AmbitionBox
Interview Questions
- Reviews
- Salaries
- Interview Questions
- About Company
- Benefits
- Jobs
- Office Photos
- Community
Add office photos
i
Annapurna
Finance
Compare
Filter interviews by
Annapurna Finance Interview Questions and Answers
39 Interview questions
BCM, or Business Continuity Management, ensures that an organization can continue operations during and after a disruption.
Identifies potential risks to business operations, such as natural disasters or cyberattacks.
Develops strategies to mitigate risks, like backup systems and alternative work locations.
Creates a business continuity plan (BCP) that outlines procedures for maintaining operations.
Conducts regular t...
Check creditworthiness, repayment history, and financial stability in CBIL reports for effective sales management.
Credit Score: Assess the individual's credit score to gauge their creditworthiness.
Repayment History: Review past loan repayments to identify any defaults or delays.
Outstanding Debts: Check for existing loans or debts that may affect new credit applications.
Credit Utilization: Analyze the ratio of cred...
I expect a salary that reflects my experience, skills, and the value I bring to the organization, ideally in the range of $X to $Y.
Consider industry standards: Research salary benchmarks for similar roles in the industry.
Reflect on your experience: For example, if you have over 10 years of experience, you might aim for the higher end of the range.
Factor in location: Salaries can vary significantly based on geograp...
Dynamic executive with over 15 years of experience in strategic leadership, driving growth and innovation in diverse industries.
Proven track record in leading cross-functional teams to achieve organizational goals, such as increasing revenue by 30% in two years.
Expertise in developing and implementing strategic initiatives that enhance operational efficiency, exemplified by a 25% reduction in costs through process...
I learned about this job through industry networking, job boards, and a referral from a colleague who spoke highly of the company.
I attended a professional conference where I met a representative from your company who shared insights about the role.
I regularly check job boards like LinkedIn and Indeed, where I found this position listed.
A former colleague, who is now part of your team, recommended I apply based on...
My strength is strategic thinking, while my weakness is a tendency to overanalyze situations.
Strength: Strategic Thinking - I excel at developing long-term plans that align with organizational goals. For example, I led a project that increased market share by 20%.
Weakness: Overanalyzing - I sometimes spend too much time evaluating options, which can delay decision-making. I'm working on setting tighter deadlines f...
Yes, I thrive under pressure, using it as a catalyst for productivity and innovative problem-solving.
I prioritize tasks effectively, ensuring critical deadlines are met, as demonstrated during a recent project where I led a team to deliver ahead of schedule.
I maintain a calm demeanor, which helps to reassure my team and keep morale high, especially during high-stakes situations.
I utilize stress management techniqu...
Research is conducted by defining a research question, gathering relevant data, analyzing the data, and drawing conclusions.
Define a clear research question or objective
Gather relevant data through literature review, experiments, surveys, etc.
Analyze the data using statistical methods or other tools
Draw conclusions based on the analysis
I will deal with customers by actively listening to their concerns, providing solutions, and ensuring their satisfaction.
Listen actively to understand their needs and concerns
Provide prompt and effective solutions to their issues
Ensure their satisfaction by following up on their feedback
Maintain a positive and professional attitude at all times
Handle difficult customers with patience and empathy
HL LAP stands for Hypothecation of Loans and Advances against Property. BL stands for Bill of Lading.
HL LAP is a type of loan where the borrower hypothecates their property to secure the loan.
BL is a document issued by a carrier to acknowledge receipt of goods for shipment.
HL LAP is commonly used in mortgage loans, while BL is used in international trade for goods transportation.
Annapurna Finance Interview Experiences
73 interviews found
Anonymous
Selected
I applied via Recruitment Consulltant and was interviewed in Oct 2024. There was 1 interview round.
(5 Questions)
- Q1. Case type secured (LAP,HL,MBL) loan and, ROI and Tenor
- Q2. Company policy legal and technical internal and external
- Q3. Muslim and Hindu both people
- Q4. Case of distance in branch
- Ans.
Distance in branch can lead to communication challenges and decreased efficiency.
Implement regular check-ins via video calls or phone calls to ensure communication is maintained.
Encourage team members to use collaboration tools like Slack or Microsoft Teams for easy communication.
Consider rotating team members between branches periodically to build relationships and improve communication.
Provide training on effective c...
- Q5. Branch of handling
Ajit Kumar
(2 Questions)
- Q1. Basics knowledge
- Q2. Work experience
(2 Questions)
- Q1. Work experience
- Q2. Previous company and work experience
- Ans.
I have 5 years of experience as a Credit Manager at XYZ Bank.
Managed a team of credit analysts to assess creditworthiness of loan applicants
Developed and implemented credit policies and procedures to minimize risk
Analyzed financial statements and credit reports to make lending decisions
Worked closely with sales team to ensure credit terms were met
Successfully reduced delinquency rates by 15% in the first year
(2 Questions)
- Q1. Expected Salary
- Ans.
My expected salary is negotiable and dependent on the overall compensation package offered.
My expected salary is based on my experience, qualifications, and the responsibilities of the role.
I am open to discussing salary during the interview process.
I am looking for a competitive salary that reflects my skills and contributions to the company.
- Q2. Perfeat location
(2 Questions)
- Q1. About yourself?
- Q2. Future ambition and expectations?
- Ans.
I aspire to grow as a data analyst, leveraging data to drive impactful decisions and enhance my skills in analytics and visualization.
Aim to specialize in predictive analytics to forecast trends, like predicting patient outcomes in healthcare.
Seek opportunities to work with machine learning models to improve data-driven decision-making.
Plan to enhance my skills in data visualization tools like Tableau to present insigh...
Recent Topics oriented with Market, Business, Finance and budgets
(2 Questions)
- Q1. Knowledge about core skills
- Q2. How you are flexible with time and travel.
- Ans.
I am highly adaptable with my schedule and willing to travel as needed to meet project demands and collaborate effectively.
I have experience working on projects with tight deadlines, which required me to adjust my working hours to ensure timely completion.
In my previous role, I traveled to client sites to gather data and insights, demonstrating my commitment to understanding their needs firsthand.
I am open to working f...
Sibananda Dalai
(2 Questions)
- Q1. Tell something about yourself , your name, age, which location you belong,educational qualifications, etc...
- Q2. Your knowledge about work, your long-term goals, how to manage your various types of customers, or marketing types some questions etc...
- Ans.
I have a strong knowledge of customer relationship management, long-term goals, and various marketing types.
I have experience in managing different types of customers by understanding their needs and providing personalized solutions.
I am skilled in developing long-term relationships with customers by maintaining regular communication and addressing any concerns promptly.
I have a good understanding of various marketing ...
Interview Preparation Tips
2.Answer all questions
3. Know about your job role
4. Dedicate your job
5. Best of luck 👍 go ahead 🙂
Selected
I applied via Campus Placement and was interviewed in Sep 2024. There was 1 interview round.
(3 Questions)
- Q1. Introduce yourself
- Q2. How do ypu conduct a resrch
- Ans.
Research is conducted by defining a research question, gathering relevant data, analyzing the data, and drawing conclusions.
Define a clear research question or objective
Gather relevant data through literature review, experiments, surveys, etc.
Analyze the data using statistical methods or other tools
Draw conclusions based on the analysis
- Q3. What are different methods of sampling
- Ans.
Different methods of sampling include random sampling, stratified sampling, cluster sampling, and convenience sampling.
Random sampling: Each member of the population has an equal chance of being selected.
Stratified sampling: Population is divided into subgroups and a random sample is taken from each subgroup.
Cluster sampling: Population is divided into clusters and a random sample of clusters is selected.
Convenience sa...
Selected
I appeared for an interview in Apr 2025, where I was asked the following questions.
- Q1. Where are you previous working
- Ans.
I previously worked at ABC Bank as a Loan Officer, where I managed client relationships and processed various loan applications.
Worked at ABC Bank for 3 years, focusing on personal and mortgage loans.
Developed strong relationships with clients, resulting in a 20% increase in loan approvals.
Collaborated with underwriters to streamline the loan processing workflow.
Conducted financial assessments to ensure clients met len...
- Q2. What is your experience
- Ans.
I have over five years of experience as a Loan Officer, specializing in residential and commercial loans with a strong focus on customer service.
Managed a portfolio of over 100 clients, providing personalized loan solutions.
Successfully closed loans totaling over $10 million in a single year.
Developed strong relationships with real estate agents to generate referrals.
Conducted thorough financial assessments to ensure c...
- Q3. How much experience you have
- Ans.
I have over five years of experience as a Loan Officer, specializing in residential and commercial loans.
Worked at XYZ Bank for 3 years, processing over 200 loan applications annually.
Developed strong relationships with clients, resulting in a 95% satisfaction rate.
Trained new staff on loan processing software, improving team efficiency by 20%.
Successfully closed loans averaging $500,000, contributing to a 15% increase...
(6 Questions)
- Q1. Micro loan product knowledge
- Q2. Personal details
- Q3. Role and responsibilities
- Q4. Achivement and other performance
- Q5. How to deal customer
- Q6. Computer knowledge
Interview Preparation Tips
Selected
I appeared for an interview in Mar 2025, where I was asked the following questions.
- Q1. Annapurna finance kb chalu hua tha
- Q2. Annapurna finance ka co kon h
- Q3. Annapurna finance
Selected
I appeared for an interview in Feb 2025, where I was asked the following questions.
- Q1. ROI in company
- Ans.
ROI measures the profitability of investments, guiding strategic decisions for growth and efficiency.
ROI is calculated as (Net Profit / Cost of Investment) x 100%. For example, if a project costs $10,000 and returns $15,000, ROI is 50%.
A high ROI indicates effective use of resources, while a low ROI may signal the need for reevaluation of strategies.
Investing in employee training can improve ROI by enhancing productivi...
- Q2. Package in cluster
- Q3. Handling branches
Interview Preparation Tips
Selected
I appeared for an interview in Feb 2025, where I was asked the following questions.
- Q1. What is our work experience
- Ans.
Experienced in credit management, risk assessment, and customer relationship building in financial services.
Over 5 years of experience in credit analysis and risk management.
Successfully managed a portfolio of over $10 million in loans.
Implemented a new credit scoring model that reduced default rates by 15%.
Developed strong relationships with clients, resulting in a 20% increase in customer retention.
- Q2. How was your skill
- Ans.
I possess strong analytical skills, effective communication, and a deep understanding of credit risk management.
Analytical Skills: I analyze credit reports and financial statements to assess risk, ensuring informed lending decisions.
Communication: I effectively communicate credit policies to clients and team members, fostering transparency and understanding.
Risk Management: I developed a risk assessment model that redu...
Interview Preparation Tips
Top trending discussions
Annapurna Finance Interview FAQs
The duration of Annapurna Finance interview process can vary, but typically it takes about less than 2 weeks to complete.
Tell us how to improve this page.
Annapurna Finance Interviews By Designations
- Annapurna Finance Branch Credit Manager Interview Questions
- Annapurna Finance Assistant Manager Interview Questions
- Annapurna Finance Credit Manager Interview Questions
- Annapurna Finance Branch Manager Interview Questions
- Annapurna Finance Development Officer Interview Questions
- Annapurna Finance Senior Executive Interview Questions
- Annapurna Finance Deputy Manager Interview Questions
- Annapurna Finance MIS Executive Interview Questions
- Show more
Interview Questions for Popular Designations
- Branch Credit Manager Interview Questions
- Assistant Manager Interview Questions
- Branch Manager Interview Questions
- Credit Manager Interview Questions
- Development Officer Interview Questions
- Senior Executive Interview Questions
- Software Engineer Interview Questions
- Software Developer Interview Questions
- Show more
Overall Interview Experience Rating
based on 107 interview experiences
Difficulty level
Duration
Interview Questions from Similar Companies
Annapurna Finance Reviews and Ratings
based on 1.4k reviews
Rating in categories
|
Credit Manager
210
salaries
|  â‚ą2.7 L/yr - â‚ą7.1 L/yr |
|
Assistant Manager
180
salaries
| â‚ą2.1 L/yr - â‚ą5 L/yr |
|
Branch Manager
172
salaries
| â‚ą2.2 L/yr - â‚ą6.6 L/yr |
|
Senior Executive
135
salaries
| â‚ą1.5 L/yr - â‚ą3.9 L/yr |
|
Deputy Manager
120
salaries
| â‚ą2.5 L/yr - â‚ą7.4 L/yr |
HDB Financial Services
Muthoot Fincorp
Shriram Finance
Bajaj Finance
- Home >
- Interviews >
- Annapurna Finance Interview Questions
