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Relationship Manager
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Yes Bank Relationship Manager Interview Questions and Answers

Updated 7 Feb 2025

Q1. How much customers can you bring from previous organisation

Ans.

I can bring a significant number of customers from my previous organisation.

  • I have a strong network of contacts and relationships with customers from my previous organisation.

  • I can leverage my reputation and track record to attract customers to the new organisation.

  • I can provide references and testimonials from satisfied customers to build trust and credibility.

  • I can use social media and other channels to reach out to my network and promote the new organisation.

  • I can offer in...read more

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Q2. How much new Account can you source every month on month

Ans.

I can source an average of 10-15 new accounts every month.

  • I have a strong network and can leverage my connections to bring in new business.

  • I am skilled in identifying potential clients and pitching our services to them.

  • I regularly attend networking events and conferences to expand my reach.

  • I am comfortable with cold-calling and reaching out to prospects via email or social media.

  • I track my progress and adjust my strategies as needed to meet or exceed my targets.

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Q3. What are the investment products available

Ans.

We offer a range of investment products to suit different needs and risk appetites.

  • Mutual funds

  • Stocks

  • Bonds

  • Exchange-traded funds (ETFs)

  • Certificates of deposit (CDs)

  • Annuities

  • Real estate investment trusts (REITs)

  • Options and futures

  • Structured products

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Q4. When do we use irr and when do we use cagr Why does inflation happen

Ans.

IRR is used to calculate the rate of return on an investment, while CAGR is used to measure the growth rate of an investment over a period of time.

  • IRR is used when we want to calculate the rate of return on an investment based on the cash flows it generates.

  • CAGR is used when we want to measure the growth rate of an investment over a period of time, taking into account the effect of compounding.

  • IRR is useful for comparing different investment opportunities, while CAGR is usefu...read more

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Q5. What is PMS

Ans.

PMS stands for Premenstrual Syndrome, a group of physical and emotional symptoms that occur before a woman's menstrual cycle.

  • PMS can include symptoms such as bloating, cramps, mood swings, and fatigue.

  • It is estimated that 75% of women experience some form of PMS during their reproductive years.

  • Treatment options for PMS include lifestyle changes, medication, and therapy.

  • Keeping track of symptoms with a menstrual cycle calendar can help with diagnosis and treatment.

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Q6. What is buyer's credit

Ans.

Buyer's credit is a loan facility extended to an importer by a bank or financial institution in the exporting country.

  • It is used to finance the purchase of goods and services from overseas suppliers.

  • The loan is provided in the currency of the exporting country.

  • The importer has to repay the loan with interest within a specified period of time.

  • Buyer's credit helps in reducing the cost of borrowing for the importer.

  • It is a popular financing option for importers in developing cou...read more

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Q7. How do you approach sales?

Ans.

I approach sales by building relationships, understanding client needs, and providing tailored solutions.

  • I prioritize building strong relationships with clients to gain trust and loyalty.

  • I focus on understanding the unique needs and challenges of each client to offer personalized solutions.

  • I am proactive in following up with clients and providing ongoing support to ensure satisfaction and retention.

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Q8. What is tha qualification

Ans.

A qualification for a Relationship Manager typically includes a bachelor's degree in business, finance, or a related field, along with relevant work experience.

  • Bachelor's degree in business, finance, or related field

  • Relevant work experience in customer service, sales, or finance

  • Strong communication and interpersonal skills

  • Knowledge of financial products and services

  • Certifications such as Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA) may be beneficial

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Interview Process at Yes Bank Relationship Manager

based on 24 interviews
2 Interview rounds
Resume Shortlist Round
HR Round
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