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Equitas Small Finance Bank Credit Officer Chennai Reviews

Updated 17 Feb, 2025

Overall Rating

4.4/5

based on 18 reviews

Rating distribution

5

10 (55.6%)

4

0 (0%)

3

4 (22.2%)

2

4 (22.2%)

1

0 (0%)

Category Ratings

4.4

Job security

4.3

Skill development

4.3

Work satisfaction

4.2

Work-life balance

4.1

Company culture

3.9

Salary

3.5

Promotions

What employees say about Equitas Small Finance Bank?

Insights from employee reviews on AmbitionBox

Workplace insights

Monday to Saturday

57% employees reported

Flexible timing

44% employees reported

Within city

53% employees reported

View more detailed insights

Equitas Small Finance Bank is rated 4.4 out of 5 stars on AmbitionBox, based on 18 company reviews. This rating reflects a generally positive employee experience, indicating satisfac ... Read more

Equitas Small Finance Bank is rated 4.4 out of 5 stars on AmbitionBox, based on 18 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.

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18 reviews found

Sort by: Popular

Credit Officer in Chennai

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

1.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 05 Feb 2025

Likes

I like all above except promotions.

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Promotions dislike

Promotions - Bad

Work Details

Work days: Monday to Saturday (Flexible Timings)

Work related travel: This is a desk job.

Credit Officer in Chennai

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

4.0

Job security

4.0

Promotions

4.0

Work satisfaction

4.0

Company culture

4.0

Work-life balance

posted on 20 Dec 2024

Likes

Fair and transparent

Salary - Excellent
Skill development - Excellent
Job security - Good
Promotions - Good
Work satisfaction - Good
Company culture - Good
Work-life balance - Good

Dislikes

Nothing all are good

Work Details

Work days: Alternate Saturday off (Strict Timings)

Work related travel: This job involves Travel Within City.

Credit Officer in Chennai

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 20 Dec 2024

Likes

To achieve my goals.

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Nothing

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.

Top Equitas Small Finance Bank Credit Officer Interview Questions

asked in Credit Officer interview

Q1. What is CIBIL and Full Form of CIBIL?

View answers (11)

asked in Credit Officer interview

Q2. How to conduct PD With Customer?

View answers (5)

Get interview-ready with top interview questions

View all 10 questions

asked in Credit Officer interview

Q3. What is Credit 5cs?

View answers (3)

asked in Credit Officer interview

Q4. FOIR and IIR Description?

View answers (2)

asked in Credit Officer interview

Q5. Are you suitable for appliedrole.

View answer (1)

Credit Officer in Chennai

Full Time

·

Business Intelligence & Analytics Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 20 Dec 2024

Likes

Good Company to work

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Nothing to mention

Work Details

Work days: Monday to Friday (Flexible Timings)

Work related travel: This is a desk job.

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Credit Officer in Chennai

Full Time

·

Banking Operations Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 20 Dec 2024

Likes

Job security and company culture

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

No dislike

Work Details

Work days: Monday to Friday (Strict Timings)

Work related travel: This job involves Travel Within City.

Credit Officer in Chennai

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 20 Dec 2024

Likes

Working process to likes

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Working hours to dislike

Work Details

Work days: Monday to Saturday (Flexible Timings)

Work related travel: This job involves Travel Within City.

Credit Officer in Chennai

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

1.0

Salary

5.0

Skill development

5.0

Job security

2.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 26 Jun 2024

Likes

Good working environment and job security

Skill development - Excellent
Job security - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Salary increment is very low

Salary - Bad
Promotions - Poor

You are reading trusted reviews. Keep reading to find out more about Equitas Small Finance Bank.

Credit Officer in Chennai

Full Time

·

Back Office Department

3.0

Overall Rating

3.0

Category Ratings

3.0

Salary

2.0

Skill development

2.0

Job security

2.0

Promotions

3.0

Work satisfaction

2.0

Company culture

2.0

Work-life balance

posted on 05 Aug 2024

Likes

Salary on time. Employee benefits like Health insurance coverage, compensate off, etc..

Dislikes

Poor appraisal, work culture, work life balance, emergency leave, lot of politics from sales team.

Skill development - Poor
Job security - Poor
Promotions - Poor
Company culture - Poor
Work-life balance - Poor

Work Details

Work days: Alternate Saturday off (Flexible Timings)

Work related travel: This job involves Travel Within City.

Discover interview dos and don'ts from real experiences

Credit Officer in Chennai

Full Time

·

Banking Operations Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 20 Dec 2024

Likes

Work satisfaction from me

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

No dislike from myside

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This is a desk job.

Credit Officer in Chennai

Full Time

·

Lending Department

2.0

Overall Rating

2.0

Category Ratings

1.0

Salary

3.0

Skill development

3.0

Job security

1.0

Promotions

1.0

Work satisfaction

1.0

Company culture

3.0

Work-life balance

posted on 16 Jan 2021

Likes

Multiple Work avoid

Dislikes

Miss behavior and Abuse word using by Reporting Manager within 7 Days. Complain in HR but no step again Reporting Manager. No given Training by Company.

Salary - Bad
Promotions - Bad
Work satisfaction - Bad
Company culture - Bad

Work Details

It's Maintain

Work timings: Strict Timings

Work related travel: This is a desk job.

Credit Officer in Chennai

Full Time

·

IT Support Department

5.0

Overall Rating

5.0

Category Ratings

4.0

Salary

4.0

Skill development

4.0

Job security

4.0

Promotions

4.0

Work satisfaction

4.0

Company culture

4.0

Work-life balance

posted on 28 Jan 2024

Likes

Good quality

Salary - Good
Skill development - Good
Job security - Good
Promotions - Good
Work satisfaction - Good
Company culture - Good
Work-life balance - Good

Dislikes

Nothing like that

Work Details

Work days: Monday to Friday (Flexible Timings)

Credit Officer in Chennai

Full Time

·

Operations Department

3.0

Overall Rating

3.0

Category Ratings

2.0

Salary

4.0

Skill development

4.0

Job security

1.0

Promotions

3.0

Work satisfaction

3.0

Company culture

4.0

Work-life balance

posted on 08 Mar 2023

Likes

Working admaspire

Skill development - Good
Job security - Good
Work-life balance - Good

Dislikes

Partiality for Promotion and Salary

Salary - Poor
Promotions - Bad

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.

Credit Officer in Chennai

Full Time

·

Finance Department

3.0

Overall Rating

3.0

Category Ratings

3.0

Salary

4.0

Skill development

5.0

Job security

1.0

Promotions

3.0

Work satisfaction

4.0

Company culture

1.0

Work-life balance

posted on 25 Jun 2023

Likes

Good company

Skill development - Good
Job security - Excellent
Company culture - Good

Dislikes

Salary hike appraisal poor ratings

Promotions - Bad
Work-life balance - Bad

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.

Credit Officer in Chennai

Full Time

·

Audit & Control Department

2.0

Overall Rating

2.0

Category Ratings

3.0

Salary

4.0

Skill development

3.0

Job security

3.0

Promotions

4.0

Work satisfaction

1.0

Company culture

4.0

Work-life balance

posted on 03 Oct 2019

Likes

No comments time waste

Skill development - Good
Work satisfaction - Good
Work-life balance - Good

Dislikes

Worst Infrastructure branches. Like public toilet s

Company culture - Bad

Work Details

Waste

Work days: Monday to Saturday (Flexible Timings)

Work related travel: This job involves Travel Within City.

Employee Benefits

Nothing

Credit Officer in Chennai

Full Time

·

Risk audit Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

4.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 17 Nov 2023

Likes

Overall good experience.

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Good
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

No dislike things in that company.

Work Details

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

Credit Officer in Chennai

Full Time

·

Banking Operations Department

3.0

Overall Rating

3.0

Category Ratings

3.0

Salary

3.0

Skill development

4.0

Job security

3.0

Promotions

4.0

Work satisfaction

3.0

Company culture

3.0

Work-life balance

posted on 17 Feb 2025

Likes

Job security - Good
Work satisfaction - Good

Overall Rating

Credit Officer in Chennai

Operations Department

2.0

Overall Rating

2.0

Category Ratings

2.0

Salary

2.0

Skill development

2.0

Job security

2.0

Promotions

2.0

Work satisfaction

2.0

Company culture

2.0

Work-life balance

posted on 27 Apr 2022

Likes

Free food

Dislikes

Training not provide

Salary - Poor
Skill development - Poor
Job security - Poor
Promotions - Poor
Work satisfaction - Poor
Company culture - Poor
Work-life balance - Poor

Work Details

Team was not helpful

Work days: Monday to Saturday (Flexible Timings)

Work related travel: This is a desk job.

Credit Officer in Chennai

Finance Department

2.0

Overall Rating

2.0

Category Ratings

2.0

Salary

2.0

Skill development

2.0

Job security

2.0

Promotions

2.0

Work satisfaction

2.0

Company culture

2.0

Work-life balance

posted on 28 Apr 2022

Likes

No increments and no benefits

Dislikes

Na

Salary - Poor
Skill development - Poor
Job security - Poor
Promotions - Poor
Work satisfaction - Poor
Company culture - Poor
Work-life balance - Poor

Work Details

West my carrier

Work timings: Strict Timings

Work related travel: This is a desk job.

What people are saying about Equitas Small Finance Bank

View All

Need serious advice

I received an offer from an HR Resourcing Organization to work on a contract basis with a MNC. They assured me that if I perform well, I could become a full-time employee there. However, I'm a bit worried because they won't be deducting PF during the contract period. Is it a good idea to accept this contract position, or could it pose risks for my future

Got a question about Equitas Small Finance Bank?

Ask anonymously on communities.

More about working at Equitas Small Finance Bank

#2 Best Large Banking Company - 2022

#1 Best Mid-Sized Banking Company - 2021

HQ - Chennai, Tamil Nadu, Array
Banking
10k-50k Employees (India)
Financial Services

Tell us how to improve this page.

Equitas Small Finance Bank Credit Officer Reviews by Locations

Equitas Small Finance Bank Credit Officer Bangalore / Bengaluru Reviews
Equitas Small Finance Bank Credit Officer Coimbatore Reviews
Equitas Small Finance Bank Credit Officer Hyderabad / Secunderabad Reviews
Equitas Small Finance Bank Credit Officer Ahmedabad Reviews
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Equitas Small Finance Bank Chennai Reviews by Designations

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By reading the reviews on this page, you agree that they are (often anonymous) personal opinions and views of reviewers/users of AmbitionBox, which may be biased, and for this, AmbitionBox has no liability. If you believe that a review is inappropriate, please click on "Report" (shown as a flag) present below each review and our moderation team will look into it as soon as possible.

AmbitionBox has 18 Equitas Small Finance Bank reviews submitted by Equitas Small Finance Bank employees. Read reviews on salaries, working hours, work culture, office environment, and more to know if Equitas Small Finance Bank is the right compa...ny for you. 57% of employees reported the working days at Equitas Small Finance Bank as Monday to Saturday. 56% employees reported the work timings at Equitas Small Finance Bank as Strict timing. Read more

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Equitas Small Finance Bank Credit Officer Chennai Reviews

Join Equitas Small Finance Bank #BeyondBanking

Equitas Small Finance Bank Credit Officer Salaries in Chennai

based on 113 salaries

₹1.6 L/yr - ₹4.4 L/yr

21% less than the average Credit Officer Salary in India

View more details

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