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ESAF Small Finance Bank Gold Loan Officer Interview Questions and Answers
ESAF Small Finance Bank Gold Loan Officer Interview Experiences
1 interview found
Selected
I applied via Referral and was interviewed in Jan 2024. There was 1 interview round.
(6 Questions)
- Q1. Gold loan audit queries and clear timely. Good business and good customer service
- Q2. All Staff Work customer service and Bank benefits interst rates saving accounts.
- Q3. Gold check and acit tesat and properly
- Q4. Customer response and clear company rules.
- Q5. Branch bank retail details branch operations and others..
- Q6. Number of customer aset casa values
- Ans.
The number of customer assets and casa values are important metrics for a Gold Loan Officer to assess the financial stability and potential loan amount for customers.
Customer assets refer to the total value of assets owned by a customer, including properties, investments, and savings accounts.
CASA values stand for Current Account Savings Account values, which indicate the amount of money held in a customer's current an...
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Gold Loan Officer Interview Questions & Answers
Equitas Small Finance Bank
Anonymous
posted on 17 Dec 2024
Selected
I applied via Referral and was interviewed in Nov 2024. There were 3 interview rounds.
(2 Questions)
- Q1. What interests you about this job?
- Q2. What motivates you to apply for this position?
(2 Questions)
- Q1. Are you adequately qualified to work here?
- Q2. How do you come from home to Bank ?
(2 Questions)
- Q1. What are your salary expectations?
- Q2. On which date did you join?
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Gold Loan Officer Interview Questions & Answers
AU Small Finance Bank
shivam awasthi
posted on 13 Apr 2024
Selected
I applied via Naukri.com and was interviewed in Oct 2023. There was 1 interview round.
(1 Question)
- Q1. Self introduction
I applied via Referral and was interviewed in Sep 2022. There were 3 interview rounds.
Online test after the interview
(4 Questions)
- Q1. Why did you choose CSB?
- Q2. What are the Gold Appraising methods? Any experience in NBFC or in Banks?
- Ans.
Gold appraising methods include XRF, fire assay, and acid test. Experience in NBFC or banks is preferred.
XRF (X-ray fluorescence) method uses a handheld device to analyze the purity of gold
Fire assay involves melting the gold and analyzing the resulting liquid for purity
Acid test involves applying nitric acid to the gold to determine its purity based on the reaction
Experience in NBFC or banks is preferred as it involve...
- Q3. Which are the methods used in your previous job to attract customers?
- Q4. Any marketing and sales experience?
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Selected
I applied via Company Website and was interviewed in May 2024. There was 1 interview round.
(2 Questions)
- Q1. Gold appraisal test
- Q2. Gold bond writing test
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Selected
I applied via Indeed and was interviewed in Dec 2023. There were 2 interview rounds.
(2 Questions)
- Q1. Work with femily details
- Ans.
The question is asking about working with family details in the context of a gold loan executive role.
Discuss the importance of understanding and documenting family details of customers applying for gold loans
Explain how family details can help in assessing the credibility and repayment capacity of the borrower
Mention the need for maintaining confidentiality and privacy of family information
Provide examples of how fami...
- Q2. My femily details and education
Work in sales department details
Gold Loan Officer Interview Questions & Answers
Equitas Small Finance Bank
Anonymous
posted on 20 Dec 2024
Selected
I applied via Walk-in and was interviewed in Nov 2024. There was 1 interview round.
(2 Questions)
- Q1. Self Intro , Product Details
- Q2. Discussion with Hr
Gold Loan Officer Interview Questions & Answers
AU Small Finance Bank
Anonymous
posted on 16 Feb 2022
I applied via Naukri.com and was interviewed in Jan 2022. There were 2 interview rounds.
(6 Questions)
- Q1. What are your salary expectations?
- Q2. Share details of your previous job.
- Q3. Why should we hire you?
- Q4. Tell me about yourself.
- Q5. Where do you see yourself in 5 years?
- Q6. Any chance of office work for you
Gold loan officer.
Interview Preparation Tips
- Any loan officer
Every day and time my interview
I applied via Company Website and was interviewed in Jul 2021. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. How to handle protfolio and how apprice gold and npa
- Ans.
To handle portfolio, one must regularly monitor and assess the value of gold and effectively manage non-performing assets (NPA).
Regularly monitor the value of gold in the portfolio
Assess the quality and quantity of gold in the portfolio
Implement risk management strategies to mitigate potential losses
Maintain a proactive approach in identifying and addressing NPAs
Work closely with customers to understand their financial...
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Selected
I applied via Walk-in and was interviewed in Sep 2023. There were 2 interview rounds.
Ask gold rates and gold loan types
Aptitude test 10 question answered 10questions
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ESAF Small Finance Bank Interview FAQs
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ESAF Small Finance Bank Gold Loan Officer Interview Process
based on 7 interviews
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ESAF Small Finance Bank Gold Loan Officer Reviews and Ratings
based on 23 reviews
Rating in categories
|
Senior Officer
562
salaries
|  ₹2.2 L/yr - ₹5 L/yr |
|
Branch Manager
347
salaries
| ₹3.5 L/yr - ₹13.3 L/yr |
|
Brach Operation Manager
322
salaries
| ₹2.2 L/yr - ₹8 L/yr |
|
Assistant Manager
308
salaries
| ₹2.2 L/yr - ₹7.5 L/yr |
|
Sales Officer
253
salaries
| ₹1.4 L/yr - ₹4.2 L/yr |
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