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Cholamandalam Investment & Finance Area Credit Manager Interview Questions and Answers

Updated 26 Dec 2023

Cholamandalam Investment & Finance Area Credit Manager Interview Experiences

3 interviews found

Area Credit Manager Interview Questions & Answers

user image Anonymous

posted on 26 Dec 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Job related experience
    • Add your answer
  • Q2. Explained overall experience
    • Add your answer
Round 3 - One-on-one 

(1 Question)

  • Q1. Role related questions
    • Add your answer

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Area Credit Manager Interview Questions & Answers

user image Anonymous

posted on 2 Jun 2022

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. There was just introduction and current profile job role discussion. Nothing specific.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - There was just introduction and current profile job role. Nothing specific.

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Area Credit Manager Interview Questions & Answers

user image Anonymous

posted on 26 Jul 2021

Interview Questionnaire 

1 Question

  • Q1. Cibil related questions, Customer income evaluation, Product knowledge
  • Ans. You have to aware about credit policies and various product knowledgeable
    • Answered Anonymously
    Add your answer

What people are saying about Cholamandalam Investment & Finance

View All
a head branch credit ops
2w
Career Suggestions.
I am a Credit Officer working in a NBFC Company since last 5 years. In the last 5 years of my period I have gathered lots of experience in the field of Finance. But the biggest concern is though I gathered a lot of experience my CTC is 3.0 LPA. Though I got the opportun... read more
Got a question about Cholamandalam Investment & Finance?
Ask anonymously on communities.

Interview questions from similar companies

Area Credit Manager Interview Questions & Answers

Reliance Capital user image Ankur Singh

posted on 16 Feb 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Knowledge about the sector you are working in and what were the responsibilities handled by you in your previous organisation?
  • Ans. Talk what you know with confidence and incase you dont know something, dont keep on blabbering something off topic. Tell them you dont know that and you are eager to learn these things with them.
    • Answered by Ankur Singh
    Add your answer
  • Q2. What do you offer that others dont ?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence is the Key.
Always try to find what employer is looking for and reply accordingly.
Always give examples if someone asks you a question and you are not able to answer it appropriately. Try to Explain them with the examples. Always works for me.

Area Credit Manager Interview Questions & Answers

Tata Capital user image Anonymous

posted on 27 Jul 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. Credit assessment
    • Add your answer

Area Credit Manager Interview Questions & Answers

Aditya Birla Capital user image Anonymous

posted on 13 Jun 2021

Interview Questionnaire 

2 Questions

  • Q1. Justification of any GAP in the career
    • Add your answer
  • Q2. Always mention the actual reason of the gap in career. Do not try to manipulate the interviewer or any recruiter. Please be short any specific in your answer unless and untill not asked for any elobrtion.
    • Add your answer

Area Credit Manager Interview Questions & Answers

Aditya Birla Capital user image Anonymous

posted on 1 Mar 2025

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Sep 2024.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Previous work experience.
  • Ans. 

    I have over 10 years of experience in credit management, including overseeing credit analysis, risk assessment, and collections.

    • Managed a team of credit analysts to assess customer creditworthiness

    • Implemented strategies to reduce bad debt and improve cash flow

    • Negotiated payment plans with delinquent customers to minimize losses

    • Answered by AI
    Add your answer
  • Q2. Financial statement analysis
    • Add your answer

Area Credit Manager Interview Questions & Answers

Tata Capital user image Anonymous

posted on 5 Mar 2022

I applied via LinkedIn and was interviewed in Feb 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Group Discussion 

Validation with cv for understanding the knowledge

Round 3 - One-on-one 

(2 Questions)

  • Q1. Basic understand about credit and future risk
    • Add your answer
  • Q2. Pasr knowledge and asked about the present role
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest and answer the question. Answer fill free

Area Credit Manager Interview Questions & Answers

Bajaj Finance user image Anonymous

posted on 23 Apr 2022

I applied via Walk-in and was interviewed in Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Group Discussion 

Interview with department

Interview Preparation Tips

Interview preparation tips for other job seekers - Good job but no life balance due work culture

Credit Manager Interview Questions & Answers

HDFC Bank user image Anonymous

posted on 14 Sep 2021

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
    • Add your answer
  • Q2. Just answer what you have learnt during the course of your studies
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke
Contribute & help others!
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More about working at Cholamandalam Investment & Finance

Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance Area Credit Manager interview?
Cholamandalam Investment & Finance interview process usually has 2-3 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are Resume Shortlist, One-on-one Round and HR.
How to prepare for Cholamandalam Investment & Finance Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Cholamandalam Investment & Finance. The most common topics and skills that interviewers at Cholamandalam Investment & Finance expect are Auto Loans, Commercial Vehicle Loans, Tractor Loan and hcv.

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Cholamandalam Investment & Finance Area Credit Manager Interview Process

based on 4 interviews

Interview experience

5
  
Excellent
View more

HCLTech

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Cholamandalam Investment & Finance Area Credit Manager Salary
based on 249 salaries
₹6 L/yr - ₹20 L/yr
At par with the average Area Credit Manager Salary in India
View more details

Cholamandalam Investment & Finance Area Credit Manager Reviews and Ratings

based on 47 reviews

3.7/5

Rating in categories

3.4

Skill development

3.0

Work-life balance

4.0

Salary

3.7

Job security

3.3

Company culture

3.3

Promotions

3.2

Work satisfaction

Explore 47 Reviews and Ratings
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