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Axis Finance Credit Manager Interview Questions and Answers

Updated 2 May 2023

Axis Finance Credit Manager Interview Experiences

4 interviews found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before May 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. About Industry Analysis
  • Q2. About Ratio Analysis

I applied via Recruitment Consulltant and was interviewed before Sep 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. 1. Credit 2. Experience 3. Cash flow 4. Dscr

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare by studying on credit ratios and banks

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
asked in ICICI Bank
Q2. What are the most important ratios to analyse the balance sheet a ... read more
asked in HDFC Bank
Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?

I applied via Referral and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Current work and proposed work

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing much just asking what is currently doing and what to do

I applied via Walk-in and was interviewed before Apr 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Related credit pd
  • Q2. How to do. Pd and credit analysis
  • Ans. 

    PD and credit analysis involve assessing the probability of default and creditworthiness of a borrower.

    • PD (Probability of Default) is calculated using statistical models and historical data to determine the likelihood of a borrower defaulting on their loan.

    • Credit analysis involves evaluating a borrower's financial history, credit score, income, and other factors to determine their creditworthiness.

    • Both PD and credit an...

  • Answered by AI
  • Q3. How to manage portfolio
  • Ans. 

    To manage a portfolio, one must prioritize and diversify investments while monitoring performance.

    • Prioritize investments based on risk and return

    • Diversify investments across different asset classes and industries

    • Monitor performance regularly and make adjustments as needed

    • Consider factors such as market trends, economic conditions, and individual goals

    • Maintain a balance between risk and return

    • Regularly review and update

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - They should ask question like example

Axis Finance interview questions for designations

 Collections Manager

 (1)

 Relationship Manager

 (1)

 Manager

 (1)

 Deputy Manager

 (1)

 Deputy Manager Information Technology

 (1)

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. Reason for job, difference between product & expected ctc
  • Ans. 

    The reason for applying for the Branch Manager position is to utilize my leadership skills and experience in managing a team and driving business growth.

    • I have a strong passion for leading and developing teams, and I believe that the Branch Manager role will provide me with the opportunity to do so.

    • I have a proven track record of successfully managing teams and achieving sales targets in my previous roles.

    • I am excited ...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: experience

Interview Questionnaire 

1 Question

  • Q1. Noo more questions, here only processing joining formalities

Interview Preparation Tips

Round: Resume Shortlist
Experience: Identify who is is having more experience in same department, at the same time written exam for behavior, self intro, he will be finalizing

Round: Case Study Interview
Experience: What you done in the past job...duties And how much you know credit Dept....

I applied via Referral and was interviewed before May 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. How do you see after 5 years?
  • Q2. Work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - be confident

I applied via Referral and was interviewed in Jun 2019. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. How much business you can do.
  • Ans. 

    As a Branch Manager, I can generate significant business by leveraging my leadership skills, industry knowledge, and network.

    • I have a proven track record of driving sales and achieving revenue targets.

    • I am skilled at building and maintaining relationships with clients, vendors, and stakeholders.

    • I have a deep understanding of the market trends and competition, allowing me to identify new business opportunities.

    • I am adep...

  • Answered by AI
  • Q2. As per target 20 lac from each customer manager.

Interview Preparation Tips

Interview preparation tips for other job seekers - It's easy to crack interview be confident.

I applied via Approached by Company and was interviewed before Jul 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

Apply only knowing area and good thoughts interested in collections

Interview Preparation Tips

Topics to prepare for Mahindra Rural Housing Finance Branch Manager interview:
  • Checking
  • Collections
  • Team Handling
Interview preparation tips for other job seekers - Choice of employees hard working intres on move field any time any were no arguments don’t say lay

I applied via Referral and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. How big team are you handling and how do you manage them.
  • Q2. There is 5 sub staff in my team and i gave work as to there competitiveness.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and honest to interviewer no exaggerating need.Interviewer just check you knowledge and how would you handle different situation?

Axis Finance Interview FAQs

How many rounds are there in Axis Finance Credit Manager interview?
Axis Finance interview process usually has 1-2 rounds. The most common rounds in the Axis Finance interview process are Resume Shortlist, One-on-one Round and Technical.
How to prepare for Axis Finance Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Axis Finance. The most common topics and skills that interviewers at Axis Finance expect are Corporate Credit, Home Loans, Analytical Chemistry, CFA and Compliance.
What are the top questions asked in Axis Finance Credit Manager interview?

Some of the top questions asked at the Axis Finance Credit Manager interview -

  1. How to do. Pd and credit analys...read more
  2. How to manage portfo...read more
  3. 1. Credit 2. Experience 3. Cash flow 4. D...read more

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Axis Finance Credit Manager Interview Process

based on 1 interview

Interview experience

3
  
Average
View more
Axis Finance Credit Manager Salary
based on 58 salaries
₹4.5 L/yr - ₹15 L/yr
34% more than the average Credit Manager Salary in India
View more details

Axis Finance Credit Manager Reviews and Ratings

based on 8 reviews

3.5/5

Rating in categories

3.8

Skill development

2.7

Work-life balance

4.3

Salary

4.0

Job security

3.0

Company culture

3.9

Promotions

3.3

Work satisfaction

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