Vastu Housing Finance Interview Questions, Process, and Tips

Q1. Previous company experience
Ans. 
I have 5 years of experience as a Branch Manager at XYZ Company, where I successfully led a team of 20 employees.
• Led a team of 20 employees

• Implemented new sales strategies resulting in a 15% increase in revenue

• Managed day-to-day operations of the branch
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Q2. Background family
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Q1. Discussed product sales and how to deployment business
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Q2. Business development
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Q1. What do you want budget increment
Ans. 
I want budget increment to support the growth and development of my team and achieve our goals.
• To invest in training and development programs for my team to enhance their skills and productivity

• To allocate more resources for marketing and promotional activities to increase sales

• To enhance technology infrastructure to streamline operations and improve efficiency
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Q1. What are your duties and responsibilities?
Ans. Overall responsibility of managing & monitoring the preventive/reactive line of Fraud Risk activities. - Perform trend and root-cause analysis basis feedback received from the Sources, Industry, Branches, Internal Departments. - Ensure all data records & MIS reports are timely maintained with accuracy.
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Q1. For product knowledge
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Q2. About work experience
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Q3. Experience for work & knowledge for work
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Q4. About disbursements
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Q5. Check for file for disbursal
Ans. 
Checking for file for disbursal involves verifying the necessary documents and information before releasing funds.
• Verify the file contains all required documents and information

• Ensure all necessary approvals are in place

• Confirm the accuracy of the disbursal amount

• Check for any discrepancies or errors in the file

• Release funds only after thorough verification
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Q6. Company policy and product
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Q1. How many years experience in HL and LAP
Ans. 
I have 5 years of experience in handling Home Loans (HL) and Loan Against Property (LAP).
• 5 years of experience in HL and LAP

• Successfully managed a portfolio of HL and LAP clients

• Implemented strategies to increase sales and meet targets

• Strong understanding of the HL and LAP market trends

• Collaborated with cross-functional teams to drive business growth
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