Spandana Sphoorty Financial Interview Questions, Process, and Tips

Q1. Financial questions
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Q2. Disbursement type of question
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Q3. Customer problem handle
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Q4. Behaviour of all senior
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Q5. How to manage target
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Q1. What is Auditor policy and rules
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Q2. What is the important role in the company organisation
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There were multiple choice questions on the calculation.

They will give a topic and we should discuss as a group

Q1. What is Mutual fund
Ans. 
Mutual fund is a type of investment vehicle consisting of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments, and other assets.
• Mutual funds are managed by professional fund managers who allocate the fund's assets and attempt to produce capital gains or income for the fund's investors.

• Investors in a mutual fund own shares of the fund, ...read more
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Q2. What are different types of derivatives
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Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.
• Futures contracts - agreements to buy or sell an asset at a specific price on a future date

• Options - contracts that give the holder the right, but not the obligation, to buy or sell an asset at a specific price before a certain date

• Swaps - agreements between two parties to exchange cash flows or other financial inst...read more
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Q1. What is your name
Ans. 
My name is John Smith.
• Full name is John Smith

• Common name in English-speaking countries

• Easy to remember and pronounce
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Q2. What is your goal
Ans. 
My goal is to help individuals secure financial assistance through gold loans while providing excellent customer service.
• To assist customers in understanding the gold loan process

• To ensure customers receive the maximum loan amount based on their gold value

• To maintain a high level of customer satisfaction and retention

• To meet or exceed loan targets set by the company
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Q1. What is your father name
Ans. 
My father's name is John Smith.
• My father's first name is John.

• My father's last name is Smith.

• My father goes by the name John Smith in official documents.
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Q2. Where do you live
Ans. 
I live in a cozy apartment in downtown area with easy access to public transportation and amenities.
• I live in a cozy apartment in the downtown area

• I have easy access to public transportation

• I have access to amenities like grocery stores, restaurants, and parks
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