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Bajaj Finance Assistant Credit Manager Interview Questions and Answers

Updated 7 Nov 2021

Bajaj Finance Assistant Credit Manager Interview Experiences

3 interviews found

Interview Questionnaire 

1 Question

  • Q1. Mainly about banks and their works, bank ac etc but main question is

I applied via Walk-in and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Casual questions were asked,about work experience, qualification, about company

Interview Preparation Tips

Interview preparation tips for other job seekers - It was a good experience

Interview Questionnaire 

1 Question

  • Q1. My profile for underwriting in business loan so, my RCM questions about for the general entry & concept of inward out ward cheque return concept , some questions also for balance sheet analysis

Interview questions from similar companies

I applied via Recruitment Consulltant and was interviewed in May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Job profile with few questions on financials.
  • Q2. Nature of my work and strengths.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in the interview. Never try to impress the interviewer. Just be simple.

I applied via Company Website and was interviewed before Jul 2021. There were 3 interview rounds.

Round 1 - One-on-one 

(4 Questions)

  • Q1. What is your name?, What is your previous experience, how much previous salary, How many years experience
  • Q2. Family members name, family members job details,
  • Q3. Previous job company details, work details
  • Q4. My family members job details and contact numbers,
Round 2 - Group Discussion 

Explain the good friend

Round 3 - Group Discussion 

Explain the family details

Interview Preparation Tips

Topics to prepare for HDB Financial Services Assistant Credit Manager interview:
  • Interpersonal Skills
  • Good behaviour
Interview preparation tips for other job seekers - Hard working, timing punctuality, good communication skills in customers, perfect work

Interview Questionnaire 

7 Questions

  • Q1. Tell me about yourself
  • Ans. 

    I am an experienced credit professional with a strong background in managing credit operations and analyzing financial data.

    • Over 5 years of experience in credit management

    • Proficient in assessing creditworthiness and risk analysis

    • Skilled in developing and implementing credit policies and procedures

    • Strong analytical and problem-solving skills

    • Excellent communication and negotiation abilities

    • Managed a portfolio of high-val...

  • Answered by AI
  • Q2. Your family background
  • Ans. 

    I come from a diverse family background with a mix of cultures and professions.

    • My father is a doctor and my mother is a teacher, so I have been exposed to both the medical and education fields.

    • I have a sibling who is an engineer, which has influenced my interest in problem-solving and analytical thinking.

    • My extended family includes individuals from various industries such as business, law, and art, which has broadened ...

  • Answered by AI
  • Q3. Your expectations in terms of money
  • Ans. 

    I expect a competitive salary that reflects my skills and experience in the industry.

    • I am looking for a salary that is commensurate with my qualifications and the responsibilities of the role.

    • I would like to be compensated fairly for my expertise and contributions to the company.

    • I am open to negotiation and would like to discuss the salary package in detail during the hiring process.

    • I have researched the average salary...

  • Answered by AI
  • Q4. Location
  • Q5. Full form of KYC
  • Ans. 

    KYC stands for Know Your Customer.

    • KYC is a process used by financial institutions to verify the identity of their customers.

    • It involves collecting and verifying customer information to prevent fraud, money laundering, and other illegal activities.

    • KYC typically includes gathering personal details, identification documents, and proof of address.

    • Financial institutions are required by law to perform KYC procedures for thei...

  • Answered by AI
  • Q6. Ratios
  • Q7. Expectations in terms of money
  • Ans. 

    The candidate's expectations in terms of salary and benefits.

    • Discuss the candidate's salary expectations and any additional benefits they may be seeking.

    • Ask about their previous salary and benefits package to understand their baseline expectations.

    • Consider discussing potential negotiation opportunities or flexibility in compensation.

    • Ensure the candidate's expectations align with the company's budget and compensation st

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Job Portal and was interviewed in Nov 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. When was microfinance established
  • Ans. 

    Microfinance was established in the 1970s as a way to provide financial services to low-income individuals and communities.

    • Microfinance originated in the 1970s as an initiative to alleviate poverty and promote financial inclusion.

    • The Grameen Bank in Bangladesh, founded by Muhammad Yunus in 1976, is often credited as the pioneer of modern microfinance.

    • Microfinance institutions offer small loans, savings accounts, and ot...

  • Answered by AI
  • Q2. Muthoot MICROFIN CEO
  • Q3. The company was set up muthoot
  • Ans. MR N. Mathai Muthoot) in 1887 at Kozhencherry
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Good job
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. What is your previous work process.
  • Q2. What is the maximum limit of loan you deals with.
  • Ans. 

    As a Credit Risk Analyst, I typically deal with loan limits ranging from $10,000 to $1,000,000 depending on the client's creditworthiness.

    • Loan limits can vary based on the client's credit score, income, and financial history.

    • I have experience analyzing and approving loans ranging from small personal loans to large commercial loans.

    • The maximum loan limit I have dealt with is $1,000,000 for a commercial real estate proje...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
-

I applied via Referral and was interviewed before Sep 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. What do you know about Shriram Finance
  • Ans. 

    Shriram Finance is a leading non-banking financial company in India, specializing in vehicle financing.

    • Established in 1974

    • Offers a wide range of financial products including loans for commercial vehicles, passenger vehicles, and construction equipment

    • Has a strong presence in rural and semi-urban areas

    • Part of the Shriram Group, a prominent conglomerate in India

  • Answered by AI
  • Q2. What is your basic understanding of Credit Analyst
  • Ans. 

    Credit Analyst assesses the creditworthiness of individuals or companies by analyzing financial data and determining the likelihood of repayment.

    • Evaluate financial data such as income, assets, debts, and credit history

    • Assess risk factors and determine credit ratings

    • Make recommendations on credit limits and terms

    • Monitor and review credit accounts for potential risks

    • Communicate findings and recommendations to management

  • Answered by AI

Bajaj Finance Interview FAQs

How to prepare for Bajaj Finance Assistant Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Bajaj Finance. The most common topics and skills that interviewers at Bajaj Finance expect are Gold Loan, Operations, gold, CPA and Credit Processing.
What are the top questions asked in Bajaj Finance Assistant Credit Manager interview?

Some of the top questions asked at the Bajaj Finance Assistant Credit Manager interview -

  1. My profile for underwriting in business loan so, my RCM questions about for the...read more
  2. Mainly about banks and their works, bank ac etc but main question ...read more

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Bajaj Finance Assistant Credit Manager Salary
based on 101 salaries
₹2.2 L/yr - ₹5.3 L/yr
19% less than the average Assistant Credit Manager Salary in India
View more details

Bajaj Finance Assistant Credit Manager Reviews and Ratings

based on 21 reviews

3.9/5

Rating in categories

3.6

Skill development

2.6

Work-Life balance

3.9

Salary & Benefits

3.6

Job Security

3.5

Company culture

3.7

Promotions/Appraisal

3.2

Work Satisfaction

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