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Ujjivan Small Finance Bank

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4.1

based on 5.1k Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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Ujjivan Small Finance Bank Gold Loan Officer Interview Questions and Answers

Updated 14 Oct 2024

Ujjivan Small Finance Bank Gold Loan Officer Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Where is your experience
  • Ans. 

    I have over 5 years of experience working in the financial industry, specifically in gold loan processing and customer service.

    • Worked as a gold loan officer at XYZ Bank for 3 years

    • Managed a portfolio of over 500 gold loan accounts

    • Successfully increased gold loan disbursement by 20% through strategic marketing campaigns

  • Answered by AI
  • Q2. Tele me Self interview

Gold Loan Officer Jobs at Ujjivan Small Finance Bank

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Interview questions from similar companies

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. How will you meet the target?
  • Ans. 

    I will meet the target by identifying potential customers, building relationships, offering competitive loan terms, and providing excellent customer service.

    • Identify potential customers through market research and outreach

    • Build strong relationships with customers to understand their needs and gain their trust

    • Offer competitive loan terms to attract customers and meet sales targets

    • Provide excellent customer service to en

  • Answered by AI
  • Q2. What is gold loan?
  • Ans. 

    Gold loan is a type of secured loan where gold jewelry is used as collateral to borrow money from a lender.

    • Gold loan is a secured loan where the borrower pledges their gold jewelry as collateral.

    • The loan amount is determined based on the value of the gold provided as security.

    • Interest rates for gold loans are usually lower compared to unsecured loans.

    • If the borrower fails to repay the loan, the lender has the right to ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please know about the product prior to interview
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - Group Discussion 

Gold loan and banking

Interview Preparation Tips

Interview preparation tips for other job seekers - Information gold products and bank
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Tell about your experience
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Profile details
  • Ans. Now I am working with Axis Bank Ltd as a gold loan officer Assistant manager
  • Answered Anonymously
  • Q2. How to generate ntb customer
  • Ans. 

    To generate ntb customers, focus on targeted marketing, networking, referrals, and offering attractive loan terms.

    • Identify target market segments and tailor marketing strategies to attract them

    • Leverage networking events, partnerships, and collaborations to reach potential customers

    • Encourage existing customers to refer new customers through incentives or rewards

    • Offer competitive interest rates, flexible repayment option...

  • Answered by AI
  • Q3. For ntb customer i have done field activities with my team..
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Dec 2022. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Gold loan department
  • Q2. Any queries of gold loan
  • Ans. 

    Gold loan queries can include interest rates, loan eligibility, repayment options, and documentation requirements.

    • Interest rates for gold loans

    • Eligibility criteria for gold loans

    • Repayment options for gold loans

    • Documentation required for gold loans

  • Answered by AI
  • Q3. Any related questions about gold loan
  • Q4. Any queries please

Interview Preparation Tips

Topics to prepare for ICICI Bank Gold Loan Officer interview:
  • Gold Loan
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. Total Experience, Previous Leaning
  • Q2. What is our monthly targets
  • Ans. 

    Monthly targets are set based on individual performance and business goals.

    • Monthly targets are typically based on factors such as loan volume, revenue generation, and customer acquisition.

    • Targets may vary depending on the specific branch or region.

    • Performance metrics are used to track progress towards meeting targets.

    • Examples of monthly targets could include achieving a certain number of loan disbursements, meeting rev

  • Answered by AI
  • Q3. Next Achievement , Promotion
Round 2 - One-on-one 

(1 Question)

  • Q1. Only previous Experience discussed
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected

I applied via Referral

Round 1 - Behavioral 

(1 Question)

  • Q1. Tell me about yourself?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(3 Questions)

  • Q1. Tell me your self introduction
  • Q2. Asking question very easy to say
  • Q3. Well framing question pattern

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

I applied via Naukri.com and was interviewed in Jul 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Case Study 

Case study is a research methodology, typically seen in social and life sciences. There is no one definition of case study research.1 However, very simply… ‘a case study can be defined as an intensive study about a person, a group of people or a unit, which is aimed to generalize over several units’.1 A case study has also been described as an intensive, systematic investigation of a single individual, group, community or some other unit in which the researcher examines in-depth data relating to several variables.2

Round 3 - Aptitude Test 

An aptitude test is an exam used to determine an individual's skill or propensity to succeed in a given activity. Aptitude tests assume that individuals have inherent strengths and weaknesses and have a natural inclination toward success or failure in specific areas based on their innate characteristics.

Interview Preparation Tips

Interview preparation tips for other job seekers - Work hardly and every person have a 1 chance

Ujjivan Small Finance Bank Interview FAQs

How many rounds are there in Ujjivan Small Finance Bank Gold Loan Officer interview?
Ujjivan Small Finance Bank interview process usually has 1 rounds. The most common rounds in the Ujjivan Small Finance Bank interview process are One-on-one Round.
How to prepare for Ujjivan Small Finance Bank Gold Loan Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ujjivan Small Finance Bank. The most common topics and skills that interviewers at Ujjivan Small Finance Bank expect are Gold Loan, Customer Service, Banking Operations, Branch Management and Branch Operations.

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based on 1 Ujjivan Small Finance Bank interview
Referral
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Low Confidence means the data is based on a small number of responses received from the candidates.
Ujjivan Small Finance Bank Gold Loan Officer Salary
based on 25 salaries
₹2.2 L/yr - ₹4.5 L/yr
At par with the average Gold Loan Officer Salary in India
View more details

Ujjivan Small Finance Bank Gold Loan Officer Reviews and Ratings

based on 8 reviews

4.3/5

Rating in categories

3.5

Skill development

3.4

Work-Life balance

3.3

Salary & Benefits

3.3

Job Security

3.8

Company culture

3.3

Promotions/Appraisal

3.5

Work Satisfaction

Explore 8 Reviews and Ratings
Gold Loan Officer

Prayagraj / Allahabad,

Varanasi

+1

0-4 Yrs

Not Disclosed

Gold Loan Officer

Bhopal,

Gwalior

+1

0-4 Yrs

Not Disclosed

Gold Loan Officer

Chandigarh,

Delhi/Ncr

+1

0-4 Yrs

Not Disclosed

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