Yes Bank Interview Questions, Process, and Tips

English aptitude test, quantitative aptitude test, reasoning test & banking awareness

Q1. Tell me about yourself
Ans. 
I am an experienced professional with strong leadership skills and a proven track record in managing teams and driving results.
• Over 5 years of experience in management roles

• Successfully led a team of 20 employees to achieve a 20% increase in sales

• Proficient in strategic planning and problem-solving

• Strong communication and interpersonal skills

• Passionate about developing and mentoring team members
Answered by AI
Add your answer
Q2. Why you want to join yes bank
Ans. 
I want to join Yes Bank because of its strong reputation, growth opportunities, and commitment to customer service.
• Yes Bank has a strong reputation in the banking industry, known for its innovative products and services.

• I am impressed by the bank's commitment to customer service and its focus on building long-term relationships with clients.

• Yes Bank offers excellent growth opportunities, allowing me to enhance my skill...read more
Answered by AI
Add your answer
Q3. Tell me about your family
Ans. 
I come from a close-knit family with diverse backgrounds and strong values.
• My parents have been happily married for over 30 years.

• I have two siblings, an older sister and a younger brother.

• We often gather for family dinners and celebrate special occasions together.

• My family has always encouraged and supported my career aspirations.

• We enjoy traveling together and exploring new places.
Answered by AI
Add your answer
Q4. What are your hobbies & each question from your hobbies
Add your answer
Q5. Golden rule of accounting
Ans. 
The golden rule of accounting is to maintain a balance between debit and credit.
• Every transaction should have equal debit and credit amounts.

• Debit represents assets and expenses while credit represents liabilities and income.

• The rule ensures accuracy and integrity of financial statements.

• Example: If a company purchases inventory for $1000, the entry would be debit inventory account for $1000 and credit cash account for...read more
Answered by AI
View 3 more answers

Q1. How you pitch a loan to the customer
Ans. 
To pitch a loan to a customer, highlight the benefits and explain the terms clearly.
• Understand the customer's financial needs and goals

• Explain the benefits of the loan, such as low interest rates or flexible repayment options

• Be transparent about the terms and conditions, including any fees or penalties

• Address any concerns or objections the customer may have

• Provide personalized recommendations based on the customer's fi...read more
Answered by AI
Add your answer
Q2. Why do you want to come to the retail sector
Ans. 
I am interested in the retail sector because of its dynamic and customer-focused nature.
• I enjoy working with people and providing excellent customer service.

• I am attracted to the fast-paced and ever-changing environment of retail.

• I believe my skills in leadership and problem-solving can be effectively utilized in the retail sector.

• I have a passion for understanding consumer behavior and market trends.

• I am excited about...read more
Answered by AI
Add your answer
Q3. Are you comfortable with the corporate customer or the retail customer
Ans. 
I am comfortable with both corporate and retail customers.
• I have experience in dealing with both types of customers.

• I understand the different needs and expectations of each type of customer.

• I am able to adapt my communication style to suit the customer's needs.

• For example, with corporate customers, I am able to use more formal language and focus on the business aspect of the conversation, while with retail customers, ...read more
Answered by AI
Add your answer
Q4. What is the full form of EMI & its formula
Ans. 
EMI stands for Equated Monthly Installment. It is a fixed payment amount made by a borrower to a lender at a specified date each calendar month.
• EMI is used to pay off both the principal and interest amount of a loan.

• The formula for EMI calculation is: EMI = [P x R x (1+R)^N]/[(1+R)^N-1]

• Where P is the principal amount, R is the rate of interest per month, and N is the number of monthly installments.

• For example, if you t...read more
Answered by AI
View 1 more answer
Q5. Will you be able to do sales when we sent you to the field
Ans. 
Yes, I have experience in sales and am confident in my ability to perform well in the field.
• I have previous experience in sales and have consistently met or exceeded sales targets.

• I am comfortable with approaching potential customers and presenting products or services.

• I am skilled in building relationships with clients and identifying their needs to offer appropriate solutions.

• I am confident in my ability to adapt to ...read more
Answered by AI
Add your answer

Q1. Tell me about yourself? Portfolio Size Existing customer details
Add your answer
Q2. Portfolio Size just like FD CASA INVESTMENT
Add your answer

Q1. Operations Round - One on One by EVP
Add your answer
Q2. What activities do you perform at present job? How do you manage the vendor currently? What KPI's do you manage? How do you manage Vendor Governance activities? How are you managing NPS?
Add your answer

Q1. Operations Round - One on One by Cards Service Head
Add your answer

Q1. Telephonic Round - Salary Discussion
Add your answer

Q1. About the roles and responsibilities in previous organization
Add your answer
Q2. About my overall experience
Add your answer