Upload Button Icon Add office photos
Engaged Employer

i

This company page is being actively managed by APAC Financial Services Team. If you also belong to the team, you can get access from here

APAC Financial Services Verified Tick

Compare button icon Compare button icon Compare
4.0

based on 95 Reviews

Filter interviews by

APAC Financial Services Branch Credit Manager Interview Questions and Answers

Updated 27 Sep 2024

APAC Financial Services Branch Credit Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Personal profile discussion
  • Q2. Overall experience discussion
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2023. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Self induction and previous work experience based questions

Branch Credit Manager Interview Questions Asked at Other Companies

Q1. why 13yr legal search report is required in mortgage
Q2. What is underwriting and what you have to do for getting good cus ... read more
Q3. what is a difference between lease hold property and free hold pr ... read more
Q4. What kind of product to handle?
asked in ICICI Bank
Q5. What will you check in tax audit report when someone applies for ... read more

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Good hr policy and good to talk
Round 3 - Group Discussion 

Tcm rcm and zbh taken interview

Interview Preparation Tips

Interview preparation tips for other job seekers - Always speak truth
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-

I applied via Company Website

Round 1 - One-on-one 

(5 Questions)

  • Q1. How to location
  • Q2. Sir this work from home
  • Q3. Payment is hand sir
  • Q4. Sir how to my work
  • Q5. Sir good company this very nice
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Online test was conducted by placement

Round 2 - Group Discussion 

Moneyless economy in India; advantages ve disadvantages

Round 3 - HR 

(1 Question)

  • Q1. Why do you want to work in sales
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
  • Ans. 

    Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.

    • Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

    • Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.

    • Bank statements show a person's i...

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. How long do you see with our company
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. What is DSCR? How is it important?
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio. It is a financial metric used to evaluate a company's ability to pay its debt obligations.

    • DSCR is calculated by dividing a company's operating income by its total debt service obligations.

    • A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.

    • Lenders often use DSCR to assess the creditworthiness of a borrower before extending a ...

  • Answered by AI
  • Q2. What ratios are important and why?
  • Ans. 

    Important ratios for credit analysis include debt-to-equity, current ratio, and interest coverage ratio.

    • Debt-to-equity ratio: Indicates the proportion of debt used to finance a company's assets. A lower ratio is generally preferred.

    • Current ratio: Measures a company's ability to cover its short-term liabilities with its short-term assets. A ratio above 1 is ideal.

    • Interest coverage ratio: Shows a company's ability to pay...

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Tell me something about yourself?
  • Q2. What did you do in your last organisation?

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself. Keep calm and answer what you know
Round 1 - Aptitude Test 

There will be some question related to aptitude you to clear it for 2nd round

Round 2 - HR 

(1 Question)

  • Q1. Hr will connect you for introduction and basic info and payout
Round 3 - One-on-one 

(1 Question)

  • Q1. Final round will be conduct by process manager

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for product knowledge, comm skill

I was interviewed before Apr 2021.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Good experience
  • Q2. Discuss properly CTC
  • Q3. As per experience current organisation and basr current CTC high

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Regarding the process of the role
Round 2 - One-on-one 

(1 Question)

  • Q1. Questions regarding Credit

APAC Financial Services Interview FAQs

How many rounds are there in APAC Financial Services Branch Credit Manager interview?
APAC Financial Services interview process usually has 1 rounds. The most common rounds in the APAC Financial Services interview process are HR and One-on-one Round.

Tell us how to improve this page.

People are getting interviews through

based on 2 APAC Financial Services interviews
Referral
100%
Moderate Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates
APAC Financial Services Branch Credit Manager Salary
based on 26 salaries
₹4 L/yr - ₹6 L/yr
9% less than the average Branch Credit Manager Salary in India
View more details

APAC Financial Services Branch Credit Manager Reviews and Ratings

based on 8 reviews

4.4/5

Rating in categories

3.7

Skill development

4.0

Work-Life balance

4.1

Salary & Benefits

4.2

Job Security

4.0

Company culture

4.0

Promotions/Appraisal

4.0

Work Satisfaction

Explore 8 Reviews and Ratings
Relationship Manager
37 salaries
unlock blur

₹1.9 L/yr - ₹4.3 L/yr

Branch Credit Manager
26 salaries
unlock blur

₹4 L/yr - ₹6.1 L/yr

Branch Manager
24 salaries
unlock blur

₹4.3 L/yr - ₹8.4 L/yr

Sales Manager
20 salaries
unlock blur

₹3 L/yr - ₹6.2 L/yr

Credit Manager
18 salaries
unlock blur

₹4 L/yr - ₹7 L/yr

Explore more salaries
Compare APAC Financial Services with

Bajaj Finance

4.0
Compare

HDFC Bank

3.9
Compare

ICICI Bank

4.0
Compare

Kotak Mahindra Bank

3.8
Compare

Calculate your in-hand salary

Confused about how your in-hand salary is calculated? Enter your annual salary (CTC) and get your in-hand salary
Did you find this page helpful?
Yes No
write
Share an Interview