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Union Bank of India Interview Questions, Process, and Tips for Experienced
Top Union Bank of India Interview Questions and Answers for Experienced
- Q1. What are different rates in bank like Repo rate, reverse Repo, CRRasked in Assistant Manager interview
- Q2. What is banking sectorasked in Credit Card Executive interview
- Q3. How many login monthly & your Tikit sizeasked in Relationship Executive interview
Union Bank of India Interview Experiences for Experienced
14 interviews found
Lakshmi Vyshnavi
I applied via Campus Placement
(2 Questions)
- Q1. Tell me about yourself
- Q2. How do you want to see yourself
Interview Preparation Tips
DPT.Manager Interview Questions asked at other Companies
Anonymous
Selected
I applied via Recruitment Consulltant and was interviewed in Jan 2024. There was 1 interview round.
(5 Questions)
- Q1. My details and experience
- Q2. How many experience
- Q3. Salary details adding
- Q4. Salary by hand 23k
- Q5. Prajent work union Bank of India service Ltd
Interview Preparation Tips
Selected
I applied via Referral and was interviewed in Sep 2023. There were 5 interview rounds.
Self intrusion, About study
Credit card features and benefits
(1 Question)
- Q1. What is banking sector
- Ans.
Banking sector refers to the industry that provides financial services such as accepting deposits, lending money, and facilitating transactions.
Banks are financial institutions that offer services such as savings accounts, loans, and credit cards.
The banking sector plays a crucial role in the economy by providing liquidity and financial stability.
Examples of banking institutions include commercial banks, investment ban
(6 Questions)
- Q1. How to convince New customer
- Ans.
Convince new customers by highlighting benefits, offering incentives, providing excellent customer service, and building trust.
Highlight the benefits of the credit card such as rewards, cashback, and travel perks.
Offer incentives like sign-up bonuses, 0% APR introductory rates, and waived annual fees.
Provide excellent customer service by being responsive, helpful, and transparent.
Build trust by showcasing positive cust...
- Q2. What about card features
- Ans.
Card features are essential for attracting customers and providing value.
Card features should align with customer needs and preferences
Competitive rewards programs can attract and retain customers
Security features like fraud protection and alerts are crucial for customer trust
Concierge services and travel benefits can differentiate a card in a crowded market
- Q3. What is card protection plan
- Ans.
A card protection plan is a service offered by credit card companies to protect cardholders from unauthorized transactions, fraud, and theft.
Provides coverage for unauthorized transactions on the card
Offers protection against fraud and theft
May include services such as card replacement and emergency cash advance
Typically involves a monthly or annual fee for enrollment
- Q4. Before experience in credit card job role
- Q5. Are you interested in banking sector
- Q6. Why are you select this job
Selling and calling to talk customer
Interview Preparation Tips
- Current affairs
- Banking
- Computer Operating
Credit Card Executive Interview Questions asked at other Companies
Selected
I applied via Google and was interviewed in Jul 2023. There were 2 interview rounds.
(4 Questions)
- Q1. One by one processor new employee
- Q2. Yourself introduction
- Q3. C2C salary clarification
- Q4. How to salary expectation
Interview Preparation Tips
Financial Analyst Interview Questions asked at other Companies
Union Bank of India interview questions for popular designations
DineshManikanta Budida
(1 Question)
- Q1. Technical questions related to security
Senior Software Engineer Interview Questions asked at other Companies
Selected
I applied via Walk-in and was interviewed in Nov 2023. There were 2 interview rounds.
(2 Questions)
- Q1. How many login monthly & your Tikit size
- Ans.
I have an average of 500 logins monthly and my Tikit size is medium.
Average of 500 logins monthly
Tikit size is medium
- Q2. Samthing 15/18 5 cr
Interview Preparation Tips
Relationship Executive Interview Questions asked at other Companies
I applied via Job Fair and was interviewed in Mar 2023. There were 3 interview rounds.
Credit card related questions
(3 Questions)
- Q1. What about credit card?
- Ans.
Credit cards are financial tools that allow consumers to make purchases on credit, with the promise to repay the borrowed amount at a later date.
Credit cards offer convenience and flexibility in making purchases.
They often come with rewards programs, cashback offers, and other benefits.
Credit cards can help build credit history and improve credit scores.
However, misuse of credit cards can lead to debt accumulation and ...
- Q2. How to make credit card?
- Ans.
To make a credit card, you need to apply for one through a bank or financial institution.
Apply for a credit card through a bank or financial institution
Provide necessary personal and financial information
Wait for approval and receive the credit card in the mail
Activate the credit card by following the instructions provided
- Q3. I am answered Three types make credit cards 1 credit to credit 2 itr based 3 salary base Union bank credit card process Now available only itr based card Important papers 1 Aadhaar 2 PAN Card 3 in...
Interview Preparation Tips
Very hard and well interview questions
Relationship Executive Interview Questions asked at other Companies
Quantitative aptitude reasoning English skills
(1 Question)
- Q1. No interview for this role
Customer Service Associate Interview Questions asked at other Companies
SUMANTA SARKAR
Selected
I applied via LinkedIn and was interviewed before Jun 2023. There was 1 interview round.
(2 Questions)
- Q1. What is DSCR and ISCR
- Ans.
DSCR stands for Debt Service Coverage Ratio and ISCR stands for Interest Service Coverage Ratio.
DSCR measures a company's ability to pay its debt obligations with its operating income.
A DSCR of 1 means the company is just able to cover its debt payments, while a DSCR above 1 indicates the company has more income than debt obligations.
ISCR measures a company's ability to pay its interest expenses with its operating inco...
- Q2. LTV ratio in LAP
- Ans.
LTV ratio in LAP refers to the Loan to Value ratio in Loan Against Property.
LTV ratio is calculated by dividing the loan amount by the market value of the property.
It helps in determining the risk associated with the loan.
A lower LTV ratio indicates lower risk for the lender.
For example, if a property is valued at $500,000 and the loan amount is $300,000, the LTV ratio would be 60%.
Interview Preparation Tips
Skills evaluated in this interview
Credit Manager Interview Questions asked at other Companies
Selected
I applied via Referral and was interviewed in Feb 2023. There were 2 interview rounds.
(2 Questions)
- Q1. How much experience you have in housing finance
- Ans. I have four year experience in this field and good knowledge of housing loan market.
- Q2. Salary expectation and why you need to switched your job.
- Ans. Salary expectation ****** and want to switched for salary hike
Interview Preparation Tips
Relationship Officer Interview Questions asked at other Companies
Top trending discussions
Union Bank of India Interview FAQs
The duration of Union Bank of India interview process can vary, but typically it takes about less than 2 weeks to complete.
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Union Bank of India Interviews By Designations
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Interview Questions for Popular Designations
Union Bank of India Interview Process for Experienced
based on 10 interviews
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Union Bank of India Reviews and Ratings
based on 669 reviews
Rating in categories
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Senior Manager
253
salaries
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Assistant Manager
182
salaries
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Manager
180
salaries
| ₹0 L/yr - ₹0 L/yr |
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Chief Manager
154
salaries
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Branch Manager
99
salaries
| ₹0 L/yr - ₹0 L/yr |
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