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Xpheno Credit Processing Associate Interview Questions and Answers

Updated 24 May 2023

Xpheno Credit Processing Associate Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Not Selected

I applied via Recruitment Consulltant and was interviewed in Apr 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. What's your strength
  • Ans. 

    My strength is my ability to multitask and prioritize tasks efficiently.

    • I am able to handle multiple tasks simultaneously without compromising on quality.

    • I have excellent time management skills and can prioritize tasks based on their urgency and importance.

    • I am able to remain calm and focused under pressure, which helps me to complete tasks efficiently.

    • For example, in my previous job, I was responsible for processing c...

  • Answered by AI
  • Q2. What's your technical skills
  • Ans. 

    I have strong technical skills in various software and tools.

    • Proficient in Microsoft Office Suite (Excel, Word, PowerPoint)

    • Experience with credit processing software such as Fiserv and FIS

    • Knowledge of data analysis and reporting tools like Tableau and Power BI

    • Familiarity with programming languages such as Python and SQL

    • Ability to troubleshoot technical issues and provide solutions

  • Answered by AI
  • Q3. What's do you work
  • Ans. My work also login and disbursement process
  • Answered Anonymously
  • Q4. Why you have relieving job
  • Ans. 

    I do not have a relieving job.

    • Answered by AI
    • Q5. What's previous experience
    • Ans. 

      I have 2 years of experience in credit processing and underwriting at XYZ Bank.

      • Worked on credit applications and ensured compliance with regulations

      • Analyzed financial statements and credit reports to determine creditworthiness

      • Communicated with clients and provided recommendations for credit decisions

      • Managed a portfolio of clients and monitored their credit performance

      • Collaborated with other departments to resolve issue

    • Answered by AI

    Interview questions from similar companies

    I applied via Facebook and was interviewed in Sep 2021. There were 3 interview rounds.

    Round 1 - Resume Shortlist 
    Pro Tip by AmbitionBox:
    Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
    View all tips
    Round 2 - Group Discussion 
    Pro Tip by AmbitionBox:
    Be a good listener. GDs are not just about speaking. Your listening skills will give you a lot of points to counter and speak when your turn comes.
    View all tips
    Round 3 - HR 

    (1 Question)

    • Q1. Tell me about yourself.

    Interview Preparation Tips

    Interview preparation tips for other job seekers - It's a best recruiting company.
    Round 1 - Resume Shortlist 
    Pro Tip by AmbitionBox:
    Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
    View all tips
    Round 2 - One-on-one 

    (1 Question)

    • Q1. Tell me about yourself, Tell me about your goals, some decision making questions. More questions on College project.

    Interview Preparation Tips

    Interview preparation tips for other job seekers - It was very good experience and nice to begin with
    Interview experience
    5
    Excellent
    Difficulty level
    -
    Process Duration
    -
    Result
    -
    Round 1 - Resume Shortlist 
    Pro Tip by AmbitionBox:
    Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
    View all tips
    Round 2 - HR 

    (1 Question)

    • Q1. Tell me something about yourself ?
    Round 3 - One-on-one 

    (1 Question)

    • Q1. Networking related questions..?

    Interview Preparation Tips

    Interview preparation tips for other job seekers - Prepare basic networking questions. and answers, all the basic networking definition you need to prepare
    Interview experience
    4
    Good
    Difficulty level
    Moderate
    Process Duration
    Less than 2 weeks
    Result
    Selected Selected

    I applied via Referral and was interviewed before Nov 2022. There were 4 interview rounds.

    Round 1 - Resume Shortlist 
    Pro Tip by AmbitionBox:
    Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
    View all tips
    Round 2 - One-on-one 

    (2 Questions)

    • Q1. Self introduction
    • Q2. What do you know about the process
    • Ans. 

      The talent acquisition process involves sourcing, screening, interviewing, and selecting candidates for job positions.

      • Sourcing: Identifying and attracting potential candidates through various channels such as job boards, social media, and referrals.

      • Screening: Reviewing resumes and applications to assess candidates' qualifications and fit for the role.

      • Interviewing: Conducting interviews to evaluate candidates' skills, e...

    • Answered by AI
    Round 3 - Group Discussion 

    Advantages and disadvantage of a topic

    Round 4 - Aptitude Test 

    IQ checking interview

    Interview experience
    4
    Good
    Difficulty level
    Easy
    Process Duration
    Less than 2 weeks
    Result
    Selected Selected

    I applied via Campus Placement and was interviewed in Mar 2023. There were 3 interview rounds.

    Round 1 - Aptitude Test 

    It was a campus placement aptitude test and They asked General reasoning questions and Grammar based questions

    Round 2 - One-on-one 

    (2 Questions)

    • Q1. One of the Senior talent acquisition specialist took My 2nd round interview One on one .. he explained More about the company and how it works
    • Q2. What is Your Favourite Subject ?
    • Ans. 

      My favorite subject is psychology.

      • I find the study of human behavior and the mind fascinating.

      • I enjoy learning about different theories and concepts in psychology.

      • I appreciate how psychology can be applied to various aspects of life, such as understanding relationships and improving mental well-being.

      • One of my favorite topics in psychology is cognitive psychology, which explores how we think, perceive, and process info...

    • Answered by AI
    Round 3 - One-on-one 

    (3 Questions)

    • Q1. Last round was held by Manager and That was by last round before i got offered this job
    • Q2. What do u know about HR
    • Ans. 

      HR, or Human Resources, is a field that focuses on managing and developing an organization's workforce.

      • HR involves various functions such as recruitment, training, performance management, and employee relations.

      • It plays a crucial role in ensuring compliance with labor laws and regulations.

      • HR professionals handle employee benefits, compensation, and payroll administration.

      • They are responsible for fostering a positive wo...

    • Answered by AI
    • Q3. What are the Roles of an HR?
    • Ans. 

      The roles of an HR include recruitment, employee relations, training and development, compensation and benefits, and HR administration.

      • Recruitment: HR is responsible for attracting and hiring qualified candidates for open positions.

      • Employee relations: HR handles employee grievances, conflicts, and ensures a positive work environment.

      • Training and development: HR organizes training programs to enhance employee skills and...

    • Answered by AI

    Interview Preparation Tips

    Interview preparation tips for other job seekers - Be Honest and Tell them About what u know in recruitment field
    Interview experience
    3
    Average
    Difficulty level
    Moderate
    Process Duration
    Less than 2 weeks
    Result
    Selected Selected

    I applied via Walk-in and was interviewed before Jun 2022. There were 3 interview rounds.

    Round 1 - Resume Shortlist 
    Pro Tip by AmbitionBox:
    Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
    View all tips
    Round 2 - Coding Test 

    Write a program how to sort

    Round 3 - Technical 

    (1 Question)

    • Q1. Questions regarding your tech

    Interview Preparation Tips

    Interview preparation tips for other job seekers - Basics need to be referred
    Interview experience
    4
    Good
    Difficulty level
    Moderate
    Process Duration
    Less than 2 weeks
    Result
    Selected Selected

    I applied via Referral and was interviewed before May 2022. There were 2 interview rounds.

    Round 1 - Resume Shortlist 
    Pro Tip by AmbitionBox:
    Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
    View all tips
    Round 2 - Technical 

    (3 Questions)

    • Q1. Tell me more about your last task that you worked on.
    • Ans. 

      Developed a web application for managing customer orders and inventory.

      • Used JavaScript, HTML, and CSS to build the front-end interface.

      • Implemented a RESTful API using Node.js and Express.js for the back-end functionality.

      • Utilized a PostgreSQL database to store and retrieve data.

      • Implemented authentication and authorization features for secure access.

      • Performed unit testing and debugging to ensure the application's functi...

    • Answered by AI
    • Q2. Design a System from High level and low level
    • Ans. 

      Designing a system involves creating a high-level architecture and breaking it down into low-level components.

      • Start by identifying the problem the system needs to solve

      • Create a high-level architecture that outlines the major components and their interactions

      • Break down each component into smaller, more manageable pieces

      • Design each low-level component with a specific function in mind

      • Ensure that all components work togeth...

    • Answered by AI
    • Q3. Some direct Questions from SQL

    Interview Preparation Tips

    Interview preparation tips for other job seekers - Prepare yourself everyday, not for interview, for being better Engineer

    Skills evaluated in this interview

    Interview experience
    4
    Good
    Difficulty level
    Moderate
    Process Duration
    Less than 2 weeks
    Result
    No response

    I applied via Naukri.com and was interviewed in Mar 2024. There was 1 interview round.

    Round 1 - Technical 

    (2 Questions)

    • Q1. Moving average in pandas
    • Ans. 

      Moving average in pandas is a statistical calculation that smooths out fluctuations in data by averaging values over a specified time period.

      • Use the 'rolling' function in pandas to calculate moving averages

      • Specify the window size for the moving average calculation

      • Example: df['moving_avg'] = df['column'].rolling(window=3).mean()

    • Answered by AI
    • Q2. About Imputations

    Skills evaluated in this interview

    Round 1 - Resume Shortlist 
    Pro Tip by AmbitionBox:
    Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
    View all tips
    Round 2 - One-on-one 

    (2 Questions)

    • Q1. What was your Targets, past experience,
    • Q2. What are the Latest trends
    • Ans. 

      The latest trends include AI, remote work, sustainability, and digital transformation.

      • Artificial Intelligence (AI) is being integrated into various industries and processes to improve efficiency and accuracy.

      • Remote work is becoming more popular due to advancements in technology and the COVID-19 pandemic.

      • Sustainability is a growing concern for businesses and individuals, leading to a shift towards eco-friendly practices...

    • Answered by AI

    Interview Preparation Tips

    Interview preparation tips for other job seekers - Be uptodate with current best practices, newest recruitment devices

    Xpheno Interview FAQs

    How many rounds are there in Xpheno Credit Processing Associate interview?
    Xpheno interview process usually has 2 rounds. The most common rounds in the Xpheno interview process are Resume Shortlist and HR.

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    Xpheno Credit Processing Associate Interview Process

    based on 1 interview

    Interview experience

    5
      
    Excellent
    View more

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    Xpheno Credit Processing Associate Salary
    based on 6 salaries
    ₹3.4 L/yr - ₹3.5 L/yr
    28% more than the average Credit Processing Associate Salary in India
    View more details

    Xpheno Credit Processing Associate Reviews and Ratings

    based on 1 review

    5.0/5

    Rating in categories

    3.0

    Skill development

    5.0

    Work-life balance

    2.0

    Salary

    3.0

    Job security

    5.0

    Company culture

    2.0

    Promotions

    5.0

    Work satisfaction

    Explore 1 Review and Rating
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