Cholamandalam Investment & Finance Associate Manager Interview Questions and Answers

A Non-Performing Asset (NPA) is a loan or advance for which the principal or interest payment remains overdue for a period of 90 days.

• NPAs are typically loans given by banks or financial institutions that have stopped generating income for the lender.

• Banks classify loans as NPAs when the borrower fails to make interest or principal payments for a certain period of time, usually 90 days.

• NPAs can negatively impact a bank...read more

Manage NPA customers by identifying root causes, creating repayment plans, and providing support.

• Identify the reasons for non-payment such as financial difficulties or disputes.

• Work with customers to create customized repayment plans based on their financial situation.

• Provide support and guidance to help customers meet their repayment obligations.

• Regularly follow up with NPA customers to monitor progress and address an

I worked as a project manager at a software company, leading a team of developers and overseeing multiple projects.

• Led a team of developers in completing various software projects

• Managed project timelines, budgets, and resources effectively

• Collaborated with cross-functional teams to ensure project success

• Implemented agile methodologies to improve project efficiency

I was highly productive at my previous company, consistently meeting and exceeding goals.

• Consistently met or exceeded performance goals

• Implemented efficient processes to increase productivity

• Received recognition for productivity from supervisors

• Completed tasks accurately and in a timely manner