Upload Button Icon Add office photos
Engaged Employer

i

This company page is being actively managed by Vastu Housing Finance Team. If you also belong to the team, you can get access from here

Vastu Housing Finance Verified Tick

Compare button icon Compare button icon Compare

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

zig zag pattern zig zag pattern

Filter interviews by

Vastu Housing Finance Credit Officer Interview Questions and Answers

Updated 24 May 2021

Vastu Housing Finance Credit Officer Interview Experiences

1 interview found

I applied via Campus Placement and was interviewed before May 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. What will you do if customer does not have income proof
  • Ans. 

    I will explore alternative sources of income verification and assess the customer's creditworthiness based on other factors.

    • Ask the customer if they have any other documents that can prove their income, such as bank statements or tax returns

    • Consider alternative methods of income verification, such as verifying employment directly with the customer's employer

    • Assess the customer's creditworthiness based on other factors,...

  • Answered by AI
  • Q2. Kaccha record, sales bill, purchase bill, banking

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't join

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
  • Ans. 

    Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.

    • Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

    • Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.

    • Bank statements show a person's i...

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. How long do you see with our company

I applied via Referral and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. About past experience of working
  • Q2. How will i manage myself in hard time
  • Q3. How will i precise sales numbers in organisation
  • Ans. 

    To precisely track sales numbers in an organization, it is important to implement effective data collection methods and utilize analytical tools.

    • Implement a robust CRM system to track sales activities and customer interactions.

    • Train sales teams to accurately record and update sales data in the CRM system.

    • Utilize data analytics tools to analyze sales trends, identify patterns, and forecast future sales.

    • Regularly review ...

  • Answered by AI
  • Q4. How i will achieve my KRA

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be what you are .Be stressfree ,
All HR and Managers are too supportive here ..
All The best Crack it

I applied via Walk-in and was interviewed before Apr 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Experience previous organization related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - As per resume question and Educational information

I applied via Walk-in and was interviewed in Dec 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Tell me about ur self and ur previous experience?
  • Q2. Why u want to join kotak?
  • Q3. Are u ready to do hard work in sales?

Interview Preparation Tips

Interview preparation tips for other job seekers - Should be confidence when giving answer.
Should be cool.
Should be smiling face.

Interview Questionnaire 

1 Question

  • Q1. What do you know abt POS
  • Ans. 

    POS stands for Point of Sale. It refers to the system used to complete sales transactions in retail or hospitality businesses.

    • POS is a computerized system that includes hardware (such as a cash register or barcode scanner) and software (to process transactions and manage inventory).

    • It is used to facilitate the exchange of goods or services for payment.

    • POS systems can track sales, manage inventory, generate reports, and...

  • Answered by AI

I applied via Referral and was interviewed before May 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. About last work experience
  • Q2. About sales targets, about your financial qualification

Interview Preparation Tips

Interview preparation tips for other job seekers - Axis direct is a good company. You can balance your personal and professional life which is so important when your are working in stock broking or sales target based job

I applied via Naukri.com and was interviewed in Nov 2019. There were 5 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Tel me about all of them of u

Interview Preparation Tips

Interview preparation tips for other job seekers - This interview was a technical one but was majorly a stress test. It lasted for about 1 hour 10 minutes. The interviewer wanted to test both my knowledge and communication skills. Most of the questions asked to me were related to my B.Tech curriculum i.e. computer science related topics. He stressed a lot on the basics related to my project topic. Luckily I was able to answer most of the questions correctly. I tried to answer each question with examples and also used props on the table (like pens, paperweights, pen stands etc.) to explain my theories. It was my first offcampus interview, and I think I did pretty well for a fresher. You need to stay calm and should apply presence of mind. Please go through the job description thoroughly word-by-word and recheck your resume to
ensure that you are a best-fit for the position.
Thanks to naukri.com

I applied via Naukri.com and was interviewed before Jul 2021. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. About stocks and mutual funds
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself

Interview Preparation Tips

Interview preparation tips for other job seekers - A good company to work with with good working environment

I applied via Referral and was interviewed in Nov 2019. There were 4 interview rounds.

Interview Questionnaire 

9 Questions

  • Q1. Basics of stock market ( stock, Mf, IPO, FPO, PMS)
  • Q2. Previous experience detail ( key responsibilities)
  • Ans. 

    Managed team of 10 sales associates, created and implemented sales strategies, conducted performance evaluations

    • Managed a team of 10 sales associates

    • Created and implemented sales strategies to increase revenue

    • Conducted performance evaluations to assess team's progress

    • Collaborated with marketing department to develop promotional campaigns

  • Answered by AI
  • Q3. Why kotak securities?
  • Ans. 

    Kotak Securities is a leading financial services company with a strong reputation and commitment to customer satisfaction.

    • Kotak Securities has a proven track record of success in the financial services industry

    • The company is known for its innovative products and services

    • Kotak Securities has a strong commitment to customer satisfaction and building long-term relationships

    • The company offers excellent career growth opport...

  • Answered by AI
  • Q4. Self Introduction
  • Q5. Details of previous company brokerage detail?
  • Ans. 

    I worked at XYZ brokerage firm for 3 years, specializing in commercial real estate transactions.

    • Managed a portfolio of high-net-worth clients

    • Negotiated lease agreements and property sales

    • Developed marketing strategies to attract new clients

    • Collaborated with legal and financial teams on complex deals

  • Answered by AI
  • Q6. Benefits of demat saving?
  • Ans. 

    Demat saving offers a range of benefits for investors.

    • Eliminates the risk of loss, theft or damage of physical share certificates

    • Facilitates easy and quick transfer of securities

    • Reduces paperwork and transaction costs

    • Enables investors to hold a variety of securities in a single account

    • Provides access to real-time information and updates on investments

  • Answered by AI
  • Q7. Intraday, Delivery, ETF, Commodities?
  • Q8. What about salary? How much u want?
  • Q9. Family background?
  • Ans. 

    My family background is diverse and supportive, with a mix of professions and interests.

    • My parents are both educators, instilling in me a love for learning and teaching.

    • I have a sibling who works in finance, providing a different perspective on business and management.

    • My extended family includes artists, engineers, and healthcare professionals, giving me a well-rounded view of various industries.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - 1) Always be Confident.
2) Think that way..if they hire us ..its there benefit..if they don't..its there loss.( believe in your capabilities).
3) Dressed properly (Formals) it looks like Good Manager.

Vastu Housing Finance Interview FAQs

What are the top questions asked in Vastu Housing Finance Credit Officer interview?

Some of the top questions asked at the Vastu Housing Finance Credit Officer interview -

  1. What will you do if customer does not have income pr...read more
  2. Kaccha record, sales bill, purchase bill, bank...read more

Tell us how to improve this page.

Vastu Housing Finance Credit Officer Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
View more

Interview Questions from Similar Companies

Morningstar Interview Questions
3.9
 • 241 Interviews
Kotak Securities Interview Questions
3.6
 • 116 Interviews
TresVista Interview Questions
2.8
 • 115 Interviews
Pine Labs Interview Questions
3.4
 • 111 Interviews
Mr Cooper Interview Questions
4.0
 • 84 Interviews
Synchrony Interview Questions
4.3
 • 77 Interviews
Axis Direct Interview Questions
3.8
 • 76 Interviews
View all

Fast track your campus placements

View all
Vastu Housing Finance Credit Officer Salary
based on 25 salaries
₹2.1 L/yr - ₹4.2 L/yr
15% less than the average Credit Officer Salary in India
View more details

Vastu Housing Finance Credit Officer Reviews and Ratings

based on 12 reviews

4.5/5

Rating in categories

4.3

Skill development

4.3

Work-life balance

4.3

Salary

4.4

Job security

4.5

Company culture

4.4

Promotions

4.3

Work satisfaction

Explore 12 Reviews and Ratings
Sales Manager
194 salaries
unlock blur

₹2.8 L/yr - ₹6.3 L/yr

Relationship Manager
166 salaries
unlock blur

₹1.7 L/yr - ₹4.7 L/yr

Credit Manager
92 salaries
unlock blur

₹2.8 L/yr - ₹9.2 L/yr

Branch Manager
74 salaries
unlock blur

₹3.9 L/yr - ₹9 L/yr

Relationship Officer
42 salaries
unlock blur

₹1.7 L/yr - ₹3.3 L/yr

Explore more salaries
Compare Vastu Housing Finance with

SBI Cards & Payment Services

3.7
Compare

Axis Direct

3.8
Compare

Kotak Securities

3.6
Compare

Aadhar Housing Finance

4.2
Compare
Did you find this page helpful?
Yes No
write
Share an Interview