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Cholamandalam Investment & Finance Area Credit Manager Interview Questions and Answers

Updated 26 Dec 2023

Cholamandalam Investment & Finance Area Credit Manager Interview Experiences

3 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Job related experience
  • Q2. Explained overall experience
Round 3 - One-on-one 

(1 Question)

  • Q1. Role related questions
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. There was just introduction and current profile job role discussion. Nothing specific.

Interview Preparation Tips

Interview preparation tips for other job seekers - There was just introduction and current profile job role. Nothing specific.

Area Credit Manager Interview Questions Asked at Other Companies

Q1. What are the financial parameters check while file approval for s ... read more
Q2. What's is the profit margin trading ,service ,manufacturing unit
Q3. How will you assess the customer with low cibil score
Q4. Bylaws of local mortgages, Equitable Mortgage and registered mort ... read more
Q5. Volume of files handled and approval to login ratio

Interview Questionnaire 

1 Question

  • Q1. Cibil related questions, Customer income evaluation, Product knowledge
  • Ans. You have to aware about credit policies and various product knowledgeable
  • Answered Anonymously

What people are saying about Cholamandalam Investment & Finance

View All
a senior associate manager
4d
I am 31, started my career as a Credit and operation officer. It's been 3.3 years with CTC of Rs. 2.40 LPA. What should I do?
Got a question about Cholamandalam Investment & Finance?
Ask anonymously on communities.

Interview questions from similar companies

Interview Questionnaire 

2 Questions

  • Q1. Justification of any GAP in the career
  • Q2. Always mention the actual reason of the gap in career. Do not try to manipulate the interviewer or any recruiter. Please be short any specific in your answer unless and untill not asked for any elobrtion.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. How do we do credit analysis of a company, explain in detail?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared with basics of credit analysis and to give a detailed overview of how does one do credit assesment on a live case
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
No response

I applied via Indeed and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction about yourself
  • Q2. Some technical questions

Interview Preparation Tips

Interview preparation tips for other job seekers - I had interview for credit risk role, Interviewer was some pilani and Ramesh from Bangalore, they had literally no idea of process, poor English, they had come up with few questions and expected candidates to answer as per there written Google answers which is worst.
Wells Fargo has been so worst in recent days, they offer manager and lead roles just based on experience internally with Zero subject knowledge and no proper English.

And I felt, I have wasted my valuable time for an interview
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Quants logical, verbal ability, situation

Round 2 - Technical 

(2 Questions)

  • Q1. Tell me something about yourself
  • Ans. 

    I am a detail-oriented credit analyst with a strong background in financial analysis and risk assessment.

    • I have a Bachelor's degree in Finance and have completed courses in credit analysis.

    • I have experience analyzing financial statements, assessing creditworthiness, and making recommendations for loan approvals.

    • I am proficient in using financial modeling software and Excel to analyze data and create reports.

    • I have exce...

  • Answered by AI
  • Q2. Finance related balance sheet cash flow
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell About yourself
  • Q2. Tell about any topic

Interview Preparation Tips

Interview preparation tips for other job seekers - Be proper and speak clearly
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. About past experience and education
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself?
  • Ans. 

    I am a detail-oriented Credit Risk Analyst with a strong background in financial analysis and risk assessment.

    • I have a Bachelor's degree in Finance and several years of experience in the banking industry.

    • I am skilled in analyzing credit reports, assessing financial statements, and identifying potential risks.

    • I have a proven track record of making sound credit decisions and implementing risk mitigation strategies.

    • I am p...

  • Answered by AI
  • Q2. Tell me about different classes of assets
  • Ans. 

    Different classes of assets include fixed assets, current assets, intangible assets, and financial assets.

    • Fixed assets: Tangible assets like property, plant, and equipment

    • Current assets: Liquid assets like cash, accounts receivable, and inventory

    • Intangible assets: Non-physical assets like patents, trademarks, and goodwill

    • Financial assets: Investments like stocks, bonds, and derivatives

  • Answered by AI

Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance Area Credit Manager interview?
Cholamandalam Investment & Finance interview process usually has 2-3 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are Resume Shortlist, One-on-one Round and HR.
How to prepare for Cholamandalam Investment & Finance Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Cholamandalam Investment & Finance. The most common topics and skills that interviewers at Cholamandalam Investment & Finance expect are Auto Loans, Commercial Vehicle Loans, Tractor Loan and hcv.

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Cholamandalam Investment & Finance Area Credit Manager Interview Process

based on 4 interviews

Interview experience

5
  
Excellent
View more

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Cholamandalam Investment & Finance Area Credit Manager Salary
based on 249 salaries
₹6.2 L/yr - ₹20 L/yr
At par with the average Area Credit Manager Salary in India
View more details

Cholamandalam Investment & Finance Area Credit Manager Reviews and Ratings

based on 46 reviews

3.7/5

Rating in categories

3.4

Skill development

2.9

Work-life balance

3.9

Salary

3.6

Job security

3.3

Company culture

3.2

Promotions

3.1

Work satisfaction

Explore 46 Reviews and Ratings
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