Shriram Finance Interview Questions, Process, and Tips

Q1. How do you collect money from lender
Ans. 
I collect money from lenders through various methods such as wire transfers, ACH payments, checks, and online payment portals.
• Set up automatic payments through ACH transfers

• Accept payments via wire transfers

• Receive checks by mail or in person

• Utilize online payment portals for easy and secure transactions
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Q1. What do you know about Shriram Finance
Ans. 
Shriram Finance is a leading non-banking financial company in India, specializing in vehicle financing.
• Established in 1974

• Offers a wide range of financial products including loans for commercial vehicles, passenger vehicles, and construction equipment

• Has a strong presence in rural and semi-urban areas

• Part of the Shriram Group, a prominent conglomerate in India
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Q2. What is your basic understanding of Credit Analyst
Ans. 
Credit Analyst assesses the creditworthiness of individuals or companies by analyzing financial data and determining the likelihood of repayment.
• Evaluate financial data such as income, assets, debts, and credit history

• Assess risk factors and determine credit ratings

• Make recommendations on credit limits and terms

• Monitor and review credit accounts for potential risks

• Communicate findings and recommendations to management
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