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Bajaj Finance Assistant Credit Manager Interview Questions and Answers

Updated 7 Nov 2021

Bajaj Finance Assistant Credit Manager Interview Experiences

3 interviews found

Interview Questionnaire 

1 Question

  • Q1. My profile for underwriting in business loan so, my RCM questions about for the general entry & concept of inward out ward cheque return concept , some questions also for balance sheet analysis

Interview Questionnaire 

1 Question

  • Q1. Mainly about banks and their works, bank ac etc but main question is

Assistant Credit Manager Interview Questions Asked at Other Companies

Q1. What's operating cycle of a business and how to calculate operati ... read more
Q2. Important Ratio's which is used in credit and financial analysis ... read more
Q3. What are the factors and points we need check while processing a ... read more
Q4. What's working capital and how its calculate?
Q5. Your expectations in terms of money

I applied via Walk-in and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Casual questions were asked,about work experience, qualification, about company

Interview Preparation Tips

Interview preparation tips for other job seekers - It was a good experience

Interview questions from similar companies

I applied via Recruitment Consulltant and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Job profile with few questions on financials.
  • Q2. Nature of my work and strengths.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in the interview. Never try to impress the interviewer. Just be simple.

I applied via Company Website and was interviewed before Jul 2021. There were 3 interview rounds.

Round 1 - One-on-one 

(4 Questions)

  • Q1. What is your name?, What is your previous experience, how much previous salary, How many years experience
  • Q2. Family members name, family members job details,
  • Q3. Previous job company details, work details
  • Q4. My family members job details and contact numbers,
Round 2 - Group Discussion 

Explain the good friend

Round 3 - Group Discussion 

Explain the family details

Interview Preparation Tips

Topics to prepare for HDB Financial Services Assistant Credit Manager interview:
  • Interpersonal Skills
  • Good behaviour
Interview preparation tips for other job seekers - Hard working, timing punctuality, good communication skills in customers, perfect work

Interview Questionnaire 

7 Questions

  • Q1. Tell me about yourself
  • Ans. 

    I am an experienced credit professional with a strong background in managing credit operations and analyzing financial data.

    • Over 5 years of experience in credit management

    • Proficient in assessing creditworthiness and risk analysis

    • Skilled in developing and implementing credit policies and procedures

    • Strong analytical and problem-solving skills

    • Excellent communication and negotiation abilities

    • Managed a portfolio of high-val...

  • Answered by AI
  • Q2. Your family background
  • Ans. 

    I come from a diverse family background with a mix of cultures and professions.

    • My father is a doctor and my mother is a teacher, so I have been exposed to both the medical and education fields.

    • I have a sibling who is an engineer, which has influenced my interest in problem-solving and analytical thinking.

    • My extended family includes individuals from various industries such as business, law, and art, which has broadened ...

  • Answered by AI
  • Q3. Your expectations in terms of money
  • Ans. 

    I expect a competitive salary that reflects my skills and experience in the industry.

    • I am looking for a salary that is commensurate with my qualifications and the responsibilities of the role.

    • I would like to be compensated fairly for my expertise and contributions to the company.

    • I am open to negotiation and would like to discuss the salary package in detail during the hiring process.

    • I have researched the average salary...

  • Answered by AI
  • Q4. Location
  • Q5. Full form of KYC
  • Ans. 

    KYC stands for Know Your Customer.

    • KYC is a process used by financial institutions to verify the identity of their customers.

    • It involves collecting and verifying customer information to prevent fraud, money laundering, and other illegal activities.

    • KYC typically includes gathering personal details, identification documents, and proof of address.

    • Financial institutions are required by law to perform KYC procedures for thei...

  • Answered by AI
  • Q6. Ratios
  • Q7. Expectations in terms of money
  • Ans. 

    The candidate's expectations in terms of salary and benefits.

    • Discuss the candidate's salary expectations and any additional benefits they may be seeking.

    • Ask about their previous salary and benefits package to understand their baseline expectations.

    • Consider discussing potential negotiation opportunities or flexibility in compensation.

    • Ensure the candidate's expectations align with the company's budget and compensation st

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical related questions
  • Q2. Product related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is meaning of CBIL
  • Ans. 

    CBIL stands for Credit Bureau India Limited, which is a credit information company in India.

    • CBIL is a credit information company that collects and maintains credit information of individuals and businesses.

    • It provides credit reports and scores to lenders to help them make informed lending decisions.

    • CBIL helps in reducing the risk of default by providing accurate credit information.

    • It plays a crucial role in the credit ...

  • Answered by AI
  • Q2. What are the metrics used to evaluate risk
  • Ans. 

    Metrics used to evaluate risk include credit score, debt-to-income ratio, payment history, and credit utilization.

    • Credit score: A numerical representation of a borrower's creditworthiness based on their credit history.

    • Debt-to-income ratio: The percentage of a borrower's monthly income that goes towards paying debts.

    • Payment history: A record of a borrower's past payments on credit accounts.

    • Credit utilization: The amount

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Why your leaving privious company
  • Ans. 

    Seeking new challenges and growth opportunities in a different work environment.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking better work-life balance

    • Company restructuring or downsizing

    • Relocation to a different city

  • Answered by AI
  • Q2. What was salary expectation
  • Ans. 

    My salary expectation is in line with industry standards and based on my experience and qualifications.

    • Research industry standards for Credit Manager salaries

    • Consider my experience and qualifications when determining salary expectation

    • Be open to negotiation based on the overall compensation package offered

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell About yourself
  • Q2. Tell about any topic

Interview Preparation Tips

Interview preparation tips for other job seekers - Be proper and speak clearly

Bajaj Finance Interview FAQs

How to prepare for Bajaj Finance Assistant Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Bajaj Finance. The most common topics and skills that interviewers at Bajaj Finance expect are Gold Loan, Operations, gold, CPA and Credit Processing.
What are the top questions asked in Bajaj Finance Assistant Credit Manager interview?

Some of the top questions asked at the Bajaj Finance Assistant Credit Manager interview -

  1. My profile for underwriting in business loan so, my RCM questions about for the...read more
  2. Mainly about banks and their works, bank ac etc but main question ...read more

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based on 1 Bajaj Finance interview
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Bajaj Finance Assistant Credit Manager Salary
based on 136 salaries
₹2.2 L/yr - ₹6 L/yr
15% less than the average Assistant Credit Manager Salary in India
View more details

Bajaj Finance Assistant Credit Manager Reviews and Ratings

based on 21 reviews

3.9/5

Rating in categories

3.6

Skill development

2.6

Work-Life balance

3.9

Salary & Benefits

3.6

Job Security

3.5

Company culture

3.7

Promotions/Appraisal

3.2

Work Satisfaction

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