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Crisil Senior Credit Analyst Interview Questions and Answers

Updated 2 Apr 2024

Crisil Senior Credit Analyst Interview Experiences

3 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
-
Result
-

I applied via Approached by Company

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Availability for Interview Time
Round 3 - Technical 

(5 Questions)

  • Q1. How would you rate a bank and what are the key factors that you will look upon?
  • Ans. 

    I would rate a bank based on its financial stability, asset quality, management quality, profitability, and market presence.

    • Financial stability: Assess the bank's capital adequacy ratio, liquidity ratio, and non-performing assets.

    • Asset quality: Evaluate the quality of the bank's loan portfolio and investment securities.

    • Management quality: Look at the experience and track record of the bank's management team.

    • Profitabili...

  • Answered by AI
  • Q2. Given that, Personal loans, Commercial Real Estate Loans, Mortgage loans &Auto loans, which possess the highest risk and why? Asked me to order chronologically and provide a brief opinion on that.
  • Q3. What is Capital Adequacy Ratio? What comes in Numerator and denominator?
  • Ans. 

    Capital Adequacy Ratio is a measure of a bank's capital in relation to its risk-weighted assets.

    • CAR is calculated by dividing a bank's capital (numerator) by its risk-weighted assets (denominator).

    • The numerator typically includes Tier 1 and Tier 2 capital, such as equity capital and retained earnings.

    • The denominator consists of various types of assets weighted by their risk levels, such as loans, investments, and off-b...

  • Answered by AI
  • Q4. What do we include in CET1 Capital, Total Tier Capital?
  • Ans. 

    CET1 Capital includes common equity tier 1 capital, which consists of common shares, retained earnings, and other comprehensive income.

    • CET1 Capital is a component of Total Tier Capital used to measure a bank's financial strength.

    • It includes common equity tier 1 capital, which consists of common shares, retained earnings, and other comprehensive income.

    • Excludes items such as goodwill, intangible assets, and deferred tax

  • Answered by AI
  • Q5. They also asked me about my hobbies

Interview Preparation Tips

Interview preparation tips for other job seekers - I gave an interview today, Not sure If I am gonna convert it. If anyone comes to look into this, would be helpful.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Apr 2023. There were 2 interview rounds.

Round 1 - Case Study 

Cash flow model case study for ABS transaction

Round 2 - Technical 

(2 Questions)

  • Q1. Interview with team lead and AD
  • Q2. Technical knowledge of cash flow parameters, credit analysis

Senior Credit Analyst Interview Questions Asked at Other Companies

asked in Crisil
Q1. How would you rate a bank and what are the key factors that you w ... read more
asked in Crisil
Q2. What is Capital Adequacy Ratio? What comes in Numerator and denom ... read more
Q3. How do you assess working capital limits, including fund-based an ... read more
asked in Crisil
Q4. What do we include in CET1 Capital, Total Tier Capital?
Q5. Types of Risks in Credit decision-making

Interview Questionnaire 

1 Question

  • Q1. How Project finance models are built in your organization? Finance basic questions, how do u assess a project finance proposal

Interview questions from similar companies

I applied via Referral and was interviewed in Sep 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. What are the key trends in EV
  • Ans. 

    The key trends in EV include increased adoption, advancements in battery technology, and government incentives.

    • Increased adoption of EVs due to environmental concerns and lower operating costs

    • Advancements in battery technology leading to longer ranges and faster charging times

    • Government incentives such as tax credits and subsidies to encourage EV adoption

    • Growing popularity of electric SUVs and pickup trucks

    • Emergence of...

  • Answered by AI
  • Q2. What is the biggest challenge to EV growth?
  • Ans. 

    The biggest challenge to EV growth is the lack of charging infrastructure.

    • Insufficient charging infrastructure limits the range of EVs and makes it inconvenient for drivers to charge their vehicles.

    • Building charging stations requires significant investment and coordination between government, utilities, and private companies.

    • Range anxiety is a major concern for potential EV buyers, as they worry about running out of ch...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your industry well. Read trade journals and stay on top of latest news.
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Background questions
Round 2 - One-on-one 

(1 Question)

  • Q1. Experience related
Round 3 - Technical 

(1 Question)

  • Q1. Market estimation
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is research analyst role
  • Ans. 

    A research analyst role involves collecting, analyzing, and interpreting data to provide insights and recommendations for decision-making.

    • Conducting research to gather data from various sources

    • Analyzing data using statistical techniques and software

    • Interpreting findings to generate insights and recommendations

    • Presenting research findings to stakeholders

    • Monitoring industry trends and developments

  • Answered by AI
  • Q2. What is M&A how to analyse
  • Ans. 

    M&A stands for mergers and acquisitions. It involves the consolidation of companies through various financial transactions.

    • M&A is a strategic decision made by companies to combine resources, reduce competition, or enter new markets.

    • Analysis of M&A deals involves evaluating the financial health of the companies involved, potential synergies, regulatory approvals, and cultural fit.

    • Financial metrics such as EB...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Totally it was good process it went well. Be prepared for interviews give your best

I applied via Referral and was interviewed in Jan 2022. There were 2 interview rounds.

Round 1 - Aptitude Test 

Reasoning and comprehension

Round 2 - HR 

(1 Question)

  • Q1. Why should we hire you? What is private equity and venture capital?
  • Ans. 

    Private equity and venture capital are forms of investment that provide funding to companies in exchange for ownership stakes.

    • Private equity involves investing in established companies with the goal of improving their operations and profitability.

    • Venture capital focuses on investing in early-stage startups with high growth potential.

    • Private equity investors typically acquire a controlling stake in the company, while ve...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Try to make urself prepared by searching for researching about research associate interview questions from google...
Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself in brief
  • Q2. What are your strengths and weaknesses?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be polite, be confident, be learned! Don't be shy but don't go overboard!

Interview Questionnaire 

1 Question

  • Q1. Case studies, basic questions on statistics and guesstimates and situational based questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Read the job description properly. Focus on the skills that they require. Prepare for case studies and guesstimates. They will ask basic case studies but preparing beforehand will be beneficial for you.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Nov 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. How to calculate global market size
  • Ans. 

    Global market size can be calculated by multiplying the total number of units sold by the average selling price.

    • Determine the total number of units sold in the global market

    • Calculate the average selling price of the product or service

    • Multiply the total number of units sold by the average selling price to get the global market size

  • Answered by AI
  • Q2. What are the different approaches of market estimation
  • Ans. 

    Different approaches of market estimation include top-down approach, bottom-up approach, and primary research.

    • Top-down approach involves starting with the total market size and then estimating the potential market share for a product or service.

    • Bottom-up approach involves estimating the market size by aggregating individual sales data or customer surveys.

    • Primary research involves directly collecting data from potential...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Explain market sizing approaches with examples

Crisil Interview FAQs

How many rounds are there in Crisil Senior Credit Analyst interview?
Crisil interview process usually has 2-3 rounds. The most common rounds in the Crisil interview process are Technical, Resume Shortlist and HR.
How to prepare for Crisil Senior Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Crisil. The most common topics and skills that interviewers at Crisil expect are Credit Analysis, Financial Analysis, Client Management, Credit Research and Financial Modelling.
What are the top questions asked in Crisil Senior Credit Analyst interview?

Some of the top questions asked at the Crisil Senior Credit Analyst interview -

  1. How would you rate a bank and what are the key factors that you will look up...read more
  2. What is Capital Adequacy Ratio? What comes in Numerator and denominat...read more
  3. What do we include in CET1 Capital, Total Tier Capit...read more

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Crisil Senior Credit Analyst Interview Process

based on 2 interviews

Interview experience

4
  
Good
View more

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Crisil Senior Credit Analyst Salary
based on 303 salaries
₹8 L/yr - ₹22 L/yr
27% more than the average Senior Credit Analyst Salary in India
View more details

Crisil Senior Credit Analyst Reviews and Ratings

based on 36 reviews

3.6/5

Rating in categories

3.7

Skill development

4.1

Work-life balance

2.5

Salary

4.2

Job security

4.1

Company culture

2.9

Promotions

3.6

Work satisfaction

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