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ESAF Small Finance Bank Gold Loan Officer Interview Questions and Answers

Updated 4 Jul 2024

ESAF Small Finance Bank Gold Loan Officer Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jan 2024. There was 1 interview round.

Round 1 - HR 

(6 Questions)

  • Q1. Gold loan audit queries and clear timely. Good business and good customer service
  • Q2. All Staff Work customer service and Bank benefits interst rates saving accounts.
  • Q3. Gold check and acit tesat and properly
  • Q4. Customer response and clear company rules.
  • Q5. Branch bank retail details branch operations and others..
  • Q6. Number of customer aset casa values
  • Ans. 

    The number of customer assets and casa values are important metrics for a Gold Loan Officer to assess the financial stability and potential loan amount for customers.

    • Customer assets refer to the total value of assets owned by a customer, including properties, investments, and savings accounts.

    • CASA values stand for Current Account Savings Account values, which indicate the amount of money held in a customer's current an...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please work all Staff customer service automatically business and Growth company good position.

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. About yourself.......

I applied via Campus Placement and was interviewed before Aug 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Functions of HR

Interview Preparation Tips

Interview preparation tips for other job seekers - Read about kyc

Interview Questionnaire 

2 Questions

  • Q1. About youself
  • Q2. About bank services

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

I applied via Referral and was interviewed in Apr 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. All about banking operations mainly about cash handling process.

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview was very good.

I applied via Walk-in and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

Background verification

Interview Preparation Tips

Interview preparation tips for other job seekers - Hardworking ,time punctuality, team handling, relationship to customers , good communication skills ex... this is the must maintain every day

Interview Questionnaire 

2 Questions

  • Q1. Why you want to change your job as you are working here for long time?
  • Q2. Why you are think that you are suitable for the job?

Interview Preparation Tips

Interview preparation tips for other job seekers - When you are going for an interview, first just listen carefully what the interviewer ask. Then give answer in very simple language as well as simple honest answer. If you dont know a question, dont try to give answer wrongly, just simply accept that you dont know . A interviewer always look for a such kind of candidate which is honest, hardworking and smart.

I applied via Company Website and was interviewed before Jun 2020. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Tell me about yourself .
  • Q2. What is your goal?
  • Q3. Tell about organisation .
  • Q4. Do you know about your role?

Interview Preparation Tips

Interview preparation tips for other job seekers - Answers should be practical . Wear formal .

I applied via Recruitment Consulltant and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Case Study 

Sales

Interview Preparation Tips

Interview preparation tips for other job seekers - Personal Discipline
Value of time
Never stop learning
Personal Ownership

I applied via Campus Placement and was interviewed in Oct 2019. There were 6 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. 1) Tell me something about urself?
  • Q2. 3) Sell me this lipstick in front of me ?
  • Ans. 

    This lipstick will enhance your natural beauty and make you feel confident and glamorous.

    • This lipstick is made with high-quality ingredients that will nourish and protect your lips.

    • The color is a beautiful shade of red that will complement any skin tone.

    • It has a long-lasting formula that will stay put for hours, even through eating and drinking.

    • Wearing this lipstick will make you feel confident and glamorous, ready to ...

  • Answered by AI
  • Q3. 4) What's your preferred job location?
  • Q4. 5) Tell me something which is not in your cv/resume?

Interview Preparation Tips

Interview preparation tips for other job seekers - So,
It's a one day interview process for the grade of Assistant Manager in Bandhan Bank via Campus placement.. There are 3 steps to qualify in this job are as Follows:-
1) PPT discussion nd all
2) Case Study Gd (technical round)
3) PI ( around 30 to 45 minutes per student)

Hence, from my experience It's really cool nd good one .. so come to the point, we have to give answers in positive and confidentially so that they can also understood about ur curiosity on that role .. Second things is about location we they are saying like in my case she told me that supposed we will transfer to you in pondicherry then will u be comfortable then I said yes mam ofcourse the she said how bcz language problems nd all then I said with the help of English i will manage there so basically we have to give answers in a positive way they just want to check ur patience level nonthing else ..

Last but not least if someone told to sell something that first you have to frame the situation after that you rock it at any interviews ..and we have to always give answers with good examples always.. that's it...
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ESAF Small Finance Bank Interview FAQs

How many rounds are there in ESAF Small Finance Bank Gold Loan Officer interview?
ESAF Small Finance Bank interview process usually has 1 rounds. The most common rounds in the ESAF Small Finance Bank interview process are HR.
How to prepare for ESAF Small Finance Bank Gold Loan Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ESAF Small Finance Bank. The most common topics and skills that interviewers at ESAF Small Finance Bank expect are Gold Loan, Banking, NBFC, Customer Service and Finance.
What are the top questions asked in ESAF Small Finance Bank Gold Loan Officer interview?

Some of the top questions asked at the ESAF Small Finance Bank Gold Loan Officer interview -

  1. Number of customer aset casa valu...read more
  2. Gold loan audit queries and clear timely. Good business and good customer servi...read more
  3. All Staff Work customer service and Bank benefits interst rates saving accoun...read more

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ESAF Small Finance Bank Gold Loan Officer Interview Process

based on 7 interviews

Interview experience

4.3
  
Good
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ESAF Small Finance Bank Gold Loan Officer Salary
based on 95 salaries
₹2.1 L/yr - ₹4.8 L/yr
9% more than the average Gold Loan Officer Salary in India
View more details

ESAF Small Finance Bank Gold Loan Officer Reviews and Ratings

based on 23 reviews

3.7/5

Rating in categories

3.7

Skill development

3.5

Work-life balance

3.5

Salary

3.5

Job security

3.8

Company culture

3.3

Promotions

3.6

Work satisfaction

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