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SBI Cards & Payment Services Credit Underwriter Interview Questions and Answers

Updated 2 Apr 2023

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Credit Underwriter Interview Questions

user image Krishna “Krishna Kr” Kr

posted on 28 May 2022

3 Interview Rounds

1

Aptitude Test Round

There will be some question related to aptitude you to clear it for 2nd round

2

HR Round (1 Question)

  • Q1. Hr will connect you for introduction and basic info and payout
3

One-on-one Round (1 Question)

  • Q1. Final round will be conduct by process manager

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for product knowledge, comm skill

Credit Underwriter Interview Questions

user image Anonymous

posted on 2 Apr 2023

Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 2-4 weeks
Result
Selected  Selected

I applied via Recruitment Consulltant and was interviewed before Apr 2022.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

Technical Round (3 Questions)

  • Q1. Relevant job experience
  • Q2. How credit cards works
  • Q3. Team handling experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and relevant industry experience will work. Also, expect questions regarding credit card process

Interview questions from similar companies

Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Walk-in and was interviewed in Jul 2024.

1 Interview Round

1

One-on-one Round (5 Questions)

  • Q1. Tell about 4CS in underwriting
  • Q2. Community distance check in purchase file
  • Q3. Appraisal form number for condominium property
  • Q4. Income calculations for business
  • Q5. Explain about live underwriting process

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work

Underwriter Interview Questions

Mr Cooper user image Anonymous

posted on 30 Jul 2024

Interview experience
3
 Average
Difficulty level
 -
Duration
 -
Result
 -

2 Interview Rounds

1

Aptitude Test Round

About underwriting and us mortgage

2

HR Round (1 Question)

  • Q1. Proof of income calculations
Interview experience
4
 Good
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed in Sep 2023.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

One-on-one Round (1 Question)

  • Q1. Good hr policy and good to talk
3

Group Discussion Round

Tcm rcm and zbh taken interview

Interview Preparation Tips

Interview preparation tips for other job seekers - Always speak truth
Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

Technical Round (1 Question)

  • Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
3

HR Round (1 Question)

  • Q1. How long do you see with our company
Interview experience
3
 Average
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Company Website and was interviewed before Mar 2023.

2 Interview Rounds

1

Technical Round (2 Questions)

  • Q1. What is DSCR? How is it important?
  • Q2. What ratios are important and why?
2

HR Round (2 Questions)

  • Q1. Tell me something about yourself?
  • Q2. What did you do in your last organisation?

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself. Keep calm and answer what you know

I was interviewed before Apr 2021.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

One-on-one Round (3 Questions)

  • Q1. Good experience
  • Q2. Discuss properly CTC
  • Q3. As per experience current organisation and basr current CTC high

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

I applied via Recruitment Consulltant and was interviewed in Apr 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
2

Case Study Round

Underwriting Skills with product Knowledge, Shortlist with reporting Manager discussion.

3

HR Round (1 Question)

  • Q1. HR Policies, benifit, etc

Interview Preparation Tips

Topics to prepare for Aadhar Housing Finance Branch Credit Manager interview:
  • Underwriting
Interview preparation tips for other job seekers - Grow your career in your interested fields, Grow your skills work with experience colleagues, listen, learn, ask than speak.

I applied via Newspaper Ad and was interviewed in Feb 2022.

1 Interview Round

1

Interview Round (1 Question)

  • Q1. Basic knowledge of current working.

Interview Preparation Tips

Interview preparation tips for other job seekers - Please clear basic knowledge on your current work.....
Because basic knowledge is most important tool to crack every interview.

SBI Cards & Payment Services Interview FAQs

How many rounds are there in SBI Cards & Payment Services Credit Underwriter interview?
SBI Cards & Payment Services interview process usually has 2-3 rounds. The most common rounds in the SBI Cards & Payment Services interview process are Technical, Aptitude Test and HR.
What are the top questions asked in SBI Cards & Payment Services Credit Underwriter interview?

Some of the top questions asked at the SBI Cards & Payment Services Credit Underwriter interview -

  1. How credit cards wo...read more
  2. Hr will connect you for introduction and basic info and pay...read more
  3. Final round will be conduct by process mana...read more

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SBI Cards & Payment Services Credit Underwriter Salary
based on 8 salaries
₹2.8 L/yr - ₹4.5 L/yr
36% less than the average Credit Underwriter Salary in India
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