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I applied via Naukri.com and was interviewed before Aug 2020. There was 1 interview round.
Expected Loss formulae calculates the potential loss from credit risk.
Expected Loss = Probability of Default x Exposure at Default x Loss Given Default
Probability of Default is the likelihood of a borrower defaulting on a loan
Exposure at Default is the amount of money owed by the borrower at the time of default
Loss Given Default is the percentage of the Exposure at Default that is not recoverable
Expected Loss is used t...
Basel 4 is a set of banking regulations that aim to strengthen the resilience of the banking sector.
Basel 4 introduces new capital requirements for banks
It includes a new standardized approach for credit risk
It also introduces a new output floor to limit the variability of risk-weighted assets
Basel 4 aims to improve the comparability and transparency of banks' risk-weighted assets
It also includes new requirements for m...
Counterparty Credit Risk is the risk of loss due to a counterparty defaulting on a financial contract. CVA is the cost of this risk.
Counterparty Credit Risk is the risk that a party in a financial contract will default on their obligations.
CVA (Credit Valuation Adjustment) is the cost of this risk and is calculated as the difference between the risk-free portfolio value and the value of the portfolio with counterparty ...
Basel 4 is an updated version of Basel 3 with stricter regulations and additional requirements.
Basel 4 includes new requirements for market risk, credit risk, and operational risk.
Basel 4 introduces a new standardized approach for measuring counterparty credit risk.
Basel 4 requires banks to hold more capital against their exposures.
Basel 4 also includes new disclosure requirements for banks.
Basel 4 is expected to be im
Counterparty Credit Risk can be reduced or mitigated through various methods.
Performing credit checks on counterparties
Establishing credit limits for counterparties
Collateralizing transactions
Using netting agreements
Diversifying counterparties
Monitoring credit exposure regularly
BDD focuses on behavior while TDD focuses on testing.
BDD stands for Behavior Driven Development while TDD stands for Test Driven Development.
BDD emphasizes on the behavior of the system from the user's perspective.
TDD emphasizes on testing the code and ensuring it meets the requirements.
BDD uses natural language to describe the behavior of the system in scenarios.
TDD uses code to test the functionality of the system.
BD...
A user story is a small, specific requirement while an epic is a larger, more general requirement.
User stories are typically written from the perspective of the end user and describe a specific action or feature they need.
Epics are larger requirements that may encompass multiple user stories and often require more time and resources to complete.
User stories are often used in agile development to break down larger requi...
VaR can be calculated using historical simulation, parametric method, and Monte Carlo simulation.
Historical simulation uses past data to estimate potential losses.
Parametric method assumes a normal distribution of returns and calculates VaR based on mean and standard deviation.
Monte Carlo simulation uses random sampling to simulate potential outcomes and estimate VaR.
Other methods include delta-normal method and extrem...
Fat tail loss refers to the extreme losses that occur due to rare events with high impact.
Fat tail loss is a type of risk that is often overlooked because it is associated with rare events.
It is called 'fat tail' because the probability distribution of the event has a fatter tail than a normal distribution.
Examples of fat tail events include natural disasters, terrorist attacks, and financial market crashes.
Fat tail lo...
Scrum ceremonies include Sprint Planning, Daily Stand-up, Sprint Review, and Sprint Retrospective.
Sprint Planning - planning the work to be done in the upcoming sprint
Daily Stand-up - a daily meeting to discuss progress and plan for the day
Sprint Review - a meeting to review the work completed in the sprint
Sprint Retrospective - a meeting to reflect on the sprint and identify areas for improvement
BA delivers various documents in a data migration project.
Requirements document
Data mapping document
Data quality report
Test cases and test results
User acceptance testing (UAT) plan
Training materials
Data migration plan
Achievements include leading successful audits resulting in improved processes and cost savings. Failures include missing deadlines due to unexpected challenges.
Led successful audits resulting in improved processes and cost savings
Implemented new audit procedures that increased efficiency and accuracy
Received recognition for identifying and resolving major financial discrepancies
Missed deadlines on a few occasions due ...
I applied via Campus Placement and was interviewed in Oct 2024. There were 2 interview rounds.
Aptitude has general maths, English and Finance questions very easy and it was a online aptitude test.
Indices are statistical measures used to track the performance of a specific group of assets or market.
Indices are used to provide a snapshot of the overall market or a specific sector.
They are often used as benchmarks for investment performance.
Examples include the S&P 500, Dow Jones Industrial Average, and NASDAQ Composite.
Capital budgeting is the process of planning and managing a firm's long-term investments.
Involves evaluating potential investments and deciding which ones to pursue
Considers factors such as cash flows, risks, and returns
Helps in determining the best allocation of resources for maximum profitability
Examples include building a new factory, purchasing equipment, or launching a new product
I am a dedicated and detail-oriented analyst with a strong background in data analysis and problem-solving.
I have a Bachelor's degree in Statistics and have completed multiple data analysis projects during my studies.
I am proficient in using statistical software such as R and Python for data analysis.
I have experience in conducting market research and creating reports to help businesses make informed decisions.
It was an aptitute round and 2 coding questions was there
Societe Generale Global Solution Centre interview questions for popular designations
I applied via Referral and was interviewed in Dec 2024. There were 2 interview rounds.
String manipulation questions easy not that much hard
Reverse a string based on input
Use a loop to iterate through the characters of the input string
Append each character to the beginning of a new string to reverse it
Return the reversed string as the output
Get interview-ready with Top Societe Generale Global Solution Centre Interview Questions
I applied via Campus Placement
Consisted of 3 coding questions and an aptitude test (Quantitative + English + Basic CS Questions)
ACID properties are a set of properties that guarantee reliability and consistency in database transactions.
Atomicity: All operations in a transaction are either completed successfully or not at all.
Consistency: Data is always in a valid state before and after a transaction.
Isolation: Transactions are isolated from each other until they are completed.
Durability: Once a transaction is committed, its changes are permanen
Normalization in DBMS is the process of organizing data in a database to reduce redundancy and improve data integrity.
Normalization involves breaking down a database into smaller, more manageable tables.
It helps in reducing data redundancy by storing data in a structured manner.
Normalization ensures data integrity by minimizing data anomalies.
There are different normal forms like 1NF, 2NF, 3NF, BCNF, etc.
Example: In a ...
I would address the issue directly with the co-worker and involve a mediator if necessary.
Address the issue directly with the co-worker in a calm and professional manner.
Seek to understand the root cause of their hostility and try to find common ground.
Involve a mediator or HR if the situation escalates and becomes unmanageable.
I have strong project management skills with experience in leading cross-functional teams and delivering projects on time and within budget.
Experience in creating project plans and timelines
Ability to effectively communicate with stakeholders and team members
Skilled in risk management and problem-solving
Proficient in using project management tools such as Asana and Jira
I have 5 years of experience managing projects using PMP frameworks.
Led cross-functional teams to successfully deliver projects on time and within budget
Implemented PMP methodologies such as risk management and stakeholder communication
Utilized tools like Gantt charts and critical path analysis to track project progress
Obtained PMP certification to enhance project management skills
Developing a real-time monitoring system for a large-scale financial trading platform
Implemented complex algorithms to analyze market data in real-time
Designed a scalable architecture to handle high volume of transactions
Worked closely with traders and analysts to understand requirements and make necessary adjustments
Managed a team of developers to ensure project milestones were met
It was an online assessment containing 3 DSA questions
I applied via Approached by Company and was interviewed in Oct 2024. There was 1 interview round.
I applied via Approached by Company and was interviewed in Sep 2024. There was 1 interview round.
Use a hash set to remove duplicates in an array of strings
Create a hash set to store unique elements
Iterate through the array and add each element to the hash set
Convert the hash set back to an array to get the unique elements
React virtual DOM is a lightweight copy of the actual DOM, used for efficient updates and rendering in React applications.
Virtual DOM is a concept where a lightweight copy of the actual DOM is created in memory.
React uses virtual DOM to efficiently update and render components without directly manipulating the actual DOM.
When changes are made to the virtual DOM, React calculates the most efficient way to update the act...
React hooks are functions that let you use state and other React features without writing a class.
React hooks were introduced in React 16.8 to allow functional components to have state and lifecycle methods.
useState() is a hook that allows you to add state to functional components.
useEffect() is a hook that allows you to perform side effects in functional components.
useContext() is a hook that allows you to use the con...
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