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IIFL Finance Assistant Credit Manager Interview Questions and Answers

Updated 12 May 2018

IIFL Finance Assistant Credit Manager Interview Experiences

1 interview found

Assistant Credit Manager Interview Questions & Answers

user image Anonymous

posted on 12 May 2018

Interview Questionnaire 

7 Questions

  • Q1. Tell me about yourself
  • Ans. 

    I am an experienced credit professional with a strong background in managing credit operations and analyzing financial data.

    • Over 5 years of experience in credit management

    • Proficient in assessing creditworthiness and risk analysis

    • Skilled in developing and implementing credit policies and procedures

    • Strong analytical and problem-solving skills

    • Excellent communication and negotiation abilities

    • Managed a portfolio of high-val...

    • Answered by AI
    View 17 more amswers
  • Q2. Your family background
  • Ans. 

    I come from a diverse family background with a mix of cultures and professions.

    • My father is a doctor and my mother is a teacher, so I have been exposed to both the medical and education fields.

    • I have a sibling who is an engineer, which has influenced my interest in problem-solving and analytical thinking.

    • My extended family includes individuals from various industries such as business, law, and art, which has broadened ...

    • Answered by AI
    View 6 more amswers
  • Q3. Your expectations in terms of money
  • Ans. 

    I expect a competitive salary that reflects my skills and experience in the industry.

    • I am looking for a salary that is commensurate with my qualifications and the responsibilities of the role.

    • I would like to be compensated fairly for my expertise and contributions to the company.

    • I am open to negotiation and would like to discuss the salary package in detail during the hiring process.

    • I have researched the average salary...

    • Answered by AI
    View 9 more amswers
  • Q4. Location
    • View 4 more amswers
  • Q5. Full form of KYC
  • Ans. 

    KYC stands for Know Your Customer.

    • KYC is a process used by financial institutions to verify the identity of their customers.

    • It involves collecting and verifying customer information to prevent fraud, money laundering, and other illegal activities.

    • KYC typically includes gathering personal details, identification documents, and proof of address.

    • Financial institutions are required by law to perform KYC procedures for thei...

    • Answered by AI
    View 6 more amswers
  • Q6. Ratios
    • View 4 more amswers
  • Q7. Expectations in terms of money
  • Ans. 

    The candidate's expectations in terms of salary and benefits.

    • Discuss the candidate's salary expectations and any additional benefits they may be seeking.

    • Ask about their previous salary and benefits package to understand their baseline expectations.

    • Consider discussing potential negotiation opportunities or flexibility in compensation.

    • Ensure the candidate's expectations align with the company's budget and compensation st

    • Answered by AI
    View 6 more amswers

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Interview Tips & Stories
2d
amanchoudhari
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·
student at
Pune Institute of Computer Technology, Pune
SAP Labs Interview Experience | On-Campus | SAP Basis Consultant
I participated in SAP Labs' 2025 placement drive at Pune Institute of Computer Technology (PICT) for the SAP Basis Consultant role. The process included three rounds: an aptitude + CS fundamentals test, a group discussion (GD), and a technical + HR interview. In the GD, I confidently initiated the discussion on "Being Famous vs Being Knowledgeable," supporting my points with examples. During the interview, I discussed my resume, internship experience with Node.js, PostgreSQL, and Prisma ORM, and machine learning models like Random Forest Regression. I also explained my problem-solving approach and adaptability to new technologies. I was one of the five students selected, and it was a great learning experience. My advice to future aspirants: Be thorough with your resume, practice aptitude and CS fundamentals, and work on communication skills. #Experiences #interviewexperiences #Experiences-QnA
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Interview questions from similar companies

Assistant Credit Manager Interview Questions & Answers

Mahindra Finance user image Anonymous

posted on 11 Nov 2022

I applied via Recruitment Consulltant and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
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Round 2 - One-on-one 

(2 Questions)

  • Q1. Job profile with few questions on financials.
    • Add your answer
  • Q2. Nature of my work and strengths.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in the interview. Never try to impress the interviewer. Just be simple.

Assistant Credit Manager Interview Questions & Answers

HDB Financial Services user image Anonymous

posted on 31 Jul 2022

I applied via Company Website and was interviewed before Jul 2021. There were 3 interview rounds.

Round 1 - One-on-one 

(4 Questions)

  • Q1. What is your name?, What is your previous experience, how much previous salary, How many years experience
    • Add your answer
  • Q2. Family members name, family members job details,
    • Add your answer
  • Q3. Previous job company details, work details
    • Add your answer
  • Q4. My family members job details and contact numbers,
    • Add your answer
Round 2 - Group Discussion 

Explain the good friend

Round 3 - Group Discussion 

Explain the family details

Interview Preparation Tips

Topics to prepare for HDB Financial Services Assistant Credit Manager interview:
  • Interpersonal Skills
  • Good behaviour
Interview preparation tips for other job seekers - Hard working, timing punctuality, good communication skills in customers, perfect work

Assistant Credit Manager Interview Questions & Answers

Bajaj Finance user image Anonymous

posted on 12 Oct 2021

Interview Questionnaire 

1 Question

  • Q1. Mainly about banks and their works, bank ac etc but main question is
    • Add your answer

Credit Officer Interview Questions & Answers

SK Finance Limited user image Anonymous

posted on 5 May 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
    • Add your answer
  • Q2. My experience credit team SME
    • Add your answer
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
    • Add your answer
  • Q2. On time job working
    • Add your answer
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
    • Add your answer
  • Q2. Dehradun Vikasnagr
    • Add your answer

Credit Officer Interview Questions & Answers

Muthoot Fincorp user image Anonymous

posted on 27 Nov 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical related questions
    • Add your answer
  • Q2. Product related questions
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent

Credit Manager Interview Questions & Answers

SMFG India Credit user image Shivaraja K

posted on 6 Aug 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is meaning of CBIL
  • Ans. 

    CBIL stands for Credit Bureau India Limited, which is a credit information company in India.

    • CBIL is a credit information company that collects and maintains credit information of individuals and businesses.

    • It provides credit reports and scores to lenders to help them make informed lending decisions.

    • CBIL helps in reducing the risk of default by providing accurate credit information.

    • It plays a crucial role in the credit ...

    • Answered by AI
    Add your answer
  • Q2. What are the metrics used to evaluate risk
  • Ans. 

    Metrics used to evaluate risk include credit score, debt-to-income ratio, payment history, and credit utilization.

    • Credit score: A numerical representation of a borrower's creditworthiness based on their credit history.

    • Debt-to-income ratio: The percentage of a borrower's monthly income that goes towards paying debts.

    • Payment history: A record of a borrower's past payments on credit accounts.

    • Credit utilization: The amount

    • Answered by AI
    Add your answer
Round 2 - HR 

(2 Questions)

  • Q1. Why your leaving privious company
  • Ans. 

    Seeking new challenges and growth opportunities in a different work environment.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking better work-life balance

    • Company restructuring or downsizing

    • Relocation to a different city

    • Answered by AI
    Add your answer
  • Q2. What was salary expectation
  • Ans. 

    My salary expectation is in line with industry standards and based on my experience and qualifications.

    • Research industry standards for Credit Manager salaries

    • Consider my experience and qualifications when determining salary expectation

    • Be open to negotiation based on the overall compensation package offered

    • Answered by AI
    Add your answer

Credit Analyst Interview Questions & Answers

IDFC FIRST Bharat user image Anonymous

posted on 26 Nov 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell About yourself
    • Add your answer
  • Q2. Tell about any topic
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be proper and speak clearly

Branch Credit Manager Interview Questions & Answers

Muthoot Microfin user image Anonymous

posted on 19 Dec 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Job Portal and was interviewed in Nov 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. When was microfinance established
  • Ans. 

    Microfinance was established in the 1970s as a way to provide financial services to low-income individuals and communities.

    • Microfinance originated in the 1970s as an initiative to alleviate poverty and promote financial inclusion.

    • The Grameen Bank in Bangladesh, founded by Muhammad Yunus in 1976, is often credited as the pioneer of modern microfinance.

    • Microfinance institutions offer small loans, savings accounts, and ot...

    • Answered by AI
    View 1 more amswer
  • Q2. Muthoot MICROFIN CEO
    • Add your answer
  • Q3. The company was set up muthoot
  • Ans. MR N. Mathai Muthoot) in 1887 at Kozhencherry
    • Answered Anonymously
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good job

Area Credit Manager Interview Questions & Answers

Mahindra Rural Housing Finance user image Anonymous

posted on 7 Jun 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. About work history
    • Add your answer
  • Q2. About domain knowledge
    • Add your answer
Round 2 - HR 

(1 Question)

  • Q1. About Salary and others
    • Add your answer
More about working at IIFL Finance

IIFL Finance Interview FAQs

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IIFL Finance Assistant Credit Manager Salary
based on 19 salaries
₹3 L/yr - ₹6.5 L/yr
At par with the average Assistant Credit Manager Salary in India
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