i
Crisil
Filter interviews by
Clear (1)
I was interviewed in Jan 2025.
Basic case study on how you look at markets
ROE stands for Return on Equity and ROCE stands for Return on Capital Employed. They are financial ratios used to measure a company's profitability and efficiency.
ROE is calculated by dividing net income by shareholders' equity. It measures how effectively a company is using shareholders' equity to generate profit.
ROCE is calculated by dividing EBIT (earnings before interest and taxes) by total capital employed. It mea...
Beta is a measure of a stock's volatility in relation to the market.
Beta is calculated by regressing the stock's returns against the market returns.
A beta of 1 indicates the stock moves in line with the market.
A beta greater than 1 means the stock is more volatile than the market.
A beta less than 1 means the stock is less volatile than the market.
Beta can be calculated using historical data over a specific time period.
The company is facing declining sales due to increased competition and outdated product offerings.
Increased competition in the market leading to loss of market share
Outdated product offerings compared to competitors
Poor marketing strategies affecting brand visibility
Lack of innovation in product development
KPIs are Key Performance Indicators used to measure the success of a company's operations.
KPIs are specific metrics used to evaluate the performance of a company in achieving its strategic objectives.
Examples of KPIs for a company may include revenue growth rate, profit margin, customer acquisition cost, and customer retention rate.
KPIs should be relevant, measurable, and aligned with the company's goals.
Regularly trac...
Top trending discussions
I applied via LinkedIn and was interviewed before Aug 2022. There were 2 interview rounds.
I applied via Referral and was interviewed before May 2020. There were 3 interview rounds.
Credit analysis involves evaluating the creditworthiness of a borrower to determine the likelihood of repayment.
Gather financial information about the borrower, including income, assets, and liabilities
Assess the borrower's credit history and credit score
Analyze the borrower's debt-to-income ratio and other financial ratios
Consider external factors such as economic conditions and industry trends
Make a recommendation on...
Assessing business risk involves evaluating various parameters.
Financial stability and performance
Market competition and trends
Regulatory compliance and legal issues
Management team and corporate governance
Industry and macroeconomic factors
Brand reputation and customer satisfaction
Supply chain and operational risks
I applied via Referral and was interviewed before Aug 2023. There was 1 interview round.
I am a dedicated and detail-oriented analyst with a strong background in data analysis and problem-solving.
I have a Bachelor's degree in Statistics and experience in analyzing large datasets
I am proficient in using statistical software such as R and Python
I have a proven track record of identifying trends and providing actionable insights to drive business decisions
I applied via Naukri.com and was interviewed in Oct 2021. There was 1 interview round.
I applied via Campus Placement and was interviewed in Jul 2023. There were 3 interview rounds.
Financial ratios related to profit and loss statement and balance sheet
The debt coverage ratios that I would consider for analyzing a company are the debt service coverage ratio (DSCR) and the interest coverage ratio (ICR).
Debt service coverage ratio (DSCR) measures a company's ability to cover its debt obligations. It is calculated by dividing the company's operating income by its total debt service.
Interest coverage ratio (ICR) measures a company's ability to cover its interest expenses...
I applied via LinkedIn and was interviewed in Nov 2021. There were 6 interview rounds.
I applied via Campus Placement and was interviewed before Oct 2022. There were 3 interview rounds.
Ratios, quantitative aptitude, GK
Key ratios to consider before giving a loan include debt-to-income ratio, loan-to-value ratio, and credit score.
Debt-to-Income Ratio: This ratio compares a borrower's monthly debt payments to their gross monthly income. A lower ratio indicates a borrower is less risky.
Loan-to-Value Ratio: This ratio compares the loan amount to the appraised value of the collateral. A lower ratio indicates a lower risk for the lender.
Cr...
I applied via Recruitment Consulltant and was interviewed before May 2023. There were 3 interview rounds.
I applied via Job Portal and was interviewed before Sep 2023. There were 2 interview rounds.
About financial analysis and credit analysis
based on 2 interviews
Interview experience
based on 11 reviews
Rating in categories
Research Analyst
957
salaries
| ₹0 L/yr - ₹0 L/yr |
Senior Research Analyst
799
salaries
| ₹0 L/yr - ₹0 L/yr |
Analyst
509
salaries
| ₹0 L/yr - ₹0 L/yr |
Manager
461
salaries
| ₹0 L/yr - ₹0 L/yr |
Credit Analyst
426
salaries
| ₹0 L/yr - ₹0 L/yr |
ICRA
India Ratings & Research
Brickwork Ratings
SMERA Ratings