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ESAF Small Finance Bank Branch Head and Manager Interview Questions and Answers

Updated 23 Dec 2023

ESAF Small Finance Bank Branch Head and Manager Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Nov 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Banking experience and book size
  • Ans. 

    The candidate's banking experience and book size are important factors for the Branch Head and Manager role.

    • Discuss the candidate's previous banking experience, including the roles and responsibilities they held.

    • Highlight any experience in managing a book of business, including the size and complexity of the portfolio.

    • Emphasize the candidate's ability to drive growth and profitability through effective management of th...

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. Why I want to join this bank
Round 4 - One-on-one 

(1 Question)

  • Q1. VP round and many questions have been thrown.

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare yourself before interview.

Interview questions from similar companies

I applied via Newspaper Ad and was interviewed before Oct 2021. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

200 multiple choice questions in aptitude tests like clerical, coding, arithmetic, etc.

Round 3 - Group Discussion 

Group discussion about banking subject and ask us to respond in time categorically.

Round 4 - One-on-one 

(2 Questions)

  • Q1. In interview, questions about banking and our qualification. It is very interesting and challenging. I answered everything and satisfied the interviewers. Subjects like trade finance. Multiple banking, ...
  • Q2. 1.Nayak Committee recommendations. 2. Multiple banking arrangements 3. About Income tax rules 4.Calculation of Term Loans

Interview Preparation Tips

Interview preparation tips for other job seekers - Work culture and management is not satisfactory and unpleasant to the employees. TAT is very high for sanction of Loans and long process for taking decisions.

Branch Manager Interview Questions & Answers

CSB Bank user image V S Bhavani Yerra

posted on 24 Dec 2024

Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
-
Result
-
Round 1 - Aptitude Test 

45mts test will be thr
Must to qualify

Round 2 - One-on-one 

(1 Question)

  • Q1. Seniors up to L2 will take face to face call...and seek for functional and technical knowledge. . confidence in business activities
Round 3 - HR 

(1 Question)

  • Q1. After finalised by L2 salary discussion with HR

Interview Preparation Tips

Interview preparation tips for other job seekers - DON'T JOIN...
Lot of process to sorted out
On food war basis
No product to sale
Only
Account
TD
LI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via campus placement at Hallmark Business School, Chennai and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - Group Discussion 

Gd topic was entrepreneurs in village

Round 2 - Technical 

(2 Questions)

  • Q1. Current ratio formula
  • Ans. 

    Current ratio formula is a financial metric used to evaluate a company's ability to pay its short-term obligations.

    • Current ratio formula = Current Assets / Current Liabilities

    • It measures a company's liquidity and ability to cover its short-term debts

    • A ratio above 1 indicates the company has more current assets than liabilities

    • For example, if a company has $100,000 in current assets and $50,000 in current liabilities, t

  • Answered by AI
  • Q2. Repo rate meaning
  • Ans. 

    Repo rate is the rate at which the central bank lends money to commercial banks for short-term periods.

    • Repo rate is used by central banks to control inflation and liquidity in the economy.

    • A higher repo rate means higher borrowing costs for banks, leading to lower money supply and lower inflation.

    • Conversely, a lower repo rate means lower borrowing costs for banks, leading to higher money supply and potentially higher in

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Learn basics of finance
Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
2-4 weeks
Result
No response

I applied via Walk-in and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - HR 

(5 Questions)

  • Q1. PLEASE TELL ME ABOUT YOURSELF
  • Q2. WHY YOU LEAVE LAST COMPANY? TELL ME REASON
  • Ans. 

    ACTUAL REASON OF LEAVING IS RELOCATION FROM KOLKATA TO ANOTHER CITY.

  • Answered Anonymously
  • Q3. HAVE YOU ANY KNOWLEDGE ABOUT HOME LOANS, LOANS AGAINST PROPERTY, BUSINESS LOANS ETC.
  • Ans. 

    Yes, I have knowledge about home loans, loans against property, and business loans.

    • I have experience in processing and approving home loans for customers based on their financial eligibility.

    • I am familiar with the documentation required for loans against property, such as title deeds and income proof.

    • I have worked on evaluating business loan applications and assessing the creditworthiness of applicants.

    • I understand the...

  • Answered by AI
  • Q4. TELL ME YOUR LAST COMPANY MAXIMUM BUSINESS TICKET SIZE?
  • Ans. 

    MY MAXIMUM BUSINESS VALUE IS TWO CRORES

  • Answered Anonymously
  • Q5. HOW MUCH YOUR LAST COMPANY ANNUAL CTC?

Interview Preparation Tips

Interview preparation tips for other job seekers - CONFIDENTIALLY ANSWERED HR QUESTIONS? DON'T NERVOUS AT ANY SITUATION.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Good and Friendly Questions
Round 3 - One-on-one 

(1 Question)

  • Q1. Total Book of Current Bank
  • Ans. 

    The total book of the current bank refers to the total value of assets and liabilities on the bank's balance sheet.

    • Total book value includes all assets such as loans, investments, and cash reserves, as well as liabilities like deposits and borrowings.

    • It is important for a branch manager to be aware of the total book value in order to assess the financial health of the bank and make strategic decisions.

    • For example, if t...

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Oct 2020. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About work experience
  • Q2. About team handling and portfolio management

I applied via Referral

Round 1 - HR 

(1 Question)

  • Q1. Basic information reg Education qualifications
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous record in Banking
  • Ans. 

    I have 10 years of experience in banking, with a proven track record of achieving targets and building strong relationships with clients.

    • 10 years of experience in banking

    • Proven track record of achieving targets

    • Strong relationship building with clients

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice place for working and HR giving opportunity for freshers. Hope this Bank only giving opportunity for freshers.

I applied via Naukri.com and was interviewed in Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Group Discussion 

Discussion about work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Preparation about work experience and banking products details
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Share details of your previous job.

ESAF Small Finance Bank Interview FAQs

How many rounds are there in ESAF Small Finance Bank Branch Head and Manager interview?
ESAF Small Finance Bank interview process usually has 4 rounds. The most common rounds in the ESAF Small Finance Bank interview process are One-on-one Round, Resume Shortlist and HR.
What are the top questions asked in ESAF Small Finance Bank Branch Head and Manager interview?

Some of the top questions asked at the ESAF Small Finance Bank Branch Head and Manager interview -

  1. Banking experience and book s...read more
  2. VP round and many questions have been thro...read more

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ESAF Small Finance Bank Branch Head and Manager Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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ESAF Small Finance Bank Branch Head and Manager Salary
based on 7 salaries
₹7.5 L/yr - ₹10 L/yr
32% less than the average Branch Head and Manager Salary in India
View more details

ESAF Small Finance Bank Branch Head and Manager Reviews and Ratings

based on 1 review

4.0/5

Rating in categories

5.0

Skill development

4.0

Work-life balance

4.0

Salary

4.0

Job security

5.0

Company culture

3.0

Promotions

4.0

Work satisfaction

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