Bank of Baroda Interview Questions, Process, and Tips

We were made in groups of 8-10 candidates and a topic was given to us. Our group's topic was "HOW TO REACH THERE" it was meant towards GOAL but candidates confused it for the journey and shared that they should make travel arrangements well in advance. But i spoke about taking a note of all the resources, strategy and well devised plan to be executed and in time bound manner consistently to reach our goals may be personal or professional.

Our normal education, background, higher studies, ambition etc.

On general agenda and banking

Q1. About current affairs and specifically in banking sector
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Q2. Recession and it's effects
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Recession is a period of economic decline characterized by a decrease in GDP, employment, and consumer spending.
• Recession is a normal part of the economic cycle, typically lasting 6-18 months.

• Effects of recession include higher unemployment rates, decreased consumer confidence, and reduced business investment.

• During a recession, credit risk increases as borrowers may struggle to repay loans.

• Credit officers must closely...read more
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Q1. MSME working capital method and ratios implications
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MSME working capital method and ratios implications
• Working capital methods include cash credit, overdraft, and letter of credit

• Ratios like current ratio, quick ratio, and inventory turnover ratio are used to assess working capital

• Effective management of working capital ensures smooth operations and financial stability

• Insufficient working capital can lead to cash flow problems and even bankruptcy
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Q1. Profile regarding
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Math, reasoning, English, current affairs and computer knowledge test.

11 person were in group discussion and our group discussion topic was, is censorship in film industry is good or bad?

Q1. Personal interview was the final round. Question related to banking industry, current banking scenario, regarding RBI and your graduation based subject related questions.
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Q2. Role of SHG, RBI role in policy control or monetary control,NPA RELATED QUESTIONS, DIFFERENCE BETWEEN BANK RATE AND REPO RATE.ETC..
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Q3. How information technology changed the banking industry Today?
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Information technology has revolutionized the banking industry, making it more efficient, secure, and accessible.
• Online banking and mobile apps allow customers to access their accounts and perform transactions from anywhere at any time.

• ATMs and cashless payment systems have made banking more convenient and faster.

• Data analytics and artificial intelligence are used to detect fraud and improve customer experience.

• Blockch...read more
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