2 Vastu Housing Finance Credit Officer Interview Questions & Answers | Complete Prep Guide 2025

Vastu Housing Finance Credit Officer Interview Experiences

1 interview found

Credit Officer Interview Questions & Answers

Anonymous

posted on 24 May 2021

I applied via Campus Placement and was interviewed before May 2020. There was 1 interview round.

Interview Questionnaire

2 Questions

Q1. What will you do if customer does not have income proof

Ans.

I will explore alternative sources of income verification and assess the customer's creditworthiness based on other factors.

Ask the customer if they have any other documents that can prove their income, such as bank statements or tax returns
Consider alternative methods of income verification, such as verifying employment directly with the customer's employer
Assess the customer's creditworthiness based on other factors,...

Answered by AI

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Q2. Kaccha record, sales bill, purchase bill, banking

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Interview Preparation Tips

Interview preparation tips for other job seekers - Don't join

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Interview questions from similar companies

Credit Manager Interview Questions & Answers

ICICI Bank

posted on 13 Jul 2021

Interview Questionnaire

1 Question

Q1. Run me through your CV

View 6 more answers

Credit Manager Interview Questions & Answers

ICICI Bank

Anonymous

posted on 16 Feb 2022

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - HR

(1 Question)

Q1. Tell me about yourself.

Add your answer

Credit Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 8 Jan 2022

I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.

Interview Questionnaire

2 Questions

Q1. Interview questions

Add your answer

Q2. Interview for LAP Department will be basic from your past relevant experience as well as Financials ratios like DSCR, int coverage, cash profits, quasi capitals and how you understand mortgage products

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Hdfc Bank is good to explore your areas of finnlance basically Loans both secured and unsecured

Credit Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 15 Dec 2021

I was interviewed before Dec 2020.

Interview Questionnaire

2 Questions

Q1. About the company

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Q2. About latest general knowledge questions

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Interview Preparation Tips

Interview preparation tips for other job seekers - Being confident and free

Credit Manager Interview Questions & Answers

ICICI Bank

Anonymous

posted on 24 Feb 2021

I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.

Interview Questionnaire

2 Questions

Q1. Cibil question are expected

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Q2. Read job description properly some question are related

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Interview Preparation Tips

Interview preparation tips for other job seekers - Dress formal and be confident

Credit Manager Interview Questions & Answers

ICICI Bank

Anonymous

posted on 16 Jun 2021

Interview Questionnaire

1 Question

Q1. Tell me about yourself then about articleship experience, a bit of Ratios, why you want to join ICICI? And then asked for flexibility.

Add your answer

Credit Manager Interview Questions & Answers

Axis Bank

Anonymous

posted on 16 Nov 2022

I applied via LinkedIn and was interviewed before Nov 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(2 Questions)

Q1. Tell me about your self

Add your answer

Q2. Take me through your cv

Add your answer

Round 3 - Aptitude Test

You can just prepare well and be confident and you will get selected

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy process keep up the attitude and do well in the one to one round you will get selected

Credit Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 24 Jun 2021

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire

1 Question

Q1. About Accounting standard and basic

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive attitude

Credit Manager Interview Questions & Answers

ICICI Bank

Anonymous

posted on 19 Dec 2020

I applied via Naukri.com and was interviewed in Nov 2020. There were 3 interview rounds.

Interview Questionnaire

3 Questions

Q1. What are the tools of credit analysis?

Ans.

The tools of credit analysis include financial statements, credit reports, credit scoring models, and industry research.

Financial statements provide information on a company's financial health and performance.
Credit reports show a borrower's credit history and payment behavior.
Credit scoring models use data from credit reports to assess creditworthiness.
Industry research helps to understand the borrower's market and co...

Answered by AI

Add your answer

Q2. CIBIL Ideal CIBIL score

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Q3. Family Background

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Interview Preparation Tips

Interview preparation tips for other job seekers - Just prepare well and be confident. Average level interview.

Vastu Housing Finance Interview FAQs

What are the top questions asked in Vastu Housing Finance Credit Officer interview?

Some of the top questions asked at the Vastu Housing Finance Credit Officer interview -

What will you do if customer does not have income pr...read more
Kaccha record, sales bill, purchase bill, bank...read more

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Vastu Housing Finance Credit Officer Salary

based on 18 salaries

₹2.5 L/yr - ₹4 L/yr

12% less than the average Credit Officer Salary in India

View more details

Vastu Housing Finance Salaries in India

Sales Manager 197 salaries	₹0 L/yr - ₹0 L/yr
Relationship Manager 173 salaries	₹0 L/yr - ₹0 L/yr
Credit Manager 87 salaries	₹0 L/yr - ₹0 L/yr
Branch Manager 74 salaries	₹0 L/yr - ₹0 L/yr
Relationship Officer 42 salaries	₹0 L/yr - ₹0 L/yr