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Vastu Housing Finance Credit Officer Interview Questions and Answers

Updated 24 May 2021

Vastu Housing Finance Credit Officer Interview Experiences

1 interview found

I applied via Campus Placement and was interviewed before May 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. What will you do if customer does not have income proof
  • Ans. 

    I will explore alternative sources of income verification and assess the customer's creditworthiness based on other factors.

    • Ask the customer if they have any other documents that can prove their income, such as bank statements or tax returns

    • Consider alternative methods of income verification, such as verifying employment directly with the customer's employer

    • Assess the customer's creditworthiness based on other factors,...

  • Answered by AI
  • Q2. Kaccha record, sales bill, purchase bill, banking

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't join

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. Run me through your CV

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Interview questions
  • Q2. Interview for LAP Department will be basic from your past relevant experience as well as Financials ratios like DSCR, int coverage, cash profits, quasi capitals and how you understand mortgage products

Interview Preparation Tips

Interview preparation tips for other job seekers - Hdfc Bank is good to explore your areas of finnlance basically Loans both secured and unsecured

I was interviewed before Dec 2020.

Interview Questionnaire 

2 Questions

  • Q1. About the company
  • Q2. About latest general knowledge questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Being confident and free

I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Cibil question are expected
  • Q2. Read job description properly some question are related

Interview Preparation Tips

Interview preparation tips for other job seekers - Dress formal and be confident

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself then about articleship experience, a bit of Ratios, why you want to join ICICI? And then asked for flexibility.

I applied via LinkedIn and was interviewed before Nov 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about your self
  • Q2. Take me through your cv
Round 3 - Aptitude Test 

You can just prepare well and be confident and you will get selected

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy process keep up the attitude and do well in the one to one round you will get selected

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About Accounting standard and basic

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive attitude

I applied via Naukri.com and was interviewed in Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. What are the tools of credit analysis?
  • Ans. 

    The tools of credit analysis include financial statements, credit reports, credit scoring models, and industry research.

    • Financial statements provide information on a company's financial health and performance.

    • Credit reports show a borrower's credit history and payment behavior.

    • Credit scoring models use data from credit reports to assess creditworthiness.

    • Industry research helps to understand the borrower's market and co...

  • Answered by AI
  • Q2. CIBIL Ideal CIBIL score
  • Q3. Family Background

Interview Preparation Tips

Interview preparation tips for other job seekers - Just prepare well and be confident. Average level interview.
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Vastu Housing Finance Interview FAQs

What are the top questions asked in Vastu Housing Finance Credit Officer interview?

Some of the top questions asked at the Vastu Housing Finance Credit Officer interview -

  1. What will you do if customer does not have income pr...read more
  2. Kaccha record, sales bill, purchase bill, bank...read more

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Vastu Housing Finance Credit Officer Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
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Vastu Housing Finance Credit Officer Salary
based on 18 salaries
₹2.5 L/yr - ₹4 L/yr
12% less than the average Credit Officer Salary in India
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Vastu Housing Finance Credit Officer Reviews and Ratings

based on 10 reviews

4.3/5

Rating in categories

4.0

Skill development

4.0

Work-life balance

4.0

Salary

4.1

Job security

4.4

Company culture

4.1

Promotions

4.0

Work satisfaction

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