Bajaj Finserv Interview Questions, Process, and Tips

The 4 pillars of OOPs are Abstraction, Encapsulation, Inheritance, and Polymorphism.

• Abstraction: Hiding implementation details and showing only necessary information.

• Encapsulation: Binding data and functions together to protect data from outside interference.

• Inheritance: Creating new classes from existing ones, inheriting properties and methods.

• Polymorphism: Ability of objects to take on multiple forms, allowing flexib

Cursor is a database object used to manipulate data in a result set.

• Cursor is used to fetch and manipulate data row by row.

• It is used when we need to update or delete data from a table based on some condition.

• Cursor can be declared, opened, fetched, and closed.

• It is used in stored procedures, triggers, and functions.

• Example: DECLARE cursor_name CURSOR FOR SELECT * FROM table_name;

• Example: OPEN cursor_name; FETCH NEXT F...read more

I did not drive a bike, I prefer to use public transportation.

• I do not own a bike

• I prefer to use public transportation for environmental reasons

• I have experience using public transportation to get to work

• I am comfortable using different modes of public transportation

Collection is the process of recovering unpaid debts from individuals or businesses.

• Collection involves contacting debtors to remind them of their outstanding debts

• Collection agents may negotiate payment plans or settlements with debtors

• Collection can be done in-house by a company or outsourced to a third-party agency

• Collection laws and regulations must be followed to avoid legal issues

I knew about the customer's payment history, outstanding debts, and contact information.

• I researched the customer's account to see if they had any past due payments or outstanding debts.

• I also looked up their contact information to ensure I had the correct phone number and address.

• Knowing this information helped me to better understand the customer's situation and work towards a resolution.