AIB Group Interview Questions and Answers

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults
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Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Q1. Studies background
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Q2. Prehoius job experiance
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Q1. Compatiblity with work
Ans. 
I prioritize work compatibility by aligning my skills and values with the organization's goals.
• I ensure my work style and communication methods align with the team's dynamics.

• I adapt to the company's culture and values to enhance collaboration and productivity.

• I seek feedback and make adjustments to improve my performance and fit within the organization.

• I prioritize work-life balance to maintain productivity and well-b...read more
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Q2. Perfect in skills
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Q1. Full day working flexiblity
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Q2. Distance from home
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The distance from home is a key factor to consider when evaluating a job opportunity.
• Consider the commute time and transportation options available

• Think about the impact on work-life balance and personal well-being

• Evaluate the potential cost of commuting and the convenience of the location
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Q1. About myself and my educational
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Q2. Document verification and personal details
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Q1. Document verification and personal details
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Q1. Self induction and career
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Q2. Any experience in the banking sector
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Q3. Any experience to banking sector
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Q1. In This bank are no lead available branch manager are the fool are allowes tlacking about business
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Q2. Claster is mad don’t join this company
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Q3. Bad tipe of question how many girl friends
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Q4. How many female friends I have
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Q5. How much time I break up
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Bad atmosphere and the bad behaviour of the person of the bank

Q1. Hr giving training then ur work easily that all
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Q1. This not play ground this is only business
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Q1. Nothing only training then ur talent for field explain the product for customer
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Q1. Why do you want to join us
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Q2. What are your strength and weakness
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Q3. If someone forcibly gives a torn note to the teller, what should the teller do in that condition
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Q4. If the cash tally is not matching in the same denom then what should the tailor do
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Q5. How to check if someone gives a counterfeit note to the teller
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Q1. What about you yourself
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Q2. What have you done
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Q1. Can you describe your current roles and responsibilities?
Ans. 
I am currently responsible for leading a team of data scientists, developing and implementing data-driven strategies, and ensuring the quality and accuracy of data analysis.
• Leading a team of data scientists

• Developing and implementing data-driven strategies

• Ensuring quality and accuracy of data analysis
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Q2. What are the technical details of one of your projects?
Ans. 
Developed a predictive model for customer churn using machine learning algorithms.
• Used Python for data preprocessing and model building

• Applied techniques like feature engineering and hyperparameter tuning

• Evaluated model performance using metrics like accuracy, precision, and recall
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Q1. What is the loss function used in XGBoost?
Ans. 
The loss function used in XGBoost is typically the gradient boosting algorithm.
• XGBoost uses the gradient boosting algorithm to minimize the loss function

• Common loss functions include regression loss functions like squared error and logistic loss for classification

• Users can also define custom loss functions in XGBoost
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Q2. Logical puzzle question
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Q1. What are your professional aspirations?
Ans. 
My professional aspiration is to lead a team of data scientists to drive impactful insights and innovations.
• Lead a team of data scientists to tackle complex problems

• Drive impactful insights and innovations through data analysis

• Continuously learn and stay updated on the latest trends in data science

• Collaborate with cross-functional teams to implement data-driven solutions
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Q2. Puzzle question
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Q3. Mathematical series question
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Q1. What is the reason for leaving your current organization?
Ans. 
Seeking new challenges and growth opportunities in a more innovative environment.
• Desire for new challenges and growth opportunities

• Seeking a more innovative work environment

• Looking to expand skill set and knowledge in data science
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Q2. What are your reasons for wanting to join IDFC?
Ans. 
I am excited about the opportunity to contribute my data science skills to IDFC's innovative projects and make a meaningful impact.
• Excited about contributing data science skills to innovative projects at IDFC

• Opportunity to make a meaningful impact through data-driven solutions

• Interested in working with a reputable organization like IDFC
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Q3. What are your strengths and weaknesses?
Ans. 
My strengths include strong analytical skills and attention to detail. My weaknesses include a tendency to overthink and difficulty delegating tasks.
• Strengths: strong analytical skills

• Strengths: attention to detail

• Weaknesses: tendency to overthink

• Weaknesses: difficulty delegating tasks
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3 coding que easy,med and hard

Q1. Os related que What is kernel , OS types ,what happens after booting computr ,etc
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Q2. Creat a array and print all elements , which database used for pdf storing sql or nosql
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Q1. OOps related que abstraction , inheritance , code it
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Q2. Middel element of linked list
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Q1. What challenges u faced in engineering?
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Q2. Situational based questions
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Q1. Why u choose to work deustch bank ?
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Q2. Project related quw
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Q1. Whats type of your work handle organisation and how to manage the Cases on daily basis
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Q2. What is your portfolio size and how many products of which bucket handlings, are you working alone or doing with the help of Agencies
Ans. 
I currently manage a portfolio of 50 products across various buckets, handling 30 products alone and 20 with the help of Agencies.
• Portfolio size: 50 products

• Products handled alone: 30

• Products handled with Agencies: 20
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Q3. How many Agencies are working and how to mange the agency FOS and High poss cases
Ans. 
There are X number of Agencies working. To manage agency FOS and high poss cases, establish clear communication channels, provide regular training and support, set performance targets, and monitor progress.
• Identify the number of Agencies currently working

• Establish clear communication channels with the Agencies to ensure smooth coordination

• Provide regular training and support to the agency Field Officers (FOS) to enhanc...read more
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Q4. How many visit doing in a months and what is your month on month Target vs Acheivment
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Q1. Salary Negotiation and Expectations
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