski...

  • Answered by AI
  • Q2. Tell me article 3,17,28 in UCP 600?
  • Ans. 

    Article 3, 17, 28 in UCP 600

    • Article 3: Examines documents for compliance with terms of credit

    • Article 17: Bank is not liable for consequences of delay or error in transmission

    • Article 28: Discrepancies in documents must be notified within 5 banking days

  • Answered by AI
  • Q3. What is FDI ,procedure how to settle the fund & why FDI need to report to RBI?
  • Ans. 

    FDI stands for Foreign Direct Investment. It is the process of investing in a foreign country and establishing business operations there.

    • FDI refers to the investment made by a company or individual from one country into another country.

    • The procedure to settle the fund involves various steps such as obtaining necessary approvals, opening a bank account, and complying with regulatory requirements.

    • For example, if a compan...

  • Answered by AI
  • Q4. What is EDPMS & IDPMS ?
  • Ans. 

    EDPMS & IDPMS are software systems used in Indian government for monitoring and evaluation of development projects.

    • EDPMS stands for Electronic Development Project Monitoring System

    • IDPMS stands for Integrated Development Project Monitoring System

    • Both systems are used by Indian government for monitoring and evaluation of development projects

    • EDPMS is used for monitoring centrally sponsored schemes while IDPMS is used for

  • Answered by AI
  • Q5. What is BG ,tell me section 28,& countineous clause ?
  • Ans. 

    The question is related to legal terms and refers to BG, Section 28, and continuous clause.

    • BG stands for 'Bonded Guarantee' which is a type of financial guarantee provided by a bank or insurance company to a contractor.

    • Section 28 refers to a specific section in the Indian Contract Act, 1872 which deals with the rights and obligations of parties in a contract.

    • Continuous clause is a legal provision that allows a contract...

  • Answered by AI
  • Q6. When we called overdue bill of entry & caution listed shipping bill?
  • Ans. 

    Overdue bill of entry & caution listed shipping bill are called when...

    • Overdue bill of entry is called when the importer fails to submit the bill of entry within the prescribed time limit.

    • Caution listed shipping bill is called when the importer fails to pay the customs duty within the prescribed time limit.

    • Both are called to remind the importer to complete the necessary formalities to clear the goods from customs.

    • Failu...

  • Answered by AI
  • Q7. What is GR waiver
  • Ans. 

    GR waiver is a document that allows a company to import goods without paying customs duty.

    • GR stands for 'Goods Received'

    • Waiver is granted by the Reserve Bank of India

    • It is applicable for goods imported for display or use in trade fairs, exhibitions, etc.

    • It is also applicable for goods imported for repair or replacement under warranty

    • GR waiver is not applicable for goods imported for sale or for personal use

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Try to answer in full confidence & attempt only those answers that you have idea about ,don't try to make them fool.

Interview Questionnaire 

1 Question

  • Q1. About the profile, CASA No, and personal details

I applied via Company Website and was interviewed before Jul 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. What Do yo mean by Banking
  • Ans. 

    Banking refers to the business of accepting deposits and lending money.

    • Banking involves financial institutions that accept deposits from customers and use those funds to make loans to other customers.

    • Banks also offer a range of other financial services, such as credit cards, investment products, and insurance.

    • Banking is regulated by government agencies to ensure the safety and soundness of the financial system.

    • Examples...

  • Answered by AI
  • Q2. Banking is a Process of Accepting deposits and lending it to the public in form of loans.

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview was at moderate level.Normal Questions were asked

Interview Questionnaire 

2 Questions

  • Q1. About your self, about your past experience, what exactly you do, process knowledge, ready to work in shifts, ready to work under pressure,
  • Q2. Give specific and relevent answer to question, If you have any doubts regarding the timings or salary...ask right there..don't depend on your upcoming superwiser...

I applied via Referral and was interviewed before Nov 2018. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. About the Past Work Experience in details, mainly experience in team Handling.
  • Q2. I told what exactly experience I had.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be who you're. Better proceed in language which you're comfortable in. English doesn't matter much here.
Apart, reference plays a crucial role to land here.

Interview Preparation Tips

Interview preparation tips for other job seekers - Whatever be the interview, we will tell all the questions related to the company's finance collection, risk and recording of the legal department.

I applied via Naukri.com and was interviewed before Jul 2021. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Why We hire you and why you think you are suitable for the job
  • Ans. 

    I have a proven track record in sales and leadership, with strong communication and negotiation skills.

    • I have successfully exceeded sales targets in my previous roles.

    • I have effectively managed and motivated sales teams to achieve their goals.

    • I have excellent communication and negotiation skills, which are crucial for sales management.

    • I have a deep understanding of the industry and market trends, allowing me to make in...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Very perthetic environment . Manager thinks that company is owned by their father's and always like shouting on people they don't want to see working. Kind of racist for North Indian people

I applied via Walk-in and was interviewed in Apr 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Tell me about Yourself and family ?
  • Q2. Tell me ur special quality for this job

Interview Preparation Tips

Interview preparation tips for other job seekers - Candidates Know english speaking and knowledge of sales marketing how to sell product, team leading, daily mis etc

I applied via Referral and was interviewed before Dec 2019. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. I was asked about my reason for switch to ICICI from Kotak.
  • Q2. I was asked about how am i thinking to grow in ICICI.

Interview Preparation Tips

Interview preparation tips for other job seekers - Kindly prepare well about the company profile and the job role you are looking at. You should be confident about what you are going to achieve here together with a mindset of contributing a good value in the growth of the company. If your confidence is high, then our HR professionals are very good at reading that. You will be hired don't worry.

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Sales Officer interview?
SMFG India Credit interview process usually has 1 rounds. The most common rounds in the SMFG India Credit interview process are One-on-one Round.
How to prepare for SMFG India Credit Sales Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Sales, Auto Finance, Auto Loans, Commercial Vehicle Loans and Tractor Loan.
What are the top questions asked in SMFG India Credit Sales Officer interview?

Some of the top questions asked at the SMFG India Credit Sales Officer interview -

  1. About previous experience and busin...read more
  2. Self Introduct...read more

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SMFG India Credit Sales Officer Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more
SMFG India Credit Sales Officer Salary
based on 78 salaries
₹1.2 L/yr - ₹4.5 L/yr
23% less than the average Sales Officer Salary in India
View more details

SMFG India Credit Sales Officer Reviews and Ratings

based on 46 reviews

4.0/5

Rating in categories

4.0

Skill development

3.9

Work-life balance

4.2

Salary

3.8

Job security

3.9

Company culture

3.5

Promotions

3.7

Work satisfaction

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