CreditQ Interview Questions and Answers

Capital budgeting is the process of planning and managing a firm's long-term investments.

• Involves evaluating potential investments and deciding which ones to pursue

• Considers factors such as cash flows, risks, and returns

• Helps in determining the best allocation of resources for maximum profitability

• Examples include building a new factory, purchasing equipment, or launching a new product

Testing strategies and techniques are essential for ensuring software quality and identifying defects.

• Testing strategies include black box, white box, and gray box testing

• Techniques include unit testing, integration testing, and acceptance testing

• Automation testing can improve efficiency and reduce human error

• Exploratory testing can uncover unexpected defects

• Risk-based testing prioritizes testing based on potential impact

• Regression testing ensures that changes do not introduc...read more

Indices are statistical measures used to track the performance of a specific group of assets or market.

• Indices are used to provide a snapshot of the overall market or a specific sector.

• They are often used as benchmarks for investment performance.

• Examples include the S&P 500, Dow Jones Industrial Average, and NASDAQ Composite.

Financial instruments are assets that can be traded, such as stocks, bonds, derivatives, and currencies.

• Stocks: Represent ownership in a company and can be bought and sold on stock exchanges.

• Bonds: Represent debt owed by a company or government and pay interest to the bondholder.

• Derivatives: Financial contracts whose value is derived from the performance of an underlying asset, index, or interest rate.

• Currencies: Used for trading and investment purposes in the foreign exchang...read more

Different types of customers may require different types of documents for analysis.

• Different types of customers may include individual consumers, businesses, government agencies, etc.

• Documents required for analysis may include financial statements, invoices, contracts, market research reports, etc.

• Understanding the type of customer and the documents they provide is crucial for accurate analysis.