Standard Chartered Universal Banker Interview Questions and Answers

Bond is a type of debt security issued by companies or governments, while debenture is a type of bond that is not secured by collateral.

• Bonds are secured by collateral, while debentures are not.

• Bonds have a lower risk of default than debentures.

• Bonds have a fixed interest rate, while debentures may have a floating interest rate.

• Examples of bonds include government bonds and corporate bonds, while examples of debentures...read more

Managing risk and investment profile is crucial for a successful manager.

• Assessing risk tolerance of investors

• Diversifying investments to minimize risk

• Monitoring market trends and adjusting investments accordingly

• Creating a balanced portfolio

• Staying up-to-date with industry regulations and compliance

• Implementing risk management strategies

• Communicating investment strategies and risks to stakeholders

Audit procurement department by reviewing procurement policies, contracts, invoices, and supplier performance.

• Review procurement policies and procedures to ensure compliance with regulations and company standards

• Examine contracts to ensure they are legally binding and contain favorable terms for the company

• Analyze invoices to ensure accuracy and identify any discrepancies

• Evaluate supplier performance to ensure quality ...read more