Cantor Fitzgerald Interview Questions and Answers

3 coding que easy,med and hard

Q1. Os related que What is kernel , OS types ,what happens after booting computr ,etc
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Q2. Creat a array and print all elements , which database used for pdf storing sql or nosql
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Q1. OOps related que abstraction , inheritance , code it
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Q2. Middel element of linked list
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Q1. What challenges u faced in engineering?
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Q2. Situational based questions
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Q1. Why u choose to work deustch bank ?
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Q2. Project related quw
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Q1. What are the aml and kyc requirements?
Ans. 
AML and KYC requirements are regulations that financial institutions must follow to prevent money laundering and verify the identity of their customers.
• AML (Anti-Money Laundering) requirements involve monitoring transactions, reporting suspicious activities, and conducting customer due diligence.

• KYC (Know Your Customer) requirements involve verifying the identity of customers, assessing their risk level, and maintainin...read more
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Q2. Why should we hire you, briefly describe a scenario where you would showcase a different skill or talent compared with your fellow employees?
Ans. 
I have a strong attention to detail and analytical skills that set me apart from my colleagues.
• I have a proven track record of accurately identifying and resolving discrepancies in KYC documentation.

• I excel at conducting thorough research and analysis to ensure compliance with regulations.

• My ability to effectively communicate complex information to stakeholders sets me apart in team collaborations.
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Q3. Strength and weakness?
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Strength: attention to detail, Weakness: perfectionism
• Strength: Ability to meticulously review documents and identify discrepancies

• Strength: Strong analytical skills to detect potential risks or fraudulent activities

• Weakness: Striving for perfection may lead to spending too much time on a task

• Weakness: Difficulty in delegating tasks due to desire for everything to be done perfectly
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Q4. Project and achievements?
Ans. 
Implemented a new KYC process resulting in 30% reduction in onboarding time and 20% decrease in errors.
• Led a team to revamp KYC procedures and systems

• Introduced automation tools to streamline verification process

• Trained staff on updated KYC regulations and best practices
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Q5. Are you a team player? What do you do when you don’t get along with certain colleagues? How do you manage conflict resolution?
Ans. 
Yes, I am a team player. I believe in open communication and collaboration. When conflicts arise, I address them directly and seek resolution.
• I believe in open communication and collaboration within the team.

• I address conflicts directly and seek resolution through constructive conversations.

• I focus on finding common ground and working towards a solution that benefits the team as a whole.
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Q6. Provide a situation where you might have failed previously? What has that experience taught you?
Ans. 
I failed to meet a deadline due to poor time management.
• Underestimated the time needed for a project

• Did not prioritize tasks effectively

• Learned to create a detailed schedule and set realistic deadlines
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General English grammar knowledge and some calculations

Q1. CTC and expected salary details?
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Q2. No you cannot negotiate and end up taking what they give you!
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Q3. No relocation time, do it during weekends
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Q4. No target compensation or other benefits
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Q5. If ur employed through agency or consultancy you will be always a contingent and treated less than permanent employees
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Q6. 12 hours a day, 6 days a week, no social or life balance
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Q1. Behavioral assessment
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Logical, react, SQL related questions

Q1. Interviewed by Business Head. Mostly behavioral questions and some past experience related
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Q1. Interview by VP. Frontend general technical questions
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Q1. Interviewed by Director. Competency based Leadership interview
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Q1. Yet to recieve the final status whether selected or rejected. HR asked payslip and other docs and shared the same.
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Q2. HRs are very friendly and quickly respond to your queries.
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Q1. In first round, the company will provide you a test link from a third party (perspectAI) to gauge your communication and understanding skills. This included sections like comprehension, listening, writing,...read more
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Q1. Introduce yourself
Ans. 
I am a customer experience specialist with a background in stock broking. I am passionate about providing excellent service and building strong relationships with clients.
• I have X years of experience in the stock broking industry

• I have a proven track record of delivering exceptional customer service

• I am skilled in building and maintaining client relationships

• I am knowledgeable about the stock market and investment prod...read more
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Q2. Asked about my summer and winter internship work
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Q3. Asked questions relating to my resume
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Q4. Asked situation based questions on customer support and resolving customer issues
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Q5. Basics questions regarding stock exchange
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Q6. Asked about any event in my life where in was working in a team or lead a team
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Q7. Why choose or applied for this job role
Ans. 
I have a passion for finance and helping clients achieve their financial goals.
• I have a strong background in finance and stock broking

• I enjoy working with clients and helping them navigate the stock market

• I am excited about the opportunity to use my skills to enhance customer experience in the stock broking industry
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Q1. Introduce yourself
Ans. 
I am a customer experience specialist with a background in stock broking. I have a passion for helping clients navigate the financial markets.
• I have X years of experience in the stock broking industry, specializing in customer service and relationship management.

• I am skilled in providing personalized investment advice and recommendations to clients based on their financial goals and risk tolerance.

• I have a strong under...read more
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Q2. What made you apply for this job role
Ans. 
I applied for this job role because of my passion for finance and helping clients achieve their financial goals.
• Passion for finance and stock market

• Desire to help clients achieve financial goals

• Interest in providing excellent customer service
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Q3. Why should we hire a fresher for this position
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Q4. Situation based question:- If a user of Share.market app uses stop loss option and it didn't worked due to some glitch which caused him/her some financial loss then how would you handle it?
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Q5. Asked about job description
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Any one topic to group discussion

Q1. What Abut your background and knowledge
Ans. 
I have a strong background in finance with over 10 years of experience in relationship management and a deep knowledge of investment products.
• 10+ years of experience in finance

• Specialize in relationship management

• Deep knowledge of investment products

• Experience in working with high net worth clients

• Strong communication and negotiation skills
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Q2. Skills and work experience
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Q3. Family background
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Q4. What you know About bajaj company
Ans. 
Bajaj is a well-known Indian multinational company with diverse business interests including automobiles, finance, and insurance.
• Founded in 1926 by Jamnalal Bajaj

• Headquartered in Pune, India

• One of the largest manufacturers of two-wheelers in India

• Offers a wide range of financial services through Bajaj Finance

• Known for its popular motorcycle models like Pulsar and Dominar
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Q5. How much you can salary expectation
Ans. 
My salary expectation is based on my experience, skills, and the market rate for this position.
• Consider my years of experience in the industry

• Research the average salary range for Senior Relationship Managers in this location

• Factor in the benefits and perks offered by the company

• Be open to negotiation based on the overall compensation package
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Q1. What's your current experience
Ans. 
I have 5 years of experience in credit analysis and risk assessment in the banking industry.
• 5 years of experience in credit analysis and risk assessment

• Proficient in financial statement analysis

• Strong understanding of credit risk management

• Experience in evaluating loan applications and determining creditworthiness

• Familiarity with regulatory requirements in the banking sector
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Q2. Did you achieved any goal in previous platform.
Ans. 
Yes, I achieved a goal of increasing loan approval rate by 15% in my previous role.
• Implemented new credit evaluation process to streamline decision-making

• Provided training to team members on identifying creditworthy applicants

• Collaborated with sales team to improve communication and documentation

• Utilized data analytics to identify trends and make data-driven decisions
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Q3. Do you participate any bankingevents
Ans. 
Yes, I actively participate in banking events to stay updated on industry trends and network with professionals.
• I regularly attend banking conferences and seminars to learn about new regulations and technologies in the industry.

• I have participated in workshops on credit risk management and financial analysis to enhance my skills and knowledge.

• I am a member of a banking association where I attend networking events to co
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Q4. Are you suitable for appliedrole.
Ans. 
Yes, I am suitable for the role of Credit Officer due to my strong financial background and experience in analyzing credit risk.
• I have a degree in finance and have completed relevant courses in credit analysis.

• I have previous experience working as a credit analyst, where I successfully assessed credit risk for various clients.

• I am proficient in financial modeling and have a strong understanding of financial statements.

• ...read more
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Q5. Tell about Equitas bank
Ans. 
Equitas Small Finance Bank is a scheduled commercial bank in India focused on serving the financial needs of micro and small enterprises.
• Equitas Small Finance Bank was established in 2007 as a microfinance institution before receiving a banking license in 2016.

• The bank offers a range of financial products and services including savings accounts, fixed deposits, loans, and insurance.

• Equitas Small Finance Bank has a stro...read more
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Discuss about financial risk and management

Q1. Walk me through your resume. About insurance process what is policy life cycle.
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Q2. Tell me about your previous role.
Ans. 
I was responsible for analyzing and improving processes to increase efficiency and productivity.
• Led process improvement initiatives to streamline operations

• Identified bottlenecks and implemented solutions to optimize workflows

• Collaborated with cross-functional teams to gather data and feedback

• Utilized data analysis tools to track performance metrics

• Developed and implemented process documentation and training materials
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Yet to complete the test

Q1. Asked about Gallagher.
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Q2. What do you know about Gallagher.
Ans. 
Gallagher is a global insurance brokerage, risk management, and consulting firm.
• Founded in 1927 by Arthur J. Gallagher

• Headquartered in Rolling Meadows, Illinois

• Provides insurance, risk management, and consulting services globally

• Offers services in areas such as commercial insurance, employee benefits, and personal insurance

• Has a strong focus on client relationships and personalized service
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Q1. Situation based questions were asked.
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Q2. How would you built the trust with the stakeholders
Ans. 
Building trust with stakeholders involves open communication, transparency, and delivering on commitments.
• Establish open lines of communication with stakeholders to address concerns and provide updates

• Be transparent about project progress, challenges, and decisions

• Deliver on commitments and follow through on promises to build credibility

• Seek feedback from stakeholders and incorporate their input into decision-making pr...read more
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They had given 10 MCQs questions based on OOPs(Java), 2 MCQs on SQL, 1 SQL Query to run and 1 DSA question to code based on Strings, so overall 14 question. Difficulty level was easy to Medium.

Q1. Explain the time complexity of different sorting algorithms.
Ans. 
Sorting algorithms have different time complexities based on their implementation and efficiency.
• Bubble Sort: O(n^2) - compares adjacent elements and swaps them if they are in the wrong order.

• Merge Sort: O(n log n) - divides the array into two halves, sorts them, and then merges them.

• Quick Sort: O(n log n) - picks a pivot element and partitions the array around the pivot.

• Heap Sort: O(n log n) - builds a max heap and re...read more
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Q2. Usage of Hashmaps and Dictionaries
Ans. 
Hashmaps and dictionaries are data structures used to store key-value pairs for efficient retrieval and storage.
• Hashmaps and dictionaries are commonly used in programming to store and retrieve data based on a unique key.

• They offer fast lookup times, typically O(1) on average, making them ideal for scenarios where quick access to data is required.

• Examples of using hashmaps include storing user information with a unique ...read more
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Q3. Explain 4 pillars of OOPs (Abstraction, Encapsulation, Inheritance and polymorphism)
Ans. 
OOPs pillars are Abstraction, Encapsulation, Inheritance, and Polymorphism.
• Abstraction: Hides complex implementation details and only shows necessary features. Example: Car dashboard displaying speed without showing internal engine details.

• Encapsulation: Bundling data and methods that operate on the data into a single unit. Example: Class in Java encapsulates data members and member functions.

• Inheritance: Allows a new ...read more
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Q4. Explain JOINS(Inner join, LEFT Join etc)
Ans. 
JOINS are used in SQL to combine rows from two or more tables based on a related column between them.
• Inner Join: Returns rows when there is at least one match in both tables.

• LEFT Join: Returns all rows from the left table, and the matched rows from the right table.

• RIGHT Join: Returns all rows from the right table, and the matched rows from the left table.

• FULL Join: Returns rows when there is a match in one of the table
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Q5. Why Barclays? What do you think we do?
Ans. 
Barclays is a global financial services company with a focus on innovation and technology.
• Barclays is a leading global bank with a strong presence in the financial services industry.

• Barclays is known for its commitment to innovation and technology in the financial sector.

• Barclays offers a wide range of services including banking, investment management, and wealth management.

• Barclays has a strong reputation for providin...read more
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Q6. How do you manage stress and prepare yourself to work under tight deadlines? Can you describe a situation from the past where you faced a similar challenge and how you handled it?
Ans. 
I manage stress by prioritizing tasks, breaking them down into smaller steps, and seeking help when needed.
• Prioritize tasks based on deadlines and importance

• Break down tasks into smaller, manageable steps

• Seek help from team members or mentors when feeling overwhelmed

• Practice time management and set realistic goals
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Q7. Asked a few questions on the projects I mentioned in my resume.
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