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Aye Finance Branch Credit Manager Interview Questions and Answers for Experienced

Updated 10 Aug 2024

Aye Finance Branch Credit Manager Interview Experiences for Experienced

1 interview found

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Feb 2024. There were 2 interview rounds.

Round 1 - Telephonic Call 

(2 Questions)

  • Q1. What's your product in previous organisation
  • Ans. 

    In my previous organization, the product I managed was a range of personal loans tailored to meet the financial needs of individual customers.

    • Managed a portfolio of personal loans

    • Analyzed creditworthiness of applicants

    • Developed strategies to increase loan disbursement

    • Collaborated with sales team to drive product awareness

  • Answered by AI
  • Q2. What's knowledge of about secured loan vertical
  • Ans. 

    Knowledge of secured loan vertical involves understanding the process of lending money with collateral as security.

    • Understanding the concept of collateral and its importance in securing loans

    • Knowledge of different types of collateral that can be used in secured loans, such as real estate, vehicles, or investments

    • Familiarity with the legal aspects of secured loans, including the rights and responsibilities of both the l...

  • Answered by AI
Round 2 - Group Discussion 

HR just will discuss just on salary negotiable

Interview Preparation Tips

Topics to prepare for Aye Finance Branch Credit Manager interview:
  • Product knowledge
  • Credit Analysis
Interview preparation tips for other job seekers - If any one try to join Aye finance ltd in secured loan vertical, my advice please check deeply 1st you are experienced guy

Interview questions from similar companies

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. 1.my present job role
  • Ans. 

    I am currently working as a Senior Relationship Manager at XYZ Bank.

    • Managing a portfolio of high net worth clients

    • Providing personalized financial advice and solutions

    • Building and maintaining strong relationships with clients

    • Meeting sales targets and revenue goals

    • Leading a team of Relationship Managers

    • Analyzing market trends and competitor activities

    • Developing and implementing strategies to increase market share

  • Answered by AI
  • Q2. 2.product specific knowledge
  • Q3. Planning for new assignment
  • Ans. 

    Planning for a new assignment

    • Identify the objectives and goals of the new assignment

    • Create a detailed timeline and action plan

    • Allocate resources and assign responsibilities

    • Monitor progress and make necessary adjustments

    • Communicate and collaborate with team members

    • Evaluate the success of the assignment

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be specific about your answer

I applied via Referral and was interviewed in Dec 2019. There were 5 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. My previous job experience?
  • Ans. 

    I have over 5 years of experience in banking, with a focus on customer service and team management.

    • Managed a team of 10 customer service representatives

    • Implemented new sales strategies that increased branch revenue by 15%

    • Responsible for daily operations, including cash management and compliance

  • Answered by AI
  • Q2. Why am resigning from my current job?
  • Q3. Why i wanna join this company?
  • Q4. My Communication & Confidence?

Interview Preparation Tips

Interview preparation tips for other job seekers - In this interview the interviewer checked my confidence & communication skills. Most of the questions he asked on my previous experience in detail i.e how was i sourcing leads from where & what documents i required & on which products i was working. It was not my first interview but i was quite nervous but all questions which were asked i gave their answers with examples & more important i was confident, specific & positive.

I applied via Approached by Company and was interviewed before Nov 2021. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Team handling and good leadership

Round 3 - One-on-one 

(1 Question)

  • Q1. Leadership skill and how to do customer service
Round 4 - Case Study 

If any problem is come how to handle smoothly

Round 5 - One-on-one 

(1 Question)

  • Q1. How to do profit making in branch
  • Ans. 

    Profit making in a branch requires effective management of resources and maximizing revenue streams.

    • Identify and prioritize profitable products/services

    • Reduce unnecessary expenses and optimize resource allocation

    • Increase customer base through effective marketing and customer service

    • Encourage cross-selling and upselling to existing customers

    • Regularly analyze financial statements and adjust strategies accordingly

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication
Profit making
Accountability
Team management

I applied via Referral and was interviewed before Feb 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Knowledge about team management
  • Q2. About gold loan

Interview Preparation Tips

Interview preparation tips for other job seekers - take some information about company product and specially gold loan
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Jul 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Analize and understand background first
  • Q2. Seaking first how is job important
  • Q3. Select suitable person don't select entertain and fake buildup person
Round 3 - Case Study 

Background check, check their attitude,how is important job, behavior

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. You Know about Gold loan
  • Ans. 

    Gold loan is a type of secured loan where gold jewelry is used as collateral.

    • Gold loan is a type of secured loan where borrowers pledge their gold jewelry as collateral.

    • The loan amount is usually a percentage of the value of the gold pledged.

    • Interest rates for gold loans are typically lower compared to unsecured loans.

    • If the borrower fails to repay the loan, the lender has the right to sell the gold to recover the loan...

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. Gold Loan Experience marketing and Sales its majar point

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place for working Salary low for male candidates and job timings are Good
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - Aptitude Test 

General knowledge questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Fresher can be applied for job,

I applied via Referral

Round 1 - One-on-one 

(1 Question)

  • Q1. Basic Background, Product Knowledge, General Knowledge about Gold Loan and other third party products, Family Background

Interview Preparation Tips

Interview preparation tips for other job seekers - Highly Suggested and Nice Company to work with.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jul 2023. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. About myself and personal information
  • Q2. Asking home details and personal information
Round 2 - Technical 

(2 Questions)

  • Q1. About marketing
  • Q2. About core product and asking reference

Interview Preparation Tips

Interview preparation tips for other job seekers - When you will go for interview always remember that always be agree with seniors orders

Aye Finance Interview FAQs

How many rounds are there in Aye Finance Branch Credit Manager interview for experienced candidates?
Aye Finance interview process for experienced candidates usually has 2 rounds. The most common rounds in the Aye Finance interview process for experienced candidates are Telephonic Call and Group Discussion.
How to prepare for Aye Finance Branch Credit Manager interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aye Finance. The most common topics and skills that interviewers at Aye Finance expect are Credit Underwriting, Credit Appraisal, Underwriting, Credit Analysis and Credit Processing.

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Aye Finance Branch Credit Manager Interview Process for Experienced

based on 1 interview

Interview experience

1
  
Bad
View more
Aye Finance Branch Credit Manager Salary
based on 58 salaries
₹1.8 L/yr - ₹6.3 L/yr
21% less than the average Branch Credit Manager Salary in India
View more details

Aye Finance Branch Credit Manager Reviews and Ratings

based on 24 reviews

4.0/5

Rating in categories

3.7

Skill development

3.9

Work-life balance

3.9

Salary

3.7

Job security

3.7

Company culture

3.6

Promotions

3.6

Work satisfaction

Explore 24 Reviews and Ratings
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