Ujjivan Small Finance Bank
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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I applied via Referral and was interviewed in Apr 2024. There was 1 interview round.
I have over 5 years of experience working in the financial industry, specifically in gold loan processing and customer service.
Worked as a gold loan officer at XYZ Bank for 3 years
Managed a portfolio of over 500 gold loan accounts
Successfully increased gold loan disbursement by 20% through strategic marketing campaigns
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I will meet the target by identifying potential customers, building relationships, offering competitive loan terms, and providing excellent customer service.
Identify potential customers through market research and outreach
Build strong relationships with customers to understand their needs and gain their trust
Offer competitive loan terms to attract customers and meet sales targets
Provide excellent customer service to en
Gold loan is a type of secured loan where gold jewelry is used as collateral to borrow money from a lender.
Gold loan is a secured loan where the borrower pledges their gold jewelry as collateral.
The loan amount is determined based on the value of the gold provided as security.
Interest rates for gold loans are usually lower compared to unsecured loans.
If the borrower fails to repay the loan, the lender has the right to ...
I applied via Referral and was interviewed in Mar 2024. There was 1 interview round.
Gold loan and banking
To generate ntb customers, focus on targeted marketing, networking, referrals, and offering attractive loan terms.
Identify target market segments and tailor marketing strategies to attract them
Leverage networking events, partnerships, and collaborations to reach potential customers
Encourage existing customers to refer new customers through incentives or rewards
Offer competitive interest rates, flexible repayment option...
I applied via Naukri.com and was interviewed before Dec 2022. There was 1 interview round.
Gold loan queries can include interest rates, loan eligibility, repayment options, and documentation requirements.
Interest rates for gold loans
Eligibility criteria for gold loans
Repayment options for gold loans
Documentation required for gold loans
Monthly targets are set based on individual performance and business goals.
Monthly targets are typically based on factors such as loan volume, revenue generation, and customer acquisition.
Targets may vary depending on the specific branch or region.
Performance metrics are used to track progress towards meeting targets.
Examples of monthly targets could include achieving a certain number of loan disbursements, meeting rev
I applied via Referral
I applied via Naukri.com and was interviewed in Jul 2022. There were 3 interview rounds.
Case study is a research methodology, typically seen in social and life sciences. There is no one definition of case study research.1 However, very simply… ‘a case study can be defined as an intensive study about a person, a group of people or a unit, which is aimed to generalize over several units’.1 A case study has also been described as an intensive, systematic investigation of a single individual, group, community or some other unit in which the researcher examines in-depth data relating to several variables.2
An aptitude test is an exam used to determine an individual's skill or propensity to succeed in a given activity. Aptitude tests assume that individuals have inherent strengths and weaknesses and have a natural inclination toward success or failure in specific areas based on their innate characteristics.
based on 8 reviews
Rating in categories
Loan Officer
440
salaries
| ₹1.7 L/yr - ₹4.3 L/yr |
Customer Relationship Officer
389
salaries
| ₹1.2 L/yr - ₹4 L/yr |
Relationship Officer
388
salaries
| ₹1.6 L/yr - ₹4.2 L/yr |
Credit Officer
355
salaries
| ₹1.9 L/yr - ₹6 L/yr |
Cluster Manager
344
salaries
| ₹4.1 L/yr - ₹12 L/yr |
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