ESAF Small Finance Bank Interview Questions, Process, and Tips

It is common only easy to crack

Finance and banking topic will given

Q1. Introduce yourself
Ans. 
I am a motivated and dedicated individual with a background in business administration and a passion for leadership development.
• Graduated with a degree in Business Administration

• Completed leadership development program at previous job

• Motivated and dedicated individual
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Q2. Subject knowledge
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They gave a random topic and asked us to do a discussion on it. For my group it was about social media and teenagers.

This was mostly a lot of GK questions and there was English too

Q1. This was a robotic interview where they asked me to introduce myself
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Q2. There were other questions like what I knew about the bank
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Q3. What my strengths and weakness were
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Q4. If I'm willing to relocate for the bank and if I like field work
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Q1. Again self introduction
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Q2. If I'm willing to relocate
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Q3. How I wud approach a client
Ans. 
I would approach a client by first researching their industry and needs, then reaching out with a personalized message to schedule a meeting.
• Research the client's industry and needs before reaching out

• Craft a personalized message highlighting how your product/service can benefit them

• Schedule a meeting to discuss further details and address any questions or concerns
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Q4. How I wud reach the smaller crowd
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Q5. Why exactly I'm choosing sales
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Q1. This was an online hr round
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Q2. I was asked about the interest rates of the bank
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Q3. How their interest rates were asking compared to other companies
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Q4. What all do I look for in a bank to start an account
Ans. 
Look for a bank with convenient locations, competitive interest rates, low fees, and good customer service.
• Convenient locations for easy access

• Competitive interest rates for maximizing savings

• Low fees to minimize costs

• Good customer service for assistance when needed
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Q5. How do I get clients to join this bank
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Online GD , topics will be shared in the meeting

Aptitude,gk,english questions, time limit is 60min

Q1. What is neft and rtgs do you have any other offers from other company why this job role
Ans. 
NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) are electronic payment systems used for transferring funds between banks in India.
• NEFT is used for transferring funds up to a certain limit, typically with a delay of a few hours to one working day.

• RTGS is used for transferring large amounts of funds with immediate settlement, typically used for high-value transactions.

• NEFT operates in hour...read more
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Q1. Self introduction
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Q2. Job experience and education
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Mcq questions consits of 60 mcqs logical verbal maths etc. Video call was on.

2 hrs in total . Each of us got 1 min to speak our points

Related to Bank such as CASA and NPA

Q1. About your past experience in banking
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Q2. Tell us about your family
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Q3. What do you know about esaf bank
Ans. 
ESAF Bank is a small finance bank in India that focuses on providing financial services to the underprivileged sections of society.
• ESAF Bank is a small finance bank in India.

• It was established in 1992 as a non-banking financial company (NBFC).

• In 2017, it received the license to operate as a small finance bank from the Reserve Bank of India.

• The bank primarily focuses on providing financial services to the underprivilege...read more
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Q4. What was your achievements earlier
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Q5. That's it none asked
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