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Utkarsh Small Finance Bank
based on 3.2k Reviews
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3 reviews
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Full Time
Liabilities Department
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The products of the bank are good. Having high interest rate for savings account and fixed deposits. And having zero balance UPI Current account is good for self employed individuals
I worked in many banks. And I recommend friends to those banks. But I never ever recommend to join UTKARSH SMF KOCHI BRANCH. UTKARSH SFB KOCHI BRANCH WILL SPOIL YOUR CAREER. Because in kochi Branch they recruiting employees by GIVING FALSE/ FAKE RESPONSIBILITIES. At the time of interview they said that •"70% leads will give from thebank and you have to collect documents only", • I Have experience in Operations Department, And I asked for operations but they tell that "For the first six month you have to work in sales then from the seventh month, will promoted to Ops". • "Document Collection will be the main work" • "Traveling Allowance Will Provide" • "Can take Zero balance account ALOT" Those mentioned are the main FALSE matters they said before joining. After joining realised the Reality. After joining they said that • Only 3 zero balance UPI account is allowed. • Traveling Allowance Is Not Possible • And leads should be collected self. • Can't change role to Ops with in 6 Month. • I only get 4 leads from bank in 6 month. THE MAIN THING WAS, MOST OF THE LEAD IS GONE TO ONLY ONE EMPLOYEE, AND THAT EMPLOYEE IS STILL WORKING THEIR AND CAN CONTINUE TO WORK. IN THIS SEVEN MONTH 10 EMPLOYEES WERE RESIGNED DUE TO THIS BRANCH CULTURE. And at last tell that they will put us in PIP. Then we resigned. "At The Time Of Notice Period, They Tell That Don't Mark Attendence If No Account. Some Days Not Allow To Get Inside The Bank. And Now Our Carrer Is spoiled Due To This Branch....Read More
Work days: Monday to Saturday (Flexible Timings)
Work related travel: This job involves Travel Within City.
Full Time
Retail & B2C Sales Department
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No like
Very bad dont work in this bank
Full Time
Sales Support & Operations Department
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Full Time
Other Department
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Average
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Full Time
Other Department
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Good environment to work
HR NOT CORPORATE WITH EMPLOYEE. .
Work days: Monday to Saturday (Flexible Timings)
Work related travel: This job involves Travel Within City.
Full Time
Finance Department
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This utkarsh Small Finance Bank micro banking client door to door financial serivce
This utkarsh small finance bank micro banking client Door to door financial service
Work days: Monday to Saturday (Flexible Timings)
Work related travel: This job involves Travel Within City.
Full Time
Banking Operations Department
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I'm Yashwant Yadav utkarsh small finance bank experience Most likely culture business & team management process fantastic energy all team members excellent work experience
I like utkarsh small finance bank & very good Quality management process work
Work days: Monday to Friday (Flexible Timings)
Work related travel: This job involves Travel Within City.
Full Time
Finance Department
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Nothing
Toxic environment and never supported new joining guy's and always use abusing language by senior.never give petrol expenses by reporting manager doing complen hr but hr never responded.
Work days: Monday to Saturday (Strict Timings)
Full Time
Banking Operations Department
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Payments are claim are very nice
No holidays no 2nd 4th saturday leave no public holiday leave is allowed time culture is very bad working from morning 6.45 Am to till night 12 pm
Work days: Monday to Saturday (Strict Timings)
Work related travel: This is a desk job.
Full Time
Other Hospital Staff Department
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Very bad experience in this company, and very poor salary and workers behaviour
Yes I dislike , who were employed in operation team, they not have any manner and respect
Work days: Monday to Saturday (Strict Timings)
Work related travel: This is a desk job.
Full Time
Retail & B2C Sales Department
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Work with Growing organisation is create the more opportunity in career
Process, Work Culture,lack of Professional Attitude in senior management
Work timings: Strict Timings
Work related travel: This job involves Travel Within City.
Full Time
Other Department
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I have worked in Utkarsh Small Finance Bank for 8 years which was very good and I do not like it in fincar Small finance Bank
In Utkarsh Utkarsh Small Finance Bank, employees have many benefits which are not available in other banks like insurance claim facility and respect for parents, first two children. This facility is not available in companies, be it banking sector or microfinance sector.
Work timings: Strict Timings
Work related travel: This job involves Travel Within City, International Travel.
Full Time
Current account Relationship officer Department
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Branch to branch depends but my branch was so good.
In my branch there was too much politics, that's why i resigned. And douple IP acc opening is not easy for small finance bank. Kolkata's maximum people don't know this bank name so this is the problem, mobile banking is slow too...
Full Time
Digital Marketing Department
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nothing actually
don't pay travel allowance which was promised. you are to work on holidays. toxic and demean you among colleagues, abusive language used and self esteem brought down. have made many cry and leave the job. the office politics, asking money when you are even 1 minute late. spiteful and no believing of you by management.
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This job involves Travel Within City.
Full Time
Banking Operations Department
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Here I get more job security and good salary hike and very helpful and friendly higher officials
I didn't find any dislikes
Work days: Monday to Saturday (Flexible Timings)
Work related travel: This is a desk job.
Full Time
Banking Operations Department
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Nothing in likes
If anything happens will go for HR, but HR itself were very toxic, if your got any option in this Bank better to avoid
Work timings: Strict Timings
Work related travel: This is a desk job.
Full Time
Customer service Department
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Nothing
No working parameters. No time limited. Seniors are using abusive word and all the time they just thritened us as we don't do this we will get terminated.
Work timings: Strict Timings
Work related travel: This job involves Travel Within City.
Full Time
Audit & Control Department
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Bank is very good. Bank thinks about employees. But due to certain upper level Employees think they are the owner of the bank.
Seniors.
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This is a desk job.
Full Time
Finance Department
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No likes. They are closing Asset Depa. In all over INdia . This I am typing as on 07-02-2025. I was posted in Gujarat and I got call from NCM and RCM and also head HRwho are already resigned that bank is closing his lending depa.
Do NOT JOIN. They will spoil your career and life. I grown all portfolio in Amdavad Gujarat even got call that all asset department is closing as bank has invited loss.
Work timings: Strict Timings
Full Time
Banking Operations Department
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Appraisal part is best
Process not proper defined Challange for IT related and many more things On holiday they call for the work
Work timings: Strict Timings
Work related travel: This job involves Travel Within City.
Full Time
Operations Department
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Bank is good but working people’s are not qualify to work at bank poor environment poor culture not knowlegeable BM and BOMs
Working environment are very poor
Work days: Monday to Friday (Strict Timings)
Work related travel: This is a desk job.
Full Time
IT Support Department
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New challenges and their solutions provided by me for observation/complaint received from business and customers during the working tenure beginning to till now.
Monitoring process are very weak at branch level for lon recovery process Technology intiative and controls to be there like other small finance/private sector banks.
Full Time
Operations Support Department
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Can be best organization because of good appraisal benifit and RNR for every little achievement which gives you lime light.
Lower level politics that makes you leave organization. Though organization is good but can't help with bad people in it and nobody is there to monitor.
Full Time
Finance Department
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For someone who just wants to stay fit, working here is the best option.
Here, those who really work do not get any appreciation, only those who do the buttering work are good here.
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This is a desk job.
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