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Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

Top Rated Large Company - 2024

Top Rated Company for Women - 2024

Top Rated Financial Services Company - 2024

About
Reviews
3.1k
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21.1k
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American Express Senior Credit Analyst Reviews

Updated 3 Mar, 2025

Overall Rating

4.0/5

based on 16 reviews

Rating distribution

5

9 (56.3%)

4

2 (12.5%)

3

4 (25.0%)

2

1 (6.3%)

1

0 (0%)

Category Ratings

4.0

Company culture

3.8

Job security

3.7

Work-life balance

3.6

Salary

3.3

Promotions

3.2

Skill development

3.2

Work satisfaction

What employees say about American Express?

Insights from employee reviews on AmbitionBox

Workplace insights

Monday to Friday

60% employees reported

Flexible timing

25% employees reported

No travel

89% employees reported

View more detailed insights

Gender based rating

4.1

Rated by Women

6 reviews

4.2

Rated by Men

9 reviews

American Express is rated 4.0 out of 5 stars on AmbitionBox, based on 16 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with ... Read more

American Express is rated 4.0 out of 5 stars on AmbitionBox, based on 16 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.

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We strive to keep our reviews 100% genuine. Employers cannot manipulate reviews.

16 reviews found

Sort by: Popular

Senior Credit Analyst in Gurgaon / Gurugram

Full Time

·

Security / Fraud Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

2.0

Skill development

5.0

Job security

5.0

Promotions

3.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 26 Nov 2024

Likes

Amex is everything one could ever ask for.

Salary - Excellent
Job security - Excellent
Promotions - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Amex doens't invest in cross functional training of people. Especially the people from operations are confined to a fixed repetitive job.

Skill development - Poor

Work Details

Work policy: 3 days/week from office

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

Senior Credit Analyst in New Delhi

Full Time

·

Voice / Blended Department

3.0

Overall Rating

3.0

Category Ratings

3.0

Salary

2.0

Skill development

2.0

Job security

2.0

Promotions

2.0

Work satisfaction

2.0

Company culture

3.0

Work-life balance

posted on 03 Mar 2025

Likes

At this point, nothing

Dislikes

Work culture, job insecurity and highly underpaid

Skill development - Poor
Job security - Poor
Promotions - Poor
Work satisfaction - Poor
Company culture - Poor

What people are saying about American Express

View All

a senior software engineer

Interview and Hiring Process

Hi folks, Can someone let me know about the hiring process of AmEx? Like, how much time does it take after the last interview to get a response from HR? Also, do they inform if we haven’t cleared the interview or is it obvious? I have been contactin... read more

Got a question about American Express?

Ask anonymously on communities.

Senior Credit Analyst in Gurgaon / Gurugram

Full Time

·

Operations Department

2.0

Overall Rating

2.0

Category Ratings

2.0

Salary

2.0

Skill development

3.0

Job security

2.0

Promotions

2.0

Work satisfaction

2.0

Company culture

3.0

Work-life balance

posted on 15 Oct 2024

Likes

Nothing

Dislikes

Bunch of Robots work together doing the same shit Everyday, no new learnings at all. Over hyped company.

Salary - Poor
Skill development - Poor
Promotions - Poor
Work satisfaction - Poor
Company culture - Poor

Work Details

Work policy: 2 days/week from office

Work days: Rotational Shift (Strict Timings)

Work related travel: This is a desk job.

Senior Credit Analyst in Gurgaon / Gurugram

Full Time

·

Finance Department

4.0

Overall Rating

4.0

Category Ratings

3.0

Salary

5.0

Skill development

5.0

Job security

3.0

Promotions

4.0

Work satisfaction

5.0

Company culture

4.0

Work-life balance

posted on 17 Sep 2024

Likes

Good culture and job security

Skill development - Excellent
Job security - Excellent
Work satisfaction - Good
Company culture - Excellent
Work-life balance - Good

Dislikes

Slow growth and comparatively low salary.

Senior Credit Analyst in Gurgaon / Gurugram

Full Time

·

Operations Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 22 Jul 2024

Likes

Everything is good there..

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Nothing that you can complain about.

Work Details

Work policy: 3 days/week from office

Work timings: Flexible Timings

Work related travel: This job involves Travel Within City.

Read American Express Senior Credit Analyst Reviews based on locations

4.4

Gurgaon / Gurugram

(13)

Senior Credit Analyst in New Delhi

Full Time

·

Voice / Blended Department

3.0

Overall Rating

3.0

Category Ratings

2.0

Salary

2.0

Skill development

1.0

Job security

2.0

Promotions

2.0

Work satisfaction

4.0

Company culture

2.0

Work-life balance

posted on 17 Oct 2023

Likes

Its great to work here and it’s such a wonderful company to work for

Company culture - Good

Dislikes

If you wish to work here then ready to listen to the management and put your points aside. Although people in senior management are really supportive

Salary - Poor
Skill development - Poor
Job security - Bad
Promotions - Poor
Work satisfaction - Poor
Work-life balance - Poor

Work Details

Work days: Rotational Shift (Strict Timings)

Work related travel: This is a desk job.

Senior Credit Analyst in Gurgaon / Gurugram

Full Time

·

Tourism Services Department

3.0

Overall Rating

3.0

Category Ratings

1.0

Salary

1.0

Skill development

4.0

Job security

1.0

Promotions

2.0

Work satisfaction

2.0

Company culture

1.0

Work-life balance

posted on 29 Jun 2022

Likes

Job security, respectful treatment, some good company policies,

Job security - Good

Dislikes

Not monetary growth and poor work life balance, not much learning and career growth, micromanagement

Salary - Bad
Skill development - Bad
Promotions - Bad
Work satisfaction - Poor
Company culture - Poor
Work-life balance - Bad

Work Details

Poor

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

You are reading trusted reviews. Keep reading to find out more about American Express.

Senior Credit Analyst in Gurgaon / Gurugram

Full Time

·

Lending Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 25 Apr 2022

Likes

I love to work with American Express. It has been a completely amazing experience

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Everything is good only issue is we do not receive for IJPs

Work Details

I have a balanced life with American express

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

Discover interview dos and don'ts from real experiences

Senior Credit Analyst in Gurgaon / Gurugram

Full Time

·

Finance Department

5.0

posted on 02 Feb 2024

Overall Rating

Excellent

Senior Credit Analyst in Gurgaon / Gurugram

Full Time

·

Voice / Blended Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 08 May 2023

Likes

Everything, the work culture, work life balance, management

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Nothing

Work Details

Work policy: 2 days/week from office

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

Senior Credit Analyst in Gurgaon / Gurugram

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 14 Jun 2021

Likes

Good work environment and culture. Teammates are supportive and the management is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Work Details

Perfect in all senses..

Work timings: Flexible Timings

Work related travel: This is a desk job.

Senior Credit Analyst in Gurgaon / Gurugram

Full Time

·

Life Insurance Department

3.0

Overall Rating

3.0

Category Ratings

4.0

Salary

2.0

Skill development

3.0

Job security

1.0

Promotions

1.0

Work satisfaction

4.0

Company culture

1.0

Work-life balance

posted on 03 May 2021

Likes

Na

Salary - Good
Company culture - Good

Dislikes

Na

Skill development - Poor
Promotions - Bad
Work satisfaction - Bad
Work-life balance - Bad

Work Details

Na

Work days: Rotational Shift (Strict Timings)

Senior Credit Analyst

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 24 May 2018

Likes

Supportive leaders, growth

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Not a single thing

Work Details

Trainings and fun at work

Work days: Rotational Shift (Flexible Timings)

Senior Credit Analyst in Gurgaon / Gurugram

Lending Department

4.0

Overall Rating

4.0

Category Ratings

4.0

Salary

4.0

Skill development

3.0

Job security

3.0

Promotions

3.0

Work satisfaction

4.0

Company culture

4.0

Work-life balance

posted on 27 Mar 2018

Likes

No job security...

Salary - Good
Skill development - Good
Company culture - Good
Work-life balance - Good

Dislikes

No job security ...

Work Details

Work days: Monday to Friday (Strict Timings)

Senior Credit Analyst in Gurgaon / Gurugram

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

4.0

Job security

5.0

Promotions

4.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 29 Apr 2019

Likes

Safe and comfortable environment.

Salary - Excellent
Skill development - Excellent
Job security - Good
Promotions - Excellent
Work satisfaction - Good
Company culture - Excellent
Work-life balance - Excellent

Dislikes

nothing really.

Senior Credit Analyst in Gurgaon / Gurugram

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 20 Feb 2018

Likes

It was an amazing experience while working with AMEX. Environment is very friendly. Everyone is very supporting.

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Nothing. There is nothing to hate in AMEX.

Work Details

Credit bureau unit , it was voice process and it was an amazing exper to work in. Speaking to card members about credit scores and helping them.

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

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More about working at American Express

#4 Best Large Company - 2022

#1 Best Large Financial Services Company - 2022

#18 Best Large Company - 2021

HQ - New York City,New York, United States
Financial Services
10k-50k Employees (India)
Retail

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By reading the reviews on this page, you agree that they are (often anonymous) personal opinions and views of reviewers/users of AmbitionBox, which may be biased, and for this, AmbitionBox has no liability. If you believe that a review is inappropriate, please click on "Report" (shown as a flag) present below each review and our moderation team will look into it as soon as possible.

AmbitionBox has 16 American Express reviews submitted by American Express employees. Read reviews on salaries, working hours, work culture, office environment, and more to know if American Express is the right company for you. 60% of e...mployees reported the working days at American Express as Monday to Friday. 75% employees reported the work timings at American Express as Strict timing. Read more

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American Express Senior Credit Analyst Reviews

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American Express Senior Credit Analyst Salary

based on 62 salaries

₹4 L/yr - ₹14.3 L/yr

33% less than the average Senior Credit Analyst Salary in India

View more details

Employee Benefits for American Express Senior Credit Analyst

Office cab/shuttle

1 total response

Child care facility

1 total response

Health insurance

1 total response

Office gym

1 total response

+3 more benefits

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