Cholamandalam Investment & Finance Interview Questions, Process, and Tips for Experienced

Q1. About my experience my previous company
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Q1. Told your work experience
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About credit score expansion.

Q1. Product Knowledge
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Q2. Market Reaching and Business Network
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Q3. Key Points for Used Car Loans what is PDD
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PDD stands for Pre-Delivery Inspection, a crucial step in the process of selling used cars.
• PDD is a thorough inspection of a used car before it is delivered to the customer.

• It ensures that the car is in good condition and meets safety standards.

• PDD may include checking the engine, brakes, tires, lights, and other essential components.

• Any issues found during PDD must be addressed before the car is sold to the customer.
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Q4. Collection report
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I will be final aptitude test

Q1. What is the my ctc
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The CTC (Cost to Company) is the total salary package offered to an employee, including all benefits and perks.
• CTC includes salary, bonuses, benefits, and any other perks provided by the company.

• It is important to understand the components of the CTC to evaluate the total compensation package.

• For example, if your CTC is $50,000, it may include a base salary of $40,000, a bonus of $5,000, and benefits worth $5,000.
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Q2. What is the my job role
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Q1. What is branch rc limit
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Branch RC limit refers to the maximum amount of credit that a branch is authorized to extend to its customers.
• Branch RC limit is set by the senior management based on the branch's financial strength and risk appetite.

• It helps in controlling the credit exposure of the branch and ensures that it operates within its financial limits.

• Exceeding the branch RC limit can lead to increased credit risk and potential losses for t...read more
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Q2. What is dealer rc limit
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Dealer RC limit refers to the maximum amount of credit that a dealer is allowed to borrow from a financial institution.
• Dealer RC limit is set by the financial institution based on the dealer's creditworthiness and business needs.

• It helps to manage the risk exposure of the financial institution by limiting the amount of credit extended to a single dealer.

• Exceeding the dealer RC limit may result in additional scrutiny or...read more
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Q3. What is credit policy, what is kyc policy
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Credit policy outlines guidelines for extending credit to customers, while KYC policy ensures customer identity verification to prevent fraud.
• Credit policy is a set of guidelines and procedures that a company follows when extending credit to customers.

• It includes criteria for evaluating creditworthiness, setting credit limits, and managing credit risk.

• KYC (Know Your Customer) policy is a set of procedures for verifying...read more
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Q4. What your work at your previous company and what is the reason behind leaving it
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Q5. Customer cibil verification what is od, sub, lss, dbt
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