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Nitstone Finserv Senior Credit Analyst Interview Questions and Answers

Updated 7 May 2022

Nitstone Finserv Senior Credit Analyst Interview Experiences

1 interview found

I applied via Naukri.com and was interviewed in Nov 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Types of Risks in Credit decision-making
  • Ans. 

    Credit decision-making involves various types of risks that need to be considered.

    • Credit risk - the risk of default by the borrower

    • Market risk - the risk of changes in market conditions affecting the borrower's ability to repay

    • Operational risk - the risk of errors or fraud in the credit process

    • Reputation risk - the risk of damage to the lender's reputation

    • Legal and regulatory risk - the risk of non-compliance with laws...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Subject knowledge of Credit Analysis is important.

Interview questions from similar companies

I applied via Company Website and was interviewed in Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Basel regulatory
  • Q2. Implementation knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - We need to be throw of Basel regulations with reporting template. End to end techno functional implementation knowledge

I applied via Campus Placement and was interviewed before Aug 2020. There were 4 interview rounds.

Interview Questionnaire 

6 Questions

  • Q1. SQL JOINS
  • Q2. Python Packages
  • Ans. 

    Python packages are pre-written code libraries that can be imported and used in Python programs.

    • Packages contain modules, which contain functions and classes

    • Packages can be installed using pip or conda

    • Popular packages include NumPy, Pandas, and Matplotlib

  • Answered by AI
  • Q3. Python Projects mentioned in the resume
  • Q4. Basic HR questions
  • Q5. Puzzles
  • Q6. Basics about loans default in banking

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Calm and composed and go through your resume properly.
Revise SQL, SAS, and Python if you are targeting a role in the business intelligence unit of axis bank

I applied via Campus Placement and was interviewed before Jan 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. I was asked 3 Guesstimates. They weren't that difficult. They only wanted to see the process I took to get to the answer. The answer need not be correct.
  • Q2. They asked me what I thought about team work and how every team member's contribution is needed for the success of the project.
  • Q3. I talked about my work ex in Tableau so they asked what kind of work I did there.

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare few Guesstimates before going to the interview. Also it would benefit If you can provide an experience with the analytical tools you have mentioned in the resume. It really helps.

I applied via Naukri.com and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Logical Reasoning Puzzle

Interview Preparation Tips

Interview preparation tips for other job seekers - Smile in between and be confident. No matter what you will be alive after the interview. People are ready to pay billions but can't afford a second more when it is all over.

I applied via Company Website and was interviewed before Nov 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Basic details, About TCS, regarding work ex, and personality trails.

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep all that is mentioned in your resume, share all relevant information, be honest and informative about everything.

I applied via Job Portal and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. 1. Self Intro 2. Aptitude 3. CI/CD pipeline

Interview Preparation Tips

Interview preparation tips for other job seekers - 1. Have good domain knowledge
2. Data visualization tool
3. Python/R

I applied via Campus Placement and was interviewed before Aug 2020. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Case studies, technical and business
  • Q2. Behavior and situation questions

Interview Preparation Tips

Interview preparation tips for other job seekers - 1. Never loose your calm
2. Show your passion
3. Stay focused

I applied via Referral and was interviewed before Apr 2021. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

Logical reasoning, maths, grammar

Round 3 - HR 

(1 Question)

  • Q1. Tell me about yourself.
Round 4 - Technical 

(1 Question)

  • Q1. Situation based questions
Round 5 - Behavioral 

(1 Question)

  • Q1. My stability and future aspirations

Interview Preparation Tips

Interview preparation tips for other job seekers - Be calm and prepared, focus on your strength and be confident

I applied via Campus Placement and was interviewed before Sep 2019. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Related to field I had studied

Interview Preparation Tips

Interview preparation tips for other job seekers - Candidate can try have good knowledge on the area of study or area of specialization on which they are currently studying or doing something and can try to be well prepared with their area of expertise related to the job description that they can talk about during interview if asked. Also good to have fundamentals clear on their area or study or work or area of expertise.
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Nitstone Finserv Interview FAQs

How many rounds are there in Nitstone Finserv Senior Credit Analyst interview?
Nitstone Finserv interview process usually has 1 rounds. The most common rounds in the Nitstone Finserv interview process are One-on-one Round.

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