Crisil Interview Questions, Process, and Tips

Q1. Availability for Interview Time
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Q1. How would you rate a bank and what are the key factors that you will look upon?
Ans. 
I would rate a bank based on its financial stability, asset quality, management quality, profitability, and market presence.
• Financial stability: Assess the bank's capital adequacy ratio, liquidity ratio, and non-performing assets.

• Asset quality: Evaluate the quality of the bank's loan portfolio and investment securities.

• Management quality: Look at the experience and track record of the bank's management team.

• Profitabili...read more
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Q2. Given that, Personal loans, Commercial Real Estate Loans, Mortgage loans &Auto loans, which possess the highest risk and why? Asked me to order chronologically and provide a brief opinion on that.
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Q3. What is Capital Adequacy Ratio? What comes in Numerator and denominator?
Ans. 
Capital Adequacy Ratio is a measure of a bank's capital in relation to its risk-weighted assets.
• CAR is calculated by dividing a bank's capital (numerator) by its risk-weighted assets (denominator).

• The numerator typically includes Tier 1 and Tier 2 capital, such as equity capital and retained earnings.

• The denominator consists of various types of assets weighted by their risk levels, such as loans, investments, and off-b...read more
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Q4. What do we include in CET1 Capital, Total Tier Capital?
Ans. 
CET1 Capital includes common equity tier 1 capital, which consists of common shares, retained earnings, and other comprehensive income.
• CET1 Capital is a component of Total Tier Capital used to measure a bank's financial strength.

• It includes common equity tier 1 capital, which consists of common shares, retained earnings, and other comprehensive income.

• Excludes items such as goodwill, intangible assets, and deferred tax
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Q5. They also asked me about my hobbies
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Explain past experience

Q1. Explain past experience
Ans. 
I have over 5 years of experience in cybersecurity, specializing in non-financial risk management.
• Led risk assessments and audits to identify vulnerabilities and recommend solutions

• Developed and implemented security policies and procedures to mitigate risks

• Conducted security awareness training for employees to prevent cyber threats

• Responded to security incidents and conducted forensic investigations

• Worked closely with ...read more
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Technical + aptitude

Q1. Finance basics qustions
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Q1. HR round questions basics strength weakness
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Q1. Macro economics factor affecting FMCG sector
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Q2. Explain about esg
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