SBI Cards & Payment Services Senior Manager Interview Questions and Answers

Q1. Brief your profile
Ans. 
Experienced Senior Manager with a proven track record in leading teams and driving business growth.
• Led cross-functional teams to successfully launch new products

• Implemented cost-saving initiatives resulting in a 15% increase in profit margins

• Developed and executed strategic plans to expand market share

• Managed key client relationships to ensure customer satisfaction
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Q2. Technical questions about auditing
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Q1. Number of years experience
Ans. 
I have 10 years of experience in senior management roles.
• 10 years of experience in senior management roles

• Proven track record of successfully leading teams and achieving business goals

• Strong strategic planning and decision-making skills

• Experience in budget management and financial analysis
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Q2. Expected CTC ect
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Cover holistic view about management and, stakeholder

Q1. Describe yourself
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Q2. Roles and responsibility
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Q1. Experience, expected salary
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Q1. Situation based questions
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Q1. Situational based questions
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Q1. Salary negotiation and joining formalities
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Q1. Be aware of Market info on lending
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Q1. General discussion only
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Q1. Tell me your project details
Ans. 
Developed a web application for online shopping with user authentication and payment gateway integration.
• Used React.js for front-end development

• Implemented user authentication using JWT tokens

• Integrated Stripe API for payment processing
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Q1. Oops concepts explained
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Q1. Optimization Techniques
Ans. 
Optimization techniques are methods used to improve the efficiency and performance of software applications.
• Use of algorithms like dynamic programming and greedy algorithms

• Profiling and performance tuning to identify bottlenecks

• Code refactoring to improve readability and maintainability

• Utilizing caching and memoization for faster access to data

• Parallel processing and multi-threading for improved concurrency
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No aptitude test was taken

Q1. What is Net asset value ?
Ans. 
Net asset value (NAV) is the value of a fund's assets minus its liabilities, divided by the number of shares outstanding.
• NAV is calculated by subtracting the fund's liabilities from its assets.

• The result is then divided by the number of shares outstanding to determine the NAV per share.

• NAV is used to determine the price at which shares of a mutual fund are bought or sold.

• It is an important metric for investors to asses
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Q2. What do you mean by corporate actions ?
Ans. 
Corporate actions refer to events initiated by a public company that can affect its shareholders and securities.
• Corporate actions include dividends, stock splits, mergers, acquisitions, rights issues, and spin-offs.

• These actions can impact the value of securities, alter ownership structure, or change the financial structure of the company.

• Investors need to stay informed about corporate actions to make informed decision
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Q1. Moderate level questions on sql
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Q2. Moderate level questions on python
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Q1. Asked question on resume projects
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Q1. Spark streaming
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