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Cholamandalam Investment & Finance Area Credit Manager Interview Questions and Answers

Updated 26 Dec 2023

Cholamandalam Investment & Finance Area Credit Manager Interview Experiences

3 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Job related experience
  • Q2. Explained overall experience
Round 3 - One-on-one 

(1 Question)

  • Q1. Role related questions
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. There was just introduction and current profile job role discussion. Nothing specific.

Interview Preparation Tips

Interview preparation tips for other job seekers - There was just introduction and current profile job role. Nothing specific.

Area Credit Manager Interview Questions Asked at Other Companies

Q1. What are the financial parameters check while file approval for s ... read more
Q2. What's is the profit margin trading ,service ,manufacturing unit
Q3. How will you assess the customer with low cibil score
Q4. Bylaws of local mortgages, Equitable Mortgage and registered mort ... read more
Q5. Volume of files handled and approval to login ratio

Interview Questionnaire 

1 Question

  • Q1. Cibil related questions, Customer income evaluation, Product knowledge
  • Ans. You have to aware about credit policies and various product knowledgeable
  • Answered Anonymously

Interview questions from similar companies

I applied via Approached by Company and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Behavioral 

(1 Question)

  • Q1. Related to your work profile

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare according your job profile which you applied. Be honest & confident.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Apr 2023. There were 3 interview rounds.

Round 1 - Case Study 

Case study preparation on any listed company of your choice

Round 2 - Technical 

(2 Questions)

  • Q1. Questions on case study
  • Q2. Ratios and their importance
  • Ans. 

    Ratios are key financial metrics used to evaluate a company's performance and financial health.

    • Ratios help in analyzing the efficiency, profitability, and liquidity of a company.

    • Common ratios include debt-to-equity ratio, current ratio, and return on equity.

    • They provide insights into how well a company is utilizing its resources and managing its finances.

    • Ratios are compared to industry benchmarks or historical data to ...

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. Negotiation on salary
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Can you provide an introduction about yourself and your work experience?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and fast process less doc with timely
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I appeared for an interview in Jan 2025.

Round 1 - Virtual interview 

(2 Questions)

  • Q1. Can you provide details about your previous experience?
  • Ans. 

    I have over 5 years of experience in credit management, including analyzing credit reports, setting credit limits, and managing collections.

    • Analyzed credit reports to assess creditworthiness of customers

    • Set credit limits based on risk assessment

    • Managed collections process to ensure timely payments

    • Implemented credit policies and procedures to minimize risk

  • Answered by AI
  • Q2. What do you know about personal loans?
  • Ans. 

    Personal loans are unsecured loans provided by financial institutions to individuals for various purposes.

    • Personal loans are unsecured, meaning they do not require collateral.

    • They can be used for various purposes such as debt consolidation, home improvement, or unexpected expenses.

    • Interest rates on personal loans can vary based on the borrower's credit score and financial history.

    • Repayment terms for personal loans are ...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Wellsfargo.com and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Tell me about experiences you’re faced with customers

I applied via LinkedIn and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Previous work experience asked at tge time of interview.

Interview Preparation Tips

Interview preparation tips for other job seekers - Face interview strongly without any hesitation

I applied via Referral and was interviewed in Feb 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Different financial terms such as RTGS, CIBIL, ECS, NACH, FOIR and etc
  • Ans. 

    These are various financial terms used in banking and credit management.

    • RTGS (Real Time Gross Settlement) is a system used for fund transfers between banks in real-time.

    • CIBIL (Credit Information Bureau India Limited) is a credit information company that maintains credit records of individuals and companies.

    • ECS (Electronic Clearing Service) is a system used for electronic fund transfers between banks.

    • NACH (National Auto...

  • Answered by AI
  • Q2. Are you satisfied with given work location or not

Interview Preparation Tips

Interview preparation tips for other job seekers - Know all important banking terms mentioned above through google or any other source and be prepared for the worst scenario you will succeed

Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance Area Credit Manager interview?
Cholamandalam Investment & Finance interview process usually has 2-3 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are Resume Shortlist, One-on-one Round and HR.
How to prepare for Cholamandalam Investment & Finance Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Cholamandalam Investment & Finance. The most common topics and skills that interviewers at Cholamandalam Investment & Finance expect are Auto Loans, Commercial Vehicle Loans, Tractor Loan and hcv.

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Cholamandalam Investment & Finance Area Credit Manager Interview Process

based on 4 interviews

Interview experience

5
  
Excellent
View more

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Cholamandalam Investment & Finance Area Credit Manager Salary
based on 244 salaries
₹6 L/yr - ₹20 L/yr
At par with the average Area Credit Manager Salary in India
View more details

Cholamandalam Investment & Finance Area Credit Manager Reviews and Ratings

based on 48 reviews

3.8/5

Rating in categories

3.5

Skill development

3.1

Work-life balance

4.0

Salary

3.7

Job security

3.4

Company culture

3.4

Promotions

3.2

Work satisfaction

Explore 48 Reviews and Ratings
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