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ROE stands for Return on Equity and ROCE stands for Return on Capital Employed. They are financial ratios used to measure a company's profitability and efficiency.
ROE is calculated by dividing net income by shareholders' equity. It measures how effectively a company is using shareholders' equity to generate profit.
ROCE is calculated by dividing EBIT (earnings before interest and taxes) by total capital employed. I...
Beta is a measure of a stock's volatility in relation to the market.
Beta is calculated by regressing the stock's returns against the market returns.
A beta of 1 indicates the stock moves in line with the market.
A beta greater than 1 means the stock is more volatile than the market.
A beta less than 1 means the stock is less volatile than the market.
Beta can be calculated using historical data over a specific time pe...
Seeking new challenges and growth opportunities in a different environment.
Desire for new challenges and learning experiences
Opportunity for career advancement
Seeking a better work-life balance
Interest in a different industry or field
Investment banks (IBs) earn money through various services such as underwriting, advisory services, trading, and asset management.
Underwriting services involve helping companies issue stocks and bonds, earning fees in the process.
Advisory services include providing financial advice on mergers and acquisitions, earning advisory fees.
Trading involves buying and selling securities on behalf of clients, earning commis...
Assets are resources owned by a company, while liabilities are obligations or debts owed by a company.
Assets are things of value that a company owns, such as cash, inventory, equipment, and property.
Liabilities are debts or obligations that a company owes to others, such as loans, accounts payable, and bonds.
The difference between assets and liabilities is important for determining a company's financial health and...
Credit rating is an evaluation of the creditworthiness of an individual or entity based on their financial history and ability to repay debts.
Credit rating is a measure of the likelihood that a borrower will default on their debt obligations.
It is assigned by credit rating agencies such as Standard & Poor's, Moody's, and Fitch.
Credit ratings range from AAA (highest) to D (default).
Higher credit ratings indicate lo...
I will achieve target by setting clear goals, creating a strategic plan, motivating my team, monitoring progress, and making adjustments as needed.
Set clear and achievable sales targets
Develop a strategic plan to reach targets
Motivate and train sales team to perform at their best
Regularly monitor progress towards targets
Make adjustments to strategies as needed
Covenant is a financial agreement between a borrower and a lender that outlines the terms and conditions of a loan.
Covenants are designed to protect the lender by ensuring the borrower meets certain financial ratios or performance metrics.
There are two main types of covenants: affirmative covenants (requirements the borrower must meet) and negative covenants (restrictions on the borrower's actions).
Examples of cov...
Three financial statements used by companies to assess their financial performance.
Income Statement: Shows a company's revenues, expenses, and profits over a specific period of time.
Balance Sheet: Provides a snapshot of a company's financial position at a specific point in time, showing assets, liabilities, and equity.
Cash Flow Statement: Details the cash inflows and outflows of a company, helping to assess its li...
Serialization is the process of converting an object into a format that can be easily stored or transmitted.
Serialization allows complex data structures to be converted into a byte stream.
Common formats for serialization include JSON, XML, and binary.
In Java, serialization is achieved using the Serializable interface.
Example: Converting a user object into JSON for API communication.
Deserialization is the reverse p...
I appeared for an interview in May 2025, where I was asked the following questions.
Key skills for a Field Coordinator include communication, organization, problem-solving, and adaptability to ensure project success.
Strong communication skills: Ability to convey information clearly to team members and stakeholders, ensuring everyone is aligned.
Organizational skills: Managing multiple tasks and schedules effectively, such as coordinating field visits and resource allocation.
Problem-solving abilities: Q...
The Field Coordinator will tackle diverse challenges, including project management, stakeholder engagement, and resource allocation.
Managing logistics for field operations, such as coordinating transportation for team members and supplies.
Engaging with local communities to ensure project acceptance and support, exemplified by organizing community meetings.
Monitoring project progress and reporting on key performance ind...
The company culture is collaborative, supportive, and focused on innovation and employee well-being.
Team-oriented environment: Employees often collaborate on projects, sharing ideas and resources.
Open communication: Regular meetings and feedback sessions encourage transparency and inclusivity.
Focus on professional development: The company offers training programs and workshops to enhance skills.
Work-life balance: Flexi...
I appeared for an interview in Jan 2025.
Basic case study on how you look at markets
ROE stands for Return on Equity and ROCE stands for Return on Capital Employed. They are financial ratios used to measure a company's profitability and efficiency.
ROE is calculated by dividing net income by shareholders' equity. It measures how effectively a company is using shareholders' equity to generate profit.
ROCE is calculated by dividing EBIT (earnings before interest and taxes) by total capital employed. It mea...
Beta is a measure of a stock's volatility in relation to the market.
Beta is calculated by regressing the stock's returns against the market returns.
A beta of 1 indicates the stock moves in line with the market.
A beta greater than 1 means the stock is more volatile than the market.
A beta less than 1 means the stock is less volatile than the market.
Beta can be calculated using historical data over a specific time period.
The company is facing declining sales due to increased competition and outdated product offerings.
Increased competition in the market leading to loss of market share
Outdated product offerings compared to competitors
Poor marketing strategies affecting brand visibility
Lack of innovation in product development
KPIs are Key Performance Indicators used to measure the success of a company's operations.
KPIs are specific metrics used to evaluate the performance of a company in achieving its strategic objectives.
Examples of KPIs for a company may include revenue growth rate, profit margin, customer acquisition cost, and customer retention rate.
KPIs should be relevant, measurable, and aligned with the company's goals.
Regularly trac...
I appeared for an interview in May 2025, where I was asked the following questions.
A thread pool executor manages a pool of threads for executing tasks, improving performance and resource management.
A thread pool executor reuses a fixed number of threads to execute multiple tasks, reducing overhead.
It helps in managing system resources efficiently by limiting the number of concurrent threads.
Example: In Java, you can use `Executors.newFixedThreadPool(int nThreads)` to create a thread pool.
Tasks submi...
Local threads manage execution, while run() defines behavior and start() initiates the thread's execution.
Local Thread: A thread that is created and managed within a specific context or scope.
run() Method: Contains the code that defines the thread's behavior; it is executed when the thread runs.
start() Method: Initiates the thread's execution by calling the run() method in a new thread context.
Example of run(): public ...
ConcurrentHashMap allows concurrent access by multiple threads, while HashMap is not thread-safe.
Thread Safety: ConcurrentHashMap is designed for concurrent access, while HashMap is not thread-safe.
Performance: ConcurrentHashMap provides better performance in multi-threaded environments due to its segmented locking mechanism.
Null Values: HashMap allows one null key and multiple null values, whereas ConcurrentHashMap do...
TreeSet stores Employee objects in a sorted manner using natural ordering or a custom comparator.
TreeSet implements the SortedSet interface, maintaining elements in a sorted order.
Employee objects must implement Comparable or a Comparator must be provided for sorting.
Example of Comparable: public class Employee implements Comparable<Employee> { ... }
Example of Comparator: TreeSet<Employee> set = new TreeSet...
HashMap uses hashCode and equals to manage Employee objects, affecting duplicates and retrieval.
HashMap stores key-value pairs, using the key's hashCode to determine the bucket location.
If Employee class does not override hashCode and equals, default methods from Object are used.
Default hashCode may lead to poor distribution, causing collisions and performance issues.
Without proper equals implementation, duplicate Empl...
I applied via Naukri.com and was interviewed in Nov 2024. There were 2 interview rounds.
I appeared for an interview in May 2025, where I was asked the following questions.
I utilize various communication methods to effectively engage with clients, ensuring clarity and responsiveness in our interactions.
Email: I send detailed reports and updates, ensuring clients have all necessary information.
Phone Calls: I conduct regular check-ins to discuss market trends and address client concerns directly.
Video Conferencing: I use platforms like Zoom for in-depth discussions and presentations, allow...
Key metrics in the TMT sector include revenue growth, ARPU, churn rate, and EBITDA, crucial for assessing company performance.
Revenue Growth: Indicates the company's ability to increase sales over time, essential for assessing market demand.
Average Revenue Per User (ARPU): Measures revenue generated per user, important for understanding profitability in subscription models.
Churn Rate: The percentage of customers lost o...
It is in SHL Platform and you can clear it easily
I applied via Campus Placement and was interviewed in Oct 2024. There were 2 interview rounds.
Analytical, Language, Accounting, Excel and Case Scenario
I applied via Walk-in and was interviewed in Sep 2024. There were 2 interview rounds.
Topic - general affairs swiggy vs zomato
I appeared for an interview in May 2025, where I was asked the following questions.
I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.
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The duration of Crisil interview process can vary, but typically it takes about less than 2 weeks to complete.
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