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AU Small Finance Bank Credit Officer Interview Questions and Answers for Freshers

Updated 10 Jan 2025

AU Small Finance Bank Credit Officer Interview Experiences for Freshers

1 interview found

I applied via Approached by company and was interviewed in Aug 2021. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. What are your salary expectations?
Round 2 - Selected 

(1 Question)

  • Q1. About salary decisions

Interview Preparation Tips

Interview preparation tips for other job seekers - Go and join its a good company

Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

6 Questions

  • Q1. High salary
  • Q2. High salary of good
  • Q3. Good job high salary
  • Q4. Good job this company
  • Q5. High salary of good job this company
  • Q6. Hi ma DEWASHISH KUMAR SHARMA

Interview Preparation Tips

Interview preparation tips for other job seekers - high salary of good job

Interview Questionnaire 

1 Question

  • Q1. Why should hire you

I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. About me
  • Q2. Some another topic

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place

Interview Questionnaire 

1 Question

  • Q1. How will you work after this lockdown in the market.

I applied via Naukri.com and was interviewed in Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. How much cases you can process on daily basis?
  • Ans. 

    I can process around 20-25 cases on a daily basis depending on the complexity of the cases.

    • The number of cases processed depends on the complexity of the cases.

    • On average, I can process around 20-25 cases per day.

    • I prioritize cases based on their urgency and importance.

  • Answered by AI
  • Q2. Approval rate and delinquency rate of your current product.
  • Ans. 

    Our approval rate is 85% and delinquency rate is 5% for the current product.

    • Our approval rate is higher than industry average.

    • We have strict credit checks in place to maintain low delinquency rate.

    • We continuously monitor and analyze our approval and delinquency rates to make necessary adjustments.

    • For example, we recently increased our credit score requirement to reduce delinquency rate.

  • Answered by AI
  • Q3. Why you want to leave current organisation.
  • Q4. Questions on personal information

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep Calm, express your expectations and experience confidently.

I applied via Recruitment Consultant and was interviewed in Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. The interviewer wanted to test both my knowledge and communication skill. he asked to me that how did you sell the product.

Interview Preparation Tips

Interview preparation tips for other job seekers - The interview was two rounds first was mock test and second face two face interview.the interviewer wanted to test both my knowledge and communication skill.most of the questions asked to me were related my job experience. I tried to answer each question.

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. 1.Tell About your self. 2.Previous work experience. 3.My previous company overall sales statistics.

Interview Preparation Tips

Interview preparation tips for other job seekers - Iam really comfortable with the interview no changes are required.

I applied via Referral and was interviewed before Jan 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Regarding experience
  • Q2. Regarding knowledge's

Interview Preparation Tips

Interview preparation tips for other job seekers - If u r on right path u will face a lot of ethical experience and legal voice

Interview Questionnaire 

1 Question

  • Q1. About your self and previous experience any why left your last Organisation

Interview Preparation Tips

Interview preparation tips for other job seekers - I would like to suggest all of you they always ask you General question easely answers the question after that I make sure that you will definitely get a job in Ujjivan Small Finance bank

AU Small Finance Bank Interview FAQs

How many rounds are there in AU Small Finance Bank Credit Officer interview for freshers?
AU Small Finance Bank interview process for freshers usually has 2 rounds. The most common rounds in the AU Small Finance Bank interview process for freshers are HR.
How to prepare for AU Small Finance Bank Credit Officer interview for freshers?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at AU Small Finance Bank. The most common topics and skills that interviewers at AU Small Finance Bank expect are Credit Cards, Sales, Credit Underwriting, Banking and Credit.
What are the top questions asked in AU Small Finance Bank Credit Officer interview for freshers?

Some of the top questions asked at the AU Small Finance Bank Credit Officer interview for freshers -

  1. Finance related questi...read more
  2. Cibil related questi...read more
  3. About academ...read more

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AU Small Finance Bank Credit Officer Salary
based on 241 salaries
₹1.3 L/yr - ₹4 L/yr
20% less than the average Credit Officer Salary in India
View more details

AU Small Finance Bank Credit Officer Reviews and Ratings

based on 173 reviews

4.4/5

Rating in categories

4.5

Skill development

4.1

Work-life balance

4.0

Salary

4.4

Job security

4.3

Company culture

3.9

Promotions

4.2

Work satisfaction

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