Crisil Credit Analyst Interview Questions, Process, and Tips

Quantitative and reasoning

Q1. Questions related to finance and credit rating
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Q1. Operating lease vs Finance Lease
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Operating lease is a short-term lease where the lessor retains ownership of the asset, while finance lease is a long-term lease where the lessee assumes ownership.
• Operating lease is typically used for assets with a shorter useful life, while finance lease is used for assets with a longer useful life.

• In an operating lease, the lessor is responsible for maintenance and repairs, while in a finance lease, the lessee is res...read more
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Q2. Financial Statements
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Q1. Question on finance specially focusing the n Structure Finace
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Q1. Brief about tranches,credit
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Tranches are portions of debt securities that are divided based on risk and return characteristics.
• Tranches are used in structured finance to divide a pool of assets into different risk and return categories.

• Each tranche has a different level of seniority, with the most senior tranche having the highest priority for repayment.

• Tranches can be rated by credit rating agencies based on their creditworthiness.

• Investors can ...read more
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