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Crisil Credit Analyst Interview Questions, Process, and Tips

Updated 22 Jan 2025

Top Crisil Credit Analyst Interview Questions and Answers

View all 7 questions

Crisil Credit Analyst Interview Experiences

13 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected

I applied via Campus Placement

Round 1 - Aptitude Test 

Easy to Moderate questions mostly LR, QA and verbal

Round 2 - Technical 

(1 Question)

  • Q1. Fiscal Policy, Monetary Policy, Golden Rules of Accounting, Fixed Income Markets
Round 3 - Technical 

(1 Question)

  • Q1. GST, GDP, Microeconomics and Macroeconomics
Round 4 - HR 

(1 Question)

  • Q1. Behavioural questions
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is credit rating
  • Ans. 

    Credit rating is an evaluation of the creditworthiness of an individual or entity based on their financial history and ability to repay debts.

    • Credit rating is a measure of the likelihood that a borrower will default on their debt obligations.

    • It is assigned by credit rating agencies such as Standard & Poor's, Moody's, and Fitch.

    • Credit ratings range from AAA (highest) to D (default).

    • Higher credit ratings indicate lower r...

  • Answered by AI
  • Q2. How to determine risk
  • Ans. 

    Risk can be determined by analyzing financial statements, credit history, industry trends, and economic conditions.

    • Analyze financial statements to assess liquidity, profitability, and leverage ratios

    • Review credit history to evaluate past payment behavior and outstanding debts

    • Consider industry trends and competitive landscape to understand external risks

    • Assess economic conditions such as interest rates, inflation, and G

  • Answered by AI

Credit Analyst Interview Questions Asked at Other Companies

asked in Axis Bank
Q1. 1. what is minimum permissible banking finance 2. what do you kno ... read more
Q2. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
Q3. How you check the repayment capacity of applicant?
Q4. What is the difference between Hypothecation and pledge?
Q5. What is correlation between balance sheet and profit and loss acc ... read more
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Financial modeling using 3 statements

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

English, logical and analytical reasoning

Crisil interview questions for designations

 Senior Credit Analyst

 (3)

 Credit Rating Analyst

 (1)

 Credit Manager

 (1)

 Rating Analyst

 (2)

 Senior Rating Analyst

 (3)

 Financial Analyst

 (3)

 Lead Financial Analyst

 (2)

 Quantitative Analyst

 (1)

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Jan 2024.

Round 1 - Aptitude Test 

English language, quantitative aptitude, logical reasoning, and data interpretaion

Round 2 - One-on-one 

(2 Questions)

  • Q1. CV related questions
  • Q2. General knowledge of finance and economics
Round 3 - HR 

(1 Question)

  • Q1. General discussion

Get interview-ready with Top Crisil Interview Questions

Credit Analyst Interview Questions & Answers

user image Tushar Jain

posted on 4 May 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Finance, economics and quants based test

Round 3 - Technical 

(1 Question)

  • Q1. Question about market
Round 4 - Technical 

(1 Question)

  • Q1. Sector performance, financial statements

Credit Analyst Jobs at Crisil

View all
Interview experience
4
Good
Difficulty level
Hard
Process Duration
More than 8 weeks
Result
No response

I applied via Company Website and was interviewed before Jul 2023. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. Short introduction about you ?
  • Q2. What are three statements ?
  • Ans. 

    Three financial statements used by companies to assess their financial performance.

    • Income Statement: Shows a company's revenues, expenses, and profits over a specific period of time.

    • Balance Sheet: Provides a snapshot of a company's financial position at a specific point in time, showing assets, liabilities, and equity.

    • Cash Flow Statement: Details the cash inflows and outflows of a company, helping to assess its liquidi

  • Answered by AI
Round 2 - Technical 

(2 Questions)

  • Q1. 5 Cs of credit analysis
  • Ans. 

    The 5 Cs of credit analysis are character, capacity, capital, collateral, and conditions.

    • Character refers to the borrower's reputation and credit history.

    • Capacity assesses the borrower's ability to repay the loan based on income and existing debts.

    • Capital looks at the borrower's assets and net worth.

    • Collateral is the property or assets that can be used as security for the loan.

    • Conditions consider the economic environme

  • Answered by AI
  • Q2. What is Covenant ?
  • Ans. 

    Covenant is a financial agreement between a borrower and a lender that outlines the terms and conditions of a loan.

    • Covenants are designed to protect the lender by ensuring the borrower meets certain financial ratios or performance metrics.

    • There are two main types of covenants: affirmative covenants (requirements the borrower must meet) and negative covenants (restrictions on the borrower's actions).

    • Examples of covenant...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare properly what is written in JD with every detail. Good luck
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Apr 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

Basic Quant, logical reasoning and a small case study based questions

Round 2 - Technical 

(1 Question)

  • Q1. They can possibly test you around the following concepts 1. Financial Statements concepts 2. Clarity on Cash flow and P&L line items and their effects 3. Any one/two Sector Knowledge 4. Financial Ratios

Interview Preparation Tips

Interview preparation tips for other job seekers - Definitely a good addition to your resume but compensation is very low.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Questions about finance concepts
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

Quantitative and reasoning

Round 2 - One-on-one 

(1 Question)

  • Q1. Questions related to finance and credit rating

Crisil Interview FAQs

How many rounds are there in Crisil Credit Analyst interview?
Crisil interview process usually has 1-2 rounds. The most common rounds in the Crisil interview process are Technical, Aptitude Test and One-on-one Round.
How to prepare for Crisil Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Crisil. The most common topics and skills that interviewers at Crisil expect are Credit Analysis, Credit Rating, Financial Analysis, Finance and Credit Research.
What are the top questions asked in Crisil Credit Analyst interview?

Some of the top questions asked at the Crisil Credit Analyst interview -

  1. What are three statement...read more
  2. What is Covenan...read more
  3. Brief about tranches,cre...read more

Tell us how to improve this page.

Crisil Credit Analyst Interview Process

based on 11 interviews

2 Interview rounds

  • Aptitude Test Round
  • One-on-one Round
View more

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Crisil Credit Analyst Salary
based on 455 salaries
₹5 L/yr - ₹17 L/yr
31% more than the average Credit Analyst Salary in India
View more details

Crisil Credit Analyst Reviews and Ratings

based on 56 reviews

3.9/5

Rating in categories

3.9

Skill development

4.0

Work-life balance

3.0

Salary

4.3

Job security

4.1

Company culture

3.3

Promotions

4.0

Work satisfaction

Explore 56 Reviews and Ratings
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2-5 Yrs

₹ 10-12 LPA

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2-5 Yrs

₹ 7.65-12.508 LPA

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