DBS Bank Assistant Manager Interview Questions and Answers

Q1. Concepts of class, polymorphism, what are decorators, concepts of inheritance.
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Q2. Difference between bagging and boosting
Ans. 
Bagging and boosting are ensemble learning techniques used in machine learning to improve the performance of models by combining multiple weak learners.
• Bagging (Bootstrap Aggregating) involves training multiple models independently on different subsets of the training data and then combining their predictions through averaging or voting.

• Boosting involves training multiple models sequentially, where each subsequent mode...read more
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Q3. Python coding question to find the employee with second largest income
Ans. 
Python code to find the employee with second largest income in a list of employees
• Sort the list of employees by income in descending order

• Return the employee at index 1 in the sorted list
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Q4. Detect the unique characters in the substring and their length
Ans. 
The candidate needs to identify unique characters in a given substring and calculate their length.
• Iterate through the substring and store each character in a set to keep track of unique characters

• Calculate the length of the set to determine the number of unique characters

• Return the set of unique characters and their length as an array of strings
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Q5. Concepts of mutable and immutable in python.
Ans. 
In Python, mutable objects can be changed after creation, while immutable objects cannot be changed.
• Mutable objects: lists, dictionaries, sets

• Immutable objects: strings, tuples, numbers

• Example: x = [1, 2, 3] (mutable), y = 'hello' (immutable)
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Q1. About previous work experience
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Q2. About bank knowledge
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Q1. What is confidence interval of an estimator?
Ans. 
Confidence interval of an estimator is a range of values that is likely to contain the true value of the parameter being estimated.
• Confidence interval provides a range of values within which we are confident the true parameter value lies.

• It is calculated based on the sample data and the desired level of confidence.

• For example, a 95% confidence interval for the mean weight of a population would be a range of values with...read more
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Q2. How logistic regression works for multiple class classification?
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Logistic regression works by calculating the probability of each class and assigning the observation to the class with the highest probability.
• Logistic regression calculates the probability of each class using the logistic function.

• The model then assigns the observation to the class with the highest probability.

• It is commonly used for binary classification, but can be extended to multiple classes using techniques like
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Q3. How do you deal with missing values in a data?
Ans. 
I handle missing values by identifying them, deciding on a strategy (imputation or deletion), and documenting the process.
• Identify missing values by checking for null values or using descriptive statistics.

• Decide on a strategy for handling missing values such as imputation (mean, median, mode) or deletion (row or column).

• Document the process of handling missing values to ensure transparency and reproducibility.
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Two-hour test covering aptitude, reasoning, general knowledge, general studies, banking, etc.

The topic related to cybersecurity with ten members on the panel.

Q1. What is full form of EMI
Ans. 
EMI stands for Equated Monthly Installment, which is a fixed amount of payment a borrower makes to a lender at a specified date each calendar month.
• EMI stands for Equated Monthly Installment

• It is a fixed amount of payment made by a borrower to a lender

• EMI payments are made at a specified date each calendar month
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Q1. Tell me about your self ???
Ans. My Name is Deepak Lawaniya i basically belong to Kumher Bharatpur
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Q2. Tell me about your experience????
Ans. I Have Working Experience in 1st Year Pan Card office I am also have experience 2 year in spam Coca cola as a compter opreator And I have 3+ year experience in SBI Card as A Team Leader
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Q3. What is full form PAN
Ans. 
Permanent Account Number
• PAN is a unique 10-digit alphanumeric code assigned to individuals and entities in India

• It is used for financial transactions and tax purposes

• Example: ABCDE1234F
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Q4. What is full form OTP
Ans. 
One Time Password
• OTP is a unique code used for authentication purposes

• It is typically sent to a user's mobile phone or email

• OTP expires after a short period of time for security reasons
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Q5. What is full form of ATM
Ans. 
ATM stands for Automated Teller Machine, a device that allows customers to perform basic banking transactions without the need for a human teller.
• ATM stands for Automated Teller Machine

• ATMs are commonly used for withdrawing cash, checking account balances, and transferring funds

• Examples of ATM providers include banks, credit unions, and standalone machines in public places
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Banking related questions

Q1. Pakge discussion only and documents process.
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